Scrimpr Cheap Direct Debit

Support my efforts making Scrimpr tools and guides with a monthly contribution via direct debit. Many users from BeermoneyUK find this payment method also helps meet requirements for bank switch offers.

Scrimpr Direct Debit Icon
Sites I like the most:
This is a clickable ad for Custard - a UK focussed cashback site that has some nice offers.
Custard Cashback Promotion
This is a clickable ad for Custard - a UK focussed cashback site that has some nice offers.

Scrimpr Direct Debits

Standard option

50p Direct Debit

Support my tools and guides with a small monthly contribution via direct debit. It only takes a few clicks to set up, and takes around 5 business days for the first transaction to be taken.

This will set up a single 50p direct debit.

Enhanced option

£1 Direct Debit

If you want to support my efforts with a bit more, then you can set up a £1 monthly direct debit as well. This helps keep our tools and guides running. Again, it should take around 5 days!

This will set up a single £1 direct debit.

Scrimpr Heroes

Choose your amount

If you want to support Scrimpr with a larger contribution, then you can setup a monthly direct debit and choose the amount! This helps me keep the Scrimpr website running.

This will set up a single direct debit.

Each direct debit option above sets up a single monthly contribution to support Scrimpr's work. There are three different amounts so you can choose the level of support that works for you, and easily track your contributions. If you want to increase your support, you can set up multiple direct debits at any amount (for example, two 50p contributions for £1 total monthly support).

Alternative Direct Debits

If you're specifically looking for direct debits to meet bank switching requirements, our Scrimpr options above are quick to set up. However, if you need multiple different direct debits or prefer other options, here are some alternatives:

Park Christmas Savings
Christmas savings with direct debit setup
Good for: puting money away
Visit Website âž”
*£10 bonus to start
Hilton Honors Debit Card
A cashback debit card with direct debit payments
Good for: Hotel points
Visit Website âž”
*Earn Hilton points on spending
Plum
Savings app with direct debit deposits
Good for: Automated saving goals
Visit Website âž”
*Free to start saving
Moneybox
Investing and savings with direct debits
Good for: Long-term investing goals
Visit Website âž”
*£2 minimum weekly deposits
Important: Many services like Spotify, Netflix, and some mobile providers use "Continuous Payment Authorities" (charging your card directly) rather than direct debits. Always check the payment method before relying on them for bank switching requirements.

Bills & Utilities

  • Gas & electricity bills
  • Council tax
  • Water bills
  • Broadband/phone bills (check provider - some use card payments)
  • Mobile phone bills (mainly big providers like EE, O2, Vodafone - smaller providers often use card payments)
  • TV licence
  • Pay TV (Sky, Virgin, etc.)

Financial Products

  • Credit cards (all major providers - need monthly spending to keep active)
  • eBay seller account
  • Savings accounts (Plum, Moneybox, Post Office Online Saver)
  • Investment platforms (InvestEngine, Vanguard, Wealthify, AJ Bell, Nutmeg, etc.)
  • Travel debit cards (Currensea, Hilton Honors Debit Card)
  • Christmas savings (Park Christmas Savings)
  • Mortgage overpayments (Sprive)
  • PayPal transfers
  • Some BNPL services (Klarna - if set up correctly)

Insurance & Protection

  • Car insurance (if monthly payments available)
  • Home insurance (if monthly payments available)
  • Life insurance
  • Travel insurance (annual policies paid monthly)
  • Vehicle tax (has 5% monthly surcharge)

Subscriptions & Memberships

  • Gym memberships (check payment method)
  • Magazines (Radio Times, etc. - check payment method)
  • Heritage/cultural memberships (English Heritage, National Trust)
  • Food/drink subscriptions (check payment method - many use card payments)

Charitable Giving

  • Regular donations to charities (can set up multiple small amounts to different charities)

Lotteries & Games

  • National Lottery
  • Health Lottery
  • Postcode Lottery

Frequently Asked Questions

Everything you need to know about the Scrimpr / BeermoneyUK direct debits.

Our Direct Debit service is designed to help you meet the criteria for various bank switch offers. By setting up regular direct debits, you can qualify for promotional offers from banks.

We use Stripe (https://stripe.com/gb) to process your payments securely. Once you sign up, we will set up a small regular direct debit – 50p, £1, or a value of your choosing from your bank account. This ensures you meet the direct debit requirement for your bank switch offer.

Either 50p or £1 or the amount you choose. Payment is taken monthly, and you can cancel at any time.

Yes, your payment information is processed securely through Stripe, a leading payment processing platform. Stripe complies with the highest standards of security and encryption to keep your data safe.

Not at the moment. Payments are taken monthly. We might add options such as weekly, bi-weekly, or monthly.

Setting up a direct debit is easy and done is a few simple clicks. Just choose the direct debit you want to set up and you will be taken to the Stripe platform to provide your bank details.

I have just integrated a new Stripe Subscription Portal where you should be able to cancel your Scrimpr subscription. But it's new. So, for the time being, please try this and also fill out the cancellation form below!

There are several other ways to cancel your direct debit:

  1. Fill out our cancellation form: Cancel Direct Debit
    Please note, you must submit the form at least 3 working days before your payment date, as direct debits are processed in advance.
  2. Cancel through your bank: You can cancel the payment directly from your banking app or website. Alternatively, you can contact your bank by phone. If you experience any issues, please reach out to us at hello@scrimpr.co.uk.

After cancelling with your bank, you may still receive a notification from Stripe the next month. This is because your bank doesn't automatically notify Stripe about the cancellation. While Stripe may send an email about an upcoming payment, your bank will block the payment when Stripe attempts to collect it. Stripe will then update your subscription status to reflect the cancellation.

In more detail:

  • Step 1: You cancel with your bank, but the bank does not inform Stripe. Your bank is instructed to block the transaction.
  • Step 2: The following month, Stripe tries to collect payment. They will email you, but it’s not a new direct debit — it’s the old one that Stripe hasn't yet recognized as cancelled.
  • Step 3: Your bank blocks the payment. Stripe’s system is updated to cancel the subscription.

No, there is no long-term commitment. You can use our service for as long or as short a period as you need. You are free to cancel at any time.

Once the direct debit is set up, you will receive a confirmation email. You can also check the status of your direct debits with your bank.

Yes, you can set up multiple direct debits if needed. Simply add additional direct debits through our website.

Just send an email to hello@scrimpr.co.uk

There are two options. It depends on which bank you are switching to.

  • During the application process. Many banks will ask if you want to switch an account during the application process. If so, just enter the details of your old account and the Current Account Switch Service will take care of the rest. 
  • Once your new account is open. Some banks require you to fill in a form after you have opened your new account. You just need to fill in your old and new account details, and then everything will be sorted automatically.

Usually, just the following three things:

  • Sort code and account number.
  • Debit card information
  • Usually, but not always, 2 active direct debits on the account you are switching.

No. But it might be a good idea – this will allow you to see when the switch happens (i.e. when the money is transferred!). Also, any money transferred as part of the switch will count towards any deposit requirements for your new account.

Most online forms require card details, and some banks will cancel switch applications if you do not give card details. But you can usually switch such accounts over the phone.

Best not to. You are asked to enter the debit card information as part of the process.

Yes. Only the current account will be closed (some linked regular savers may be converted to normal savings accounts). You might want to consider if switching a secondary account is a better option. Also, some banks will block a switch if you have a linked savings product open (e.g. Chase).

Unfortunately, banks keep their acceptance criteria a secret. You might be unlucky with one bank, but lucky with another.

No. You do not need to keep the online access (you could shut it down). But you may wish to retain these details in case your old bank suddenly appears with an offer that makes you want to switch back. Or open up a savings account.

Nobody out with the bank knows. You could try appealing, but your only way to find out more is to contact the bank.

Sometimes automated checks fail. If this happens, you may be asked to manually verify your application by visiting a branch or sending in a copy of your ID.

No. You can downgrade the account. But you should probably wait until you have been paid the bonus.

Usually, these are sent via post/email when you sign up. But some banks don't have the account numbers on the card, or maybe letters get lost in the post. If this happens, wait for the card to arrive and contact their support. If you get a bot on the chat thing, type “speak to a human” repeatedly.