Compare the best UK cashback websites and apps that give you money back on everyday purchases. See rates, payout terms, and how each platform works.
Compare the best UK cashback websites and apps that give you money back on everyday purchases. See rates, payout terms, and how each platform works.
By Scrimpr
Updated 25 Apr 2026
This article is one of a series of Scrimpr guides to cashback. New here? Start with the complete cashback guide. Cashback can be an easy way to “save” on things you were going to buy anyway — but it’s never guaranteed, so it should never influence what you spend. There are ways to maximise your chances of it tracking properly, but what’s on offer changes all the time.
Most people are leaving money on the table every time they shop — not because they’re lazy, but because they reckon it’s not worth their time. It is. £3-4 on a £100 shop in 30 seconds works out at over £400 an hour. Quite dandy, really. Below you’ll find detailed write-ups of the platforms I use most, plus a full ranking of every UK cashback site and app.
5,000+ UK retailers, often the highest rates, payouts via PayPal or bank transfer.
I’ve used TopCashback* since 2017 and it’s where I check first for almost any online purchase. Sign up free, search for the retailer you want, then click through to their site from TopCashback — that click is what tracks the sale. Shop as normal. The cashback shows as pending in your account within a few days, then confirmed once the retailer has paid out — usually 4–8 weeks, longer for insurance or mobile contracts where there’s a cancellation window. Withdraw to your bank, PayPal, or take it as a gift card (Amazon, M&S, Tesco, etc.) for a small bonus on top.
Example retailers: Mobile and broadband (Vodafone, EE, BT, Sky, Three, Virgin Media), insurance (Aviva, Direct Line, Admiral, Compare the Market, GoCompare), travel (Booking.com, Expedia, Trainline, Jet2, On the Beach), fashion (M&S, John Lewis, Boden, ASOS, Next), tech (Currys, Samsung), supermarket gift cards (Tesco, Sainsbury’s, Morrisons), plus energy switches and most major UK utilities.
How I use TopCashback: Mobile contract renewals (£30–£60 each), home insurance switches (£50–£100), and Samsung direct purchases (3–5% back). I also run any flight or hotel booking through it before checkout.
Worth knowing: Some cashback us very fast. But some can take a long time. Some often require a long holding period before they pay — two of my £60+ mobile cashbacks took 5+ months, and an insurance cashback took over a year. But bonus money in a year is better than no bonus money!
Instant cashback on supermarket and high-street gift cards, no tracking delays.
I switched to EverUp* after using the original giftcard cashback app, JamDoughnut* because the cashback rates are consistently higher across most supermarkets. EverUp is a gift card app: open it at the till, pick the supermarket (or restaurant, or shop), buy a gift card for roughly what you’re about to spend, and the cashback lands in your EverUp wallet instantly. Pay using the gift card barcode in the app — just get the cashier to scan it. Then withdraw your cashback to your bank when it’s built up. or use it to buy another giftcard.
Example retailers: Supermarkets (Tesco, Sainsbury’s, Asda, Morrisons, M&S Food, Waitrose, Iceland, Co-op), eating out (Costa, Caffè Nero, Wagamama, Greggs), high street (Argos, Currys, Boots, B&Q, Halfords, John Lewis, IKEA, H&M), entertainment (Cineworld, Vue, Odeon, Spotify).
How I use EverUp: Every weekly shop at Tesco or Sainsbury’s, plus any time I’m about to spend at Argos, Halfords, or a chain restaurant. Open the app at the till, buy the card for the basket total, and pay with it.
Worth knowing: Rates change all the time — a supermarket might be at 5% one week and 3% the next. Check the rate right before you pay. Some gift cards have a maximum balance (usually £250 or £500) so for big purchases you may need to buy two.
Current rates: Check my supermarket gift card comparison tool for today’s rates across EverUp, JamDoughnut, Airtime Rewards and others.
Link your card, shop as normal, cashback paid as a discount on your mobile bill.
Airtime Rewards* is the most hands-off of the bunch. Sign up free, link your debit or credit card (any major UK card), then carry on shopping as normal. When you spend at one of their partner retailers, cashback tracks automatically — no clicking through, no app to open at the till, no codes to enter. The cashback builds up in your account and gets applied as a discount on your monthly mobile phone bill when you redeem it. Most big UK networks are supported (EE, O2, Vodafone, Three, and more).
Example retailers: Health and beauty (Boots), supermarkets (Morrisons), high street (Argos, B&Q, Foot Locker, Harvey Nichols, Tiso), plus a lot more.
How I use Airtime Rewards: The ongoing 7% Boots offer — every time I buy something in Boots with my linked card, it tracks automatically and chips away at my phone bill.
Worth knowing: Rewards are paid as a discount on your phone bill, not cash. Fine for me because I top up a pay-monthly plan, but it won’t suit everyone. Worth checking the offers list and the supported networks before you sign up to make sure both the shops you use most and your phone provider are covered.
7CTKVTVK at sign-up — gets you £2 when you join and spend £5 within 7 days (and me a small kickback).
Cashback is less reliable than people will tell you. Here’s how I keep my failure rate down and what I do when it fails anyway.
Most tracking failures I’ve had coincided with having a browser extension running — price comparison tools, couponing plugins, or another cashback tab open at the same time. I can’t prove any specific extension killed any specific purchase, but my failure rate dropped to near-zero once I started doing cashback purchases in a fresh incognito window with no extensions.
This one is about earning more, not avoiding failure. Different platforms pay very different rates for the same retailer — I’ve seen Currys at 2% on one site and 5% on another in the same week. Checking my cashback comparison tool takes 10 seconds and often doubles what I earn.
Closing the window and reopening the retailer from an email or bookmark breaks the tracking chain. Quick tab switches in the same session are fine in my experience. If you do close the tab, start again from the cashback site — don’t resume from a marketing email or bookmark.
Everywhere else, cashback is never fully guaranteed — it’s best to prepare for the worst whilst hoping for the best, and enjoy the nice surprise when it comes through. Which can take a bloody while sometimes. If it never turns up, every major platform has a missing-cashback claim form. I’ve submitted two and both were honoured within a few weeks. My cashback tracking troubleshooter walks through what to try before submitting a claim.
NX Rewards (and its sister platform Complete Savings) pay 10% cashback online and 2% in-store, plus a 20%-off One4All gift card every month. On paper that crushes everything above. I use NX Rewards regularly and do well out of it.
But it’s a £18/month subscription, and you can only sign up after shopping via one of their partners that advertise the site during online checkouts (e.g. eBay, National Express, Odeon). You get the subscription fee refunded every month you submit a qualifying cashback receipt — but if you forget, or you’re not shopping through partners often enough, it loses money. It’s also been through an ASA ruling and bad press over its marketing and cancellation process, and that baggage is fair.
I’ve kept it out of the main ranking above because it’s not free and it’s not for everyone. If you’re an active cashback user who’ll claim the monthly bonus without fail, it can easily pay for itself many times over. If you’ll forget, avoid.
Read my full NX Rewards & Complete Savings guide on r/beermoneyuk → — how it works, how to claim back the subscription, how to stack the gift card discount, and an honest take on the negative press.
Here’s some of what I’ve earned this year from stuff I was buying anyway.
The Dell one is the outlier. Most months it’s a handful of £3-10 trickles from ordinary shopping and one or two bigger ones when something expensive comes up. The point isn’t the individual amounts — it’s that it happens every month without me changing what I buy.
The full reference. Sortable and filterable — if a platform exists in the UK, it’s in here.
Most retailers covered
Original instant cashback app
Good gift card rates
Flat 10% cashback rate
Highest signup bonus (£25)
Rent payment cashback
Surveys and games included
Automatic card-linked cashback
Quick £5 signup bonus
Requires monthly shopping commitment
Apple Store cashback available
Okay for utility switching deals
Airline points instead of cash
Mortgage overpayment focus
Experience rewards available
Limited value
Outperformed by competitors
Poor rates overall
Yes. I’ve been using TopCashback since 2017 and been paid every time. The only issues I’ve had were two tracking failures — a £12 Asda order and a £6 Currys order — and in both cases the support team manually claimed the cashback within a couple of weeks. Stick to established platforms (TopCashback, JamDoughnut, Airtime Rewards) and you’ll be fine.
For general online shopping, TopCashback has consistently given me the best rates and most reliable tracking. For weekly supermarket shops, JamDoughnut wins because it pays instantly. For automatic set-and-forget cashback, Airtime Rewards is unbeatable. I check rates before every purchase using my cashback comparison tool.
Only if you’re buying things you’d buy anyway. Cashback encourages spending on stuff you wouldn’t otherwise touch, which wipes out the savings — I’ve seen people get this spectacularly wrong. Treat it as a rebate on existing spending and you’ll earn £150-500 a year with minimal effort. Treat it as a reason to shop and you’ll lose money.
They pay the highest rates on paper (10% online, 2% in-store) but charge ~£15/month. If you claim the monthly bonus every month they refund the fee — but miss it and you lose money. I use NX Rewards but keep it separate from the main ranking because it’s not a free platform. Read my full NX Rewards & Complete Savings guide for whether it’s worth it for you.
Tracking usually shows within 24-72 hours. Payable time varies: a few weeks for retail, 3-6 months for financial products and travel. My slowest was a 5-month wait on a £60 TalkTalk cashback; fastest was 48 hours on a Just Eat order.
Sometimes, not always. Some platforms list specific “approved” voucher codes; others void cashback if any code is applied. Always check the cashback site’s terms for each retailer before using a code. I generally skip the voucher if the cashback is higher value — they rarely stack and I’d rather have the bigger rebate.
Almost always one of three things: ad blockers enabled, cookies not cleared, or clicking away mid-purchase. Disable blockers, clear cookies, complete the purchase in one session. If it still doesn’t track, every major cashback site has a missing-cashback claim form — I’ve submitted two and both were honoured.
When you click a link with an * and sign up, I get paid a small commission from the provider — usually a few pounds, sometimes more. That's how Scrimpr stays free and how I pay for the time I put into it.
Worth knowing:
For the full breakdown of which partners pay what, see how Scrimpr is funded.
Different sites pay wildly different amounts for the same thing — one might pay £10 cashback whilst another pays £15. I like to make the most of things, and I got tired of opening ten apps to compare every time. So I built these tools. They check 30+ sites each day and show you which one is paying the most.
The links in this tool are refer-a-friend links — the same referral mechanic any user gets when they share their own code. When you sign up through one, the platform pays Scrimpr a small referral bonus, the same as if a friend had referred you. That's what keeps the tool free.
Worth knowing:
For more information, see how Scrimpr is funded.
