51 UK Free Money Offers & Welcome Bonuses (June 2026)

Over £5,167 in welcome bonuses across banking, investing, energy and more (if you signed up to every offer)

Bank Switch Offers Investing Offers Refer a Friend Cashback Comparison

By Scrimpr

Updated 1 Jun 2026

51 active sign-up offers worth over £5,167 in welcome bonuses.

By Scrimpr · Updated 1 Jun 2026

On Scrimpr, I compare sign-up offers from brands looking to attract new customers with generous welcome bonuses. UK companies across banking, investing, energy, and other sectors offer welcome bonuses when you sign up and meet their terms.

What you need to know: Must be 18+ and a UK resident. Most offers require you to be a new customer. Conditions like minimum deposits, spend requirements, or hold periods often apply. Investment platform free shares are usually weighted (60-80% receive minimum values). Always read the full terms before signing up.

Some links on this page are affiliate links. If you apply through them, Scrimpr may earn a commission at no extra cost to you. This doesn't affect my editorial ratings or which offers appear first.

On This Page

Showing 51 of 51 offers · Updated 1 Jun 2026

Featured 1

IG Invest

Investing

View on IG Invest* More details

Capital at risk. Fees may apply.

Deadline: 31 Dec 2026 · Verified 10 May 2026

Get between £40 and £300 in UK bonus shares when you invest £300+ with IG via this Scrimpr link. Available until 31st December 2026. Want a higher max reward? See the £1,000 monthly bonus offer. Transferring existing investments? See the IG Transfer Offer (up to £3,000 cashback). Offer valid until 31st December 2026. Capital at risk. Fees may apply.

Featured 2

TopCashback

Cashback

View on TopCashback* More details

Min spend varies · Verified 26 May 2026

TopCashback is the most popular UK cashback site. It offers cashback at most online retailers, plus gift-card cashback for in-store purchases, and pays well on utility switches. New customers get a £20 bonus once they've earned their first £10 in cashback via my link; existing members earn £10 per successful referral. The bonus amount varies - sometimes it's £10, sometimes £20 - so check the value on the landing page before signing up.

Featured 3

Octopus Energy

Utility

View on Octopus Energy* More details

Verified 17 May 2026

Switch to Octopus Energy and you'll get £50 credit once your switch is complete. Existing customer? Find out how you can benefit too. T&Cs apply (only one switching offer per household)

Featured 4

Gemsloot

Cashback

View on Gemsloot* More details

Min spend varies · Verified 26 May 2026

Gemsloot is my favourite UK reward platform. It pays you to play mobile and desktop games, complete surveys and try sign-up offers. New users get 3 mystery boxes when they sign up with my code; existing members earn £5 per successful referral. Desktop game offers are usually the easiest way to start earning. Use code beermoney at sign-up to collect your bonus.

Featured 5

Quidco

Cashback

View on Quidco* More details

Min spend varies · Verified 26 May 2026

Quidco is the UK's second-largest cashback site. It offers cashback at thousands of UK retailers, exclusive rates that TopCashback's guarantee can't match, and the Quidco Compare service for insurance and utility switches. Get a £10 bonus when you sign up with my link and earn your first £5 in confirmed cashback. Once you've signed up, you can refer your own friends to earn up to £25 for each one who becomes a verified Quidco user.

Featured 6

Earnlab

Cashback

View on Earnlab* More details

Min spend varies · Verified 26 May 2026

Earnlab is a UK/US Get-Paid-To platform for earning through tasks, games, and surveys. New users get 3 mystery boxes when signing up via referral link. Referrers earn 10% commission on friends' lifetime earnings. Must enable device tracking for activity verification. Minimum cashout varies by payment method. Use code beermoneyuk at sign-up to collect your bonus.

Featured 7

Rakuten

Cashback

View on Rakuten* More details

Min spend £60 · Verified 26 May 2026

Rakuten UK is a cashback shopping portal with around 3,500 partner stores. Sign up via my link for a £25 bonus once you've spent around £60 (£50 ex VAT) across multiple Rakuten partner brands (excluding Amazon) within 90 days.

Featured 8

Robinhood

Investing FCA: 823590

Visit Robinhood

Capital at risk. Fees may apply. Scrimpr isn't affiliated with Robinhood.

Deadline: 21 Jul 2026 · FCA regulated · Verified 25 May 2026

2% cashback on UK Stocks & Shares ISA contributions, capped at £400. Deposit £20,000 to hit the cap. Cash deposits only. Hold for 1 year. Bonus paid in USD; US withholding tax may apply. Offer valid until 21st July 2026. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Robinhood.

Featured 9

JamDoughnut

Cashback

View on JamDoughnut* More details

Min spend varies · Verified 26 May 2026

JamDoughnut is a UK gift card cashback app with instant cashback at major retailers. Sign up via my link with code GMN2 for a £3 welcome bonus after your first gift card purchase.

Featured 10

EverUp

Cashback

View on EverUp* More details

Min spend varies · Verified 26 May 2026

EverUp is a UK gift-card cashback app. Sign up with referral code REF-SCRIMPR for a 10 million bonus coins (~£1.50) reward after you've earned your first £10 in cashback. Cashback is instant at the till; the bonus coins are spent in EverUp's in-app games.

User Interviews

Market Research

View on User Interviews* More details

Verified 1 Jun 2026

User Interviews is a UX research participant panel that pays you to take part in studies. Sign up via my referral link and you'll get a $10 bonus (around £7.50) on top of your first study's pay once you complete it. Then if you keep doing studies and refer your own friends, you'll earn $10 per friend who completes their first study, plus a separate $30/$30 programme for specific featured studies. Paid via Tremendous - Amazon UK gift cards, prepaid Visa, PayPal and 1,000+ other options.

Attraction Tickets

Travel

View on Attraction Tickets* More details

Verified 30 May 2026

Attraction Tickets is a UK reseller for Orlando, Paris, London, Dubai and other major attractions. Both sides get a £10 Amazon.co.uk voucher per successful referral. Min spend is £800 for Orlando bookings or £400 for non-Orlando bookings. Powered by Mention Me - friends enter your name at checkout (or use your link). You don't need to be an Attraction Tickets customer yourself to refer.

Wise

Money Transfer FCA: 900507

View on Wise* More details

FCA regulated · Verified 1 Jun 2026

Wise is the UK's largest money transfer service and a FCA-regulated multi-currency account (FRN 900507). New customers get a fee-free transfer up to £500 on their first transfer, with no hidden exchange-rate mark-up. After that, Wise charges a flat percentage fee at the real mid-market exchange rate. Hold and convert 50+ currencies; the Wise card spends at the real rate when you travel.

Gousto

Food and Drink

View on Gousto* More details

Verified 30 May 2026

Gousto is a UK recipe box delivery service with 75+ recipes a week. Me and my wife love the pasta dishes. New customers get 60% off their first box and 20% off all other boxes in their first two months via my referral link. Then if you like it as much as we do and refer your own friends, you'll earn £20 in Gousto credit per friend who orders, up to 20 referrals (£400) a month. Credit expires 3 months without a purchase.

Lightyear

Investing FCA: 950923

See on Match My Broker

Capital at risk. Fees may apply. Scrimpr isn't affiliated with Lightyear (but Match My Broker is).

Min spend £500 · FCA regulated · Verified 25 May 2026

£50 in fractional shares or ETFs when you open an ISA via the partner link. Deposit £500 within 10 days of opening. Hold for 6 months. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Lightyear (but Match My Broker is).

Santander

Bank Switch FCA: 106054

See on Money Saving Expert

Scrimpr isn't affiliated with Santander.

Min spend £150 · FCA regulated · Verified 12 May 2026

£25 Amazon voucher for new customers signing up via the partner link. Invest £150+ in a lump sum, or set up a £50/month direct debit. Funds must go into one of 850+ eligible funds. Hold for 3 months. Scrimpr isn't affiliated with Santander.

Park Christmas

Finance

View on Park Christmas* More details

Min spend £50 · Verified 29 May 2026

Park Christmas Savings is the UK's largest Christmas savings club. New customers get £20 on account once they've paid in £50 via my referral link; I earn £20 on account per friend who joins. Both rewards are credit to spend on Park's gift vouchers (Love2shop, Amazon, ASDA, Tesco, M&S, and others) at the end of the year. 18+ UK only.

Airtime Rewards

Cashback

View on Airtime Rewards* More details

Min spend varies · Verified 26 May 2026

Airtime Rewards is a UK cashback app that pays you automatically: connect a debit or credit card once, then earn cashback at 200+ partner retailers including Boots, Argos, Currys and Halfords without scanning anything or clicking through a portal. Your earnings come off your monthly mobile phone bill rather than paying out as cash. Sign up via my link for £2 once you've spent £5 at any partner retailer within 7 days. Use code 7CTKVTVK at sign-up to collect your bonus.

Motorway

Other

View on Motorway* More details

Verified 30 May 2026

Motorway is the UK's online car-selling service that auctions your car to a nationwide dealer network. Sell via my referral link and you and I each get a £50 Amazon.co.uk gift card (£100 split between us) once the sale completes and the car is collected. Friend must be new to Motorway, car must be eligible for their dealer-network sale (not CarTakeBack / TheCarBuyingGroup). Gift cards arrive within 7 days.

CashInStyle

Get Paid To

View on CashInStyle* More details

Verified 5 May 2026

Get a $2 (£1.50) bonus when you sign up and earn your first $10 on one of the best online reward sites.

Costa Coffee

Food and Drink

View on Costa Coffee* More details

Verified 30 May 2026

Costa Club is Costa Coffee's free loyalty app. Sign up with my code ATKG8 and you and I each get 5 Beans (10 Beans = a free handcrafted drink). You earn more Beans on every drink you buy, plus a free birthday treat each year. 16+, Great Britain only.

Trading 212

Investing FCA: 609146

See on Save The Student

Capital at risk. Fees may apply. Scrimpr isn't affiliated with Trading 212.

Min spend £1 · FCA regulated · Verified 25 May 2026

1 free share worth up to £100 when you open an Invest or ISA account via the partner link. Deposit any amount to qualify. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Trading 212.

Bank of Scotland

Bank Switch FCA: 169628

Find Out More →

Scrimpr isn't affiliated with Bank of Scotland.

Deadline: 29 Jun 2026 · FCA regulated · Verified 19 May 2026

Full switch | 3 DDs (start between 19 May and 29 Jun) Offer valid until 29th June 2026. Scrimpr isn't affiliated with Bank of Scotland.

Sprive

Cashback

View on Sprive* More details

Min spend varies · Verified 26 May 2026

Sprive is a UK mortgage overpayment app that earns you cashback from major retailers, which gets applied directly to your mortgage. Sign up via the partner link with code CCLOM844 and you'll get a boost to your cashback rates as a new customer. Existing Sprive customers can earn £10 per successful referral.

Custard Cashback

Get Paid To

View on Custard Cashback* More details

Verified 6 May 2026

Get a £1 bonus at a UK-exclusive cashback site with 48-hour Rapid Pay withdrawals.

Simmer

Food and Drink

View on Simmer* More details

Verified 30 May 2026

Simmer is a UK recipe box service. New customers get 50% off their first box via my referral link (with ongoing discounts on the next 9 boxes as you stay subscribed); I earn £20 Simmer credit per friend who orders. Limited-time offer - can't be combined with other discount codes. Use code CALUM-AIU at sign-up to collect your bonus.

Freetrade

Investing FCA: 783189

See on FounderPass

Capital at risk. Fees may apply. Scrimpr isn't affiliated with Freetrade.

FCA regulated · Verified 25 May 2026

1 free share worth up to £200 when you open and fund a Freetrade account via the partner link. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Freetrade.

First Direct

Bank Switch FCA: 765112

Find Out More →

Scrimpr isn't affiliated with First Direct.

Deadline: 15 Jul 2026 · FCA regulated · Verified 23 May 2026

Full switch | £1,000 deposit + 5 card payments + 2 DDs (45 days) Offer valid until 15th July 2026. Scrimpr isn't affiliated with First Direct.

Avios

Cashback

View on Avios* More details

Min spend varies · Verified 26 May 2026

Avios is the loyalty currency for British Airways and IAG airlines, redeemable for flights, upgrades, and shopping. First-time Avios App users get 500 bonus Avios when they sign up with a referral link and complete a qualifying activity like shopping through the cashback portal or in-store with a linked card. Travel purchases don't count (but Uber does).

Nonna Tonda

Food and Drink

View on Nonna Tonda* More details

Verified 30 May 2026

Nonna Tonda is a UK fresh pasta delivery service posting handmade pasta and sauces to cook at home. New customers get 50% off their first order via my referral link; as the referrer I earn a free box (worth up to £16.50) for each friend who orders. Runs through Mention Me, so there's no code to copy - your friend just enters my name or uses my link at checkout.

eToro

Investing FCA: 583263

See on The Investors Centre

Capital at risk. Fees may apply. Scrimpr isn't affiliated with eToro.

Min spend £200 · FCA regulated · Verified 25 May 2026

Tiered free-stock welcome bonus that scales with deposit size. £10 free stock from a £200 deposit, up to £500 free stock for £5,000+ deposits. New customers only. Hold the deposit for 90 days. Capital at risk. Fees may apply. Scrimpr isn't affiliated with eToro.

Nationwide

Bank Switch FCA: 106078

Find Out More →

Scrimpr isn't affiliated with Nationwide.

FCA regulated · Verified 23 May 2026

Full switch | £1,000 deposit + 2 DDs + 1 card payment (31 days) Scrimpr isn't affiliated with Nationwide.

Tuck

Cashback

View on Tuck* More details

Min spend varies · Verified 26 May 2026

InvestEngine

Investing FCA: 801128

See on Nuts About Money

Capital at risk. Fees may apply. Scrimpr isn't affiliated with InvestEngine.

Min spend £100 · FCA regulated · Verified 25 May 2026

Tiered welcome bonus up to £100 when you open an account via the partner link and invest. Bonus tier scales with your initial investment amount. ISA and GIA available. Commission-free ETFs. Capital at risk. Fees may apply. Scrimpr isn't affiliated with InvestEngine.

Santander

Bank Switch FCA: 106054

Find Out More →

Scrimpr isn't affiliated with Santander.

FCA regulated · Verified 23 May 2026

Full switch | £1,500 deposit + 2 DDs + 5 card payments (60 days) Scrimpr isn't affiliated with Santander.

Swagbucks

Cashback

View on Swagbucks* More details

Min spend varies · Verified 26 May 2026

Swagbucks offers cashback at a lot of online shops and has some nice exclusive offers. Its better known for surveys and game offers though. Get a £10 bonus with our Swagbucks link when you make a £25 purchase via the Swagbucks Shop: https://scrimpr.co.uk/out/swagbucks.

IG Invest

Investing

View on IG Invest* More details

Capital at risk. Fees may apply.

Deadline: 30 Jun 2026 · Verified 1 Jun 2026

Get 5% AER variable on up to £20,000 uninvested cash for 12 months. New IG customers only. Use code JUNEINTEREST5. Ends 30 June 2026. Prefer cashback? See the IG Cashback Offer (up to £500) or IG Transfer Offer (up to £5,000). Offer valid until 30th June 2026. Capital at risk. Fees may apply.

NatWest

Bank Switch FCA: 121878

Find Out More →

Scrimpr isn't affiliated with NatWest.

FCA regulated · Verified 23 May 2026

Full switch | £1,250 deposit + app login (60 days) Scrimpr isn't affiliated with NatWest.

Budgey

Cashback

View on Budgey* More details

Min spend varies · Verified 26 May 2026

Budgey (previously Widilo) is a UK cashback and voucher platform with thousands of retailers. New users get £5 welcome bonus after email confirmation plus £3 on first cashback purchase via browser extension. Referrers earn £3 per friend. Minimum withdrawal £20 via bank transfer or PayPal. Use code SCRIMPR at sign-up to collect your bonus.

IG Invest

Investing

View on IG Invest* More details

Capital at risk. Fees may apply.

Deadline: 30 Jun 2026 · Verified 1 Jun 2026

Transfer £10,000+ to IG and get a tiered cashback award up to £5,000. Promotion extended: 24 April - 30 June 2026. New to investing? See the IG Cashback Offer (up to £500 cashback). Offer valid until 30th June 2026. Capital at risk. Fees may apply.

RBS

Bank Switch FCA: 114724

Find Out More →

Scrimpr isn't affiliated with RBS.

FCA regulated · Verified 6 May 2026

Full switch | £1,250 deposit + app login (60 days) Scrimpr isn't affiliated with RBS.

Virgin Red

Cashback

View on Virgin Red* More details

Min spend varies · Verified 26 May 2026

IG Invest

Investing

View on IG Invest* More details

Capital at risk. Fees may apply.

Deadline: 30 Jun 2026 · Verified 1 Jun 2026

Get £50-£500 tiered cashback when you open an IG Share Dealing account in June 2026. Invest £500+ for £50, £5,000+ for £150, £25,000+ for £300, £50,000+ for £500. Use code JUNECASH500. Ends 30 June 2026. Transferring existing investments? See the IG Transfer Offer (up to £3,000 cashback). Offer valid until 30th June 2026. Capital at risk. Fees may apply.

Ulster Bank

Bank Switch FCA: 122315

Find Out More →

Scrimpr isn't affiliated with Ulster Bank.

FCA regulated · Verified 26 May 2026

Full switch | £1,250 deposit + app login (60 days) Scrimpr isn't affiliated with Ulster Bank.

Picodi

Cashback

View on Picodi* More details

Min spend varies · Verified 26 May 2026

Webull UK

Investing

View on Webull UK* More details

Capital at risk. Fees may apply.

Deadline: 30 Jun 2026 · Verified 10 May 2026

Deposit £500+ and hold for 60 days to receive 5 random US fractional shares (Apple, NVIDIA, Tesla, or Alphabet) plus 90-day commission-free UK trading. Ends 30 June 2026. Offer valid until 30th June 2026. Capital at risk. Fees may apply.

HSBC Premier

Bank Switch FCA: 765112

Find Out More →

Scrimpr isn't affiliated with HSBC Premier.

FCA regulated · Verified 23 May 2026

Full switch | Premier eligibility (£100k income or savings) + 2 DDs Scrimpr isn't affiliated with HSBC Premier.

Cheddar Cashback

Cashback

View on Cheddar Cashback* More details

Min spend varies · Verified 5 May 2026

Get an exclusive £5 bonus instead of the usual £2

NatWest Premier

Bank Switch FCA: 121878

Find Out More →

Scrimpr isn't affiliated with NatWest Premier.

FCA regulated · Verified 23 May 2026

Full switch | £5,000 deposit + app login (60 days) — Premier eligibility £2/month account fee applies. Scrimpr isn't affiliated with NatWest Premier.

Krak (Kraken)

Cashback

View on Krak (Kraken)* More details

Min spend varies · Verified 22 Apr 2026

2% cashback free for 30 days, then up to 2% based on your balance. No cap, no FX fees.

RBS Premier

Bank Switch FCA: 114724

Find Out More →

Scrimpr isn't affiliated with RBS Premier.

FCA regulated · Verified 23 May 2026

Full switch | £5,000 deposit + app login (60 days) — Premier eligibility Scrimpr isn't affiliated with RBS Premier.

How to Claim Sign-Up Bonuses: Step-by-Step Guide

Choose Your Offer

Compare offers above based on bonus value, minimum requirements, and category (banking, investing, energy, etc.). For investment platforms, check they’re FCA-regulated.

Sign Up Using Promotional Link

Click the offer link above. You must be a new customer and use the correct referral link or code where required.

Complete Registration

Provide required information (ID, proof of address for financial services). This usually takes 10-30 minutes.

Meet Requirements

Complete the qualifying action (deposit, switch, purchase, etc.). Requirements vary by offer – check the table above for specifics.

Receive Your Bonus

Bonuses typically appear within 5-90 days depending on the offer. Check the platform’s timeline in the table above.

Respect Hold Periods

Keep your account active for any required period or your bonus may be withdrawn. Some offers have no hold period, others require 30 days to 12 months.

Can You Use Multiple Offers?

Yes, you can sign up to multiple platforms and claim their welcome bonuses. However, only do this if you’ll genuinely use the services. Consider:

Will you actually use all these accounts/services?
What are the ongoing fees or commitments?
Does it make sense to have multiple accounts in the same category?

Here are examples of how you might legitimately use multiple offers:

Different Categories

Claiming offers across different categories (banking, investing, energy) makes perfect sense as you need these services anyway.

Example: Switch bank for £175, open investment account for £50, switch energy for £75

Testing Services (Investing)

New investors might start with small amounts across a few platforms to find which interface and features they prefer.

Example: £1 on one platform to test fractional shares, £100 on another for ETF-focused investing

Different Account Types (Investing)

You might use different investment platforms for different account types based on their strengths.

Example: ISA on a low-fee platform, SIPP on a platform with strong pension features

Understanding Investment Bonus Probabilities

Most investment platforms use weighted probability distributions for free shares, meaning you’re more likely to receive lower-value bonuses. Here’s what to expect:

Platform	Bonus Range	Most Likely Value	Probability
IG Trading	£40-£200	£40-£50	60%
Trading 212	£8-£100	£8-£25	80%
Freetrade	£10-£100	£10-£25	80%
InvestEngine	£20-£100	£20-£24	75%

Important Considerations Before Claiming

Tax Implications

Some bonuses may be subject to tax:

Cash bonuses: Bank switching and some other cash bonuses are typically tax-free as they’re considered incentives
Free shares (investing): The value of free shares when received may count as taxable income
Capital gains (investing): If shares increase in value before you sell, gains above the annual allowance (£3,000 for 2024/25) are taxable
ISA advantage (investing): Free shares placed in a Stocks & Shares ISA are protected from both taxes (though many platforms place bonuses in GIAs instead)

Ongoing Costs & Commitments

Free bonuses are attractive, but consider ongoing costs and commitments:

Investment platforms: Custody fees, trading fees, FX fees, and inactivity charges may apply
Bank accounts: Some have minimum balance requirements or monthly fees
Energy contracts: Check exit fees if you want to switch again
Subscription services: Ensure you cancel if you don’t want to continue after any trial period

For investment platforms, use my ISA platform fee calculator to compare total costs.

Common Mistakes to Avoid

Not reading full terms and conditions
Expecting maximum bonus values for investment offers (most get lower amounts)
Cancelling or withdrawing before hold periods end
Ignoring ongoing fees and commitments
Using incorrect referral links or codes
Forgetting about potential tax obligations
Opening accounts you won’t actually use
Missing eligibility requirements (e.g., must be new customer)

Frequently Asked Questions

Which UK sign-up offer gives the biggest bonus?

Bank switching offers typically provide the highest guaranteed bonuses at £100-£200 cash. For investment platforms, IG Trading offers up to £200 in free shares (though 60% receive £40-£50). Energy switching can provide £50-£75 credit.

Can I withdraw my bonus immediately?

It depends on the offer. Bank switching bonuses usually have no restrictions once paid. Investment platforms have hold periods (30 days to 12 months). Energy credits are applied to your bills. Always check the specific terms.

Do I pay tax on sign-up bonuses?

Most cash bonuses (bank switching, energy credits) are tax-free as they’re marketing incentives. Investment platform free shares may count as taxable income when received, and any gains when sold may be subject to capital gains tax above £3,000 (2024/25).

Can I use multiple sign-up offers?

Yes, you can claim multiple offers across different categories (banking, investing, energy) or even multiple offers within a category if you’ll genuinely use the services. However, consider ongoing fees, whether you’ll actively use all accounts, and if it makes practical sense.

What if my bonus doesn’t appear?

Check you’ve met all terms (minimum deposit/spend, correct referral link, processing time). If everything is correct, contact the provider’s customer service. Most resolve missing bonuses within 5-10 business days.

Are sign-up offers safe and legitimate?

The platforms and companies listed are legitimate. Financial services providers are FCA-regulated where required. Sign-up offers are genuine marketing incentives. However, for investment platforms, remember your capital is at risk – the value of investments can go down as well as up.

Related Money-Saving Guides

Investment Platform Comparison Table – Compare fees and features
ISA Fee Calculator – Calculate total costs
Bank Switching Bonuses – Earn £100-£200
Refer-a-Friend Offers – Share and earn rewards
Best Cashback Sites – Save £200+ annually

Disclaimer: I’m not a financial advisor. This is editorial content comparing sign-up offers across various categories. For investment platforms, the value of investments can go down as well as up. Links may be affiliate/referral links. Always read full T&Cs before signing up.