On Scrimpr, I compare sign-up offers from brands looking to attract new customers with generous welcome bonuses. UK companies across banking, investing, energy, and other sectors offer welcome bonuses when you sign up and meet their terms.
What you need to know:
Must be 18+ and a UK resident. Most offers require you to be a new customer. Conditions like minimum deposits, spend requirements, or hold periods often apply. Investment platform free shares are usually weighted (60-80% receive minimum values). Always read the full terms before signing up.
Some links on this page are affiliate links. If you apply through them, Scrimpr may earn a commission at no extra cost to you. This doesn't affect my editorial ratings or which offers appear first.
IG runs several new-customer offers on its Share Dealing accounts at once. For new investors, the Free Shares deal needs the least money to start: £40 to £300 in UK shares for a £300 investment, claimed through this Scrimpr link. Compare it against IG's cashback, 5% interest and transfer offers in the table below. Offer valid until 31st December 2026. Capital at risk. Fees may apply.
TopCashback is the most popular UK cashback site. It offers cashback at most online retailers, plus gift-card cashback for in-store purchases, and pays well on utility switches. New customers get a £20 bonus once they've earned their first £10 in cashback via my link; existing members earn £10 per successful referral. The bonus amount varies - sometimes it's £10, sometimes £20 - so check the value on the landing page before signing up.
Switch to Octopus Energy and you'll get £50 credit once your switch is complete. Existing customer? Find out how you can benefit too. T&Cs apply (only one switching offer per household)
Gemsloot is my favourite UK reward platform. It pays you to play mobile and desktop games, complete surveys and try sign-up offers. New users get 3 mystery boxes when they sign up with my code; existing members earn £5 per successful referral. Desktop game offers are usually the easiest way to start earning. Use code beermoney at sign-up to collect your bonus.
HelloFresh is currently the UK's largest recipe box delivery service, with around 80 meals a week and plans sized for couples or families. If you sign up with my link you get 50% off your first box, 20% off the next four boxes, and a free dessert in every box for as long as you stay subscribed.
Quidco is the UK's second-largest cashback site. It offers cashback at thousands of UK retailers, exclusive rates that TopCashback's guarantee can't match, and the Quidco Compare service for insurance and utility switches. Get a £10 bonus when you sign up with my link and earn your first £5 in confirmed cashback. Once you've signed up, you can refer your own friends to earn up to £25 for each one who becomes a verified Quidco user.
Earnlab is an UK/US Get-Paid-To platform for earning through tasks, games, and surveys. New users get 3 mystery boxes when signing up via referral link. Referrers earn 10% commission on friends' lifetime earnings. Must enable device tracking for activity verification. Minimum cashout varies by payment method. Use code beermoneyuk at sign-up to collect your bonus.
Rakuten UK is a cashback shopping portal with around 3,500 partner stores. Sign up via my link for a £25 bonus once you've spent around £60 (£50 ex VAT) across multiple Rakuten partner brands (excluding Amazon) within 90 days.
JamDoughnut is a gift card cashback app with instant cashback at major retailers. Sign up via my link with code GMN2 for a £3 welcome bonus after your first gift card purchase.
EverUp is a gift-card cashback app. Sign up with referral code REF-SCRIMPR for a 10 million bonus coins (~£1.50) reward after you've earned your first £10 in cashback. Cashback is instant at the till; the bonus coins are spent in EverUp's in-app games.
Webull UK offers commission-free US stock trading and London shares from 50p. Deposit £500 and hold for 60 days to get 5 random US fractional shares (Apple, NVIDIA, Tesla or Alphabet), worth £12 to £240, plus 90 days of commission-free UK trading. The shares are random, so most people land near the £12 floor, not the £240 top. Ends 30 June 2026. Offer valid until 30th June 2026. Capital at risk. Fees may apply.
Attraction Tickets is a reseller for Orlando, Paris, London, Dubai and other major attractions. Both sides get a £10 Amazon.co.uk voucher per successful referral. Min spend is £800 for Orlando bookings or £400 for non-Orlando bookings. Powered by Mention Me - friends enter your name at checkout (or use your link). You don't need to be an Attraction Tickets customer yourself to refer.
Get 10% off a Pixel phone with a Google Store referral code, applied to the highest-value Pixel in your basket at checkout. The person who shares the code gets £50 in Google Store credit per referral, up to £500 across 10 codes. Codes are single-use, need a signed-in Google account, and the offer ends 1 August 2026. Offer valid until 1st August 2026.
Wise is the UK's largest money transfer service and a FCA-regulated multi-currency account (FRN 900507). New customers get a fee-free transfer up to £500 on their first transfer, with no hidden exchange-rate mark-up. After that, Wise charges a flat percentage fee at the real mid-market exchange rate. Hold and convert 50+ currencies; the Wise card spends at the real rate when you travel.
Gousto is a recipe box delivery service with around 198 meals to choose from each week. Me and my wife love the pasta dishes. New customers get 60% off their first box and 20% off all other boxes in their first two months via my referral link. Then if you like it as much as we do and refer your own friends, you'll earn £20 in Gousto credit per friend who orders, up to 20 referrals (£400) a month. Credit expires 3 months without a purchase.
Robinhood UK runs a commission-free Stocks and Shares ISA alongside its US share dealing. This deal gives you an additional 2% cashback on what you contribute to the ISA, capped at £400, so you need to put in £20,000 to earn the full amount. Cash deposits only, and you have to hold for a year. The bonus is paid in USD, so US withholding tax can take a slice. Offer valid until 21st July 2026. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Robinhood.
Park Christmas Savings is the UK's largest Christmas savings club. New customers get £20 on account once they've paid in £50 via my referral link; I earn £20 on account per friend who joins. Both rewards are credit to spend on Park's gift vouchers (Love2shop, Amazon, ASDA, Tesco, M&S, and others) at the end of the year. 18+ UK only.
Airtime Rewards is a cashback app that pays you automatically: connect a debit or credit card once, then earn cashback at 200+ partner retailers including Boots, Argos, Currys and Halfords without scanning anything or clicking through a portal. Your earnings come off your monthly mobile phone bill rather than paying out as cash. Sign up via my link for £2 once you've spent £5 at any partner retailer within 7 days. Use code 7CTKVTVK at sign-up to collect your bonus.
User Interviews is one of the best paid research sites I've used. Studies pay an average of £45/hour, payments usually land within a week, and you can refer your friends for a bonus too. I've personally earned over £600 from User Interviews over the years. Get a £8 voucher when you sign up via my link and complete your first qualifying study: https://scrimpr.co.uk/out/user-interviews.
Motorway is the UK's online car-selling service that auctions your car to a nationwide dealer network. Sell via my referral link and you and I each get a £50 Amazon.co.uk gift card (£100 split between us) once the sale completes and the car is collected. Friend must be new to Motorway, car must be eligible for their dealer-network sale (not CarTakeBack / TheCarBuyingGroup). Gift cards arrive within 7 days.
TrainPal is a train ticket app that runs split-ticketing automatically in the background. One search returns the standard through-ticket and any cheaper split combination side-by-side. New customers get at least £3 off their first booking via my link (often more during promo periods). Works with all Railcards, same e-ticket format as Trainline. Owned by Trip.com Group.
Use smol, an eco cleaning subscription, to get the Essentials Bundle (laundry capsules, dishwasher tablets, surface spray and handwash) for £3 through a referral link. The person who referred you gets £6 in smol credit or a £6 charity donation. New customers are set up on ongoing plans, which you can change or cancel any time.
Min spend £100 · FCA regulated · Verified 6 Jun 2026
Use Skrill, an FCA-authorised money transfer service, to send money abroad. New customers get a £10 transfer credit on their first transfer of £100 or more when they sign up through a referral link. The credit comes off the cost of a transfer, it isn't cash.
Caffè Nero is a coffee chain (1,000+ stores). New app users get a free coffee via referral signup, plus a second one until 17 July 2026 if they link a MyWaitrose card (the MyWaitrose link-up ends that day). Existing members earn a free coffee per friend who signs up via their link and makes a first purchase. Students get an ongoing 25% off with verified UK student email. UK only.
Capital at risk. Fees may apply. Scrimpr isn't affiliated with Lightyear (but Match My Broker is).
Min spend £500 · FCA regulated · Verified 21 Jun 2026
Lightyear offers commission-free trading on UK and international stocks, ETFs and money-market funds, with no platform fee on its Stocks and Shares ISA. Open an ISA through Match My Broker, deposit £500 within 10 days, and you can pick £50 in free fractional shares or ETFs. You need to hold for 6 months to keep it. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Lightyear (but Match My Broker is).
Sprive is a mortgage overpayment app that earns you cashback from major retailers, which gets applied directly to your mortgage. Sign up via the partner link with code CCLOM844 and you'll get a boost to your cashback rates as a new customer. Existing Sprive customers can earn £10 per successful referral.
Voi runs e-scooter and e-bike hire under the official DfT trial scheme in cities including a number of UK cities and towns. New riders get £5 credit instantly via my referral link, enough for a free short trip. I earn £5 credit when you take your first paid trip on top of that.
eufy is Anker's smart-home brand (security cameras, video doorbells, robot vacuums, baby tech). Sign up via my referral link and eufy emails you a welcome stack of discount codes: a 10% off no-min code (24h expiry), plus £20 / £25 / £30 off tier codes against £229 / £300 / £350 baskets. One code per order, none work on HomeBase S380. Once you've bought and like the kit, you can refer your own friends and earn a £30 to £100 Amazon UK gift card per qualifying order (doubled on the 22nd of each month for the general track). UK only, excluding Northern Ireland.
Min spend £50 · FCA regulated · Verified 6 Jun 2026
Use LemFi, an FCA-authorised money transfer app, to send money abroad. New customers get £10 when they sign up through a referral link and send a first transfer of £50 or more. You and the person who referred you both get £10, added to your LemFi balance. Use code CALU54WN at sign-up to collect your bonus.
Costa Club is Costa Coffee's free loyalty app. Sign up with my code ATKG8 and you and I each get 5 Beans (10 Beans = a free handcrafted drink). You earn more Beans on every drink you buy, plus a free birthday treat each year. 16+, Great Britain only.
Capital at risk. Fees may apply. Scrimpr isn't affiliated with Santander Investing.
Min spend £150 · FCA regulated · Verified 21 Jun 2026
£25 Amazon voucher for new customers signing up via the partner link. Invest £150+ in a lump sum, or set up a £50/month direct debit. Funds must go into one of 850+ eligible funds. Hold for 3 months. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Santander Investing.
Avios is the loyalty currency for British Airways and IAG airlines, redeemable for flights, upgrades, and shopping. First-time Avios App users get 500 bonus Avios when they sign up with a referral link and complete a qualifying activity like shopping through the cashback portal or in-store with a linked card. Travel purchases don't count (but Uber does).
Trip.com gives both sides a 30-day UK Traincard (4% off Trip.com train bookings, stacks with Railcards) via my referral link or code DERQ8Y. As the referrer I also earn Trip Coins per booking my friend completes (~£10 for flight/hotel, ~£2 for train), capped at 10 referrals. For UK-only train trips, TrainPal (same parent company) tends to be the better app because of its split-ticketing engine.
soundcore is Anker's audio sub-brand (headphones, earbuds, Bluetooth speakers, Nebula projectors). Sign up via my referral link and you submit your email on soundcore's Refer-a-Friend page, then they email you a 10% off discount code for selected products. Once you've ordered, you can refer your own friends and earn 10% cash commission on each successful referral order over £300 (product price only). 30-day review window before rewards are confirmed.
Use WorldRemit, an FCA-authorised money transfer service, to send money to 130+ countries by bank transfer, cash pickup, mobile money or top-up. New customers get a £10 voucher off a future transfer after a first send of £30 or more, with code REFER53BDTH5FBMVV. Sending to India, Nigeria, Pakistan, Bangladesh, the US or Australia does not qualify for the reward.
Green Chef is a recipe box subscription leaning health-conscious, with 8 dietary plans (Keto, High Protein, Calorie Conscious, Vegetarian, Vegan, Lower Carb, Pescatarian, Flexitarian). New customers get 40% off the first box plus 25% off the next 4 boxes via my link - up to £59 off across the first 5 boxes. Owned by HelloFresh. Pause or cancel any time. If you want a general recipe-box trial, Gousto's 60% off first box is currently the better intro discount.
Capital at risk. Fees may apply. Scrimpr isn't affiliated with Trading 212.
Min spend £1 · FCA regulated · Verified 21 Jun 2026
Trading 212 is a commission-free broker for UK and US stocks, with fractional shares from £1 and Invest, Stocks and Shares ISA and Cash ISA accounts. Open an Invest or ISA account through Save The Student and deposit any amount to get one free share worth up to £100. The deposit bar is as low as it gets, but it is a single random share, so most land well under £100. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Trading 212.
Uber is the UK's biggest ride-hailing app, available across most major UK cities. New riders get 50% off their first 5 rides (capped at £5 off per ride, up to £25 total) via my referral link or by entering code djuny6xgbw44 in-app. Existing users earn ride credit per friend who signs up and takes a first paid ride.
Anker SOLIX is Anker's portable and home power line (portable power stations, solar panels, home battery systems). Sign up via my referral link and you submit your email on Anker's Refer-a-Friend page, then they email you a 10% off discount code for your first Anker SOLIX portable power station. Once you've ordered, you can refer your own friends and earn 10% cash commission on each successful referral order over £300 (product price only). 30-day review window before rewards are confirmed.
TapTap Send is a money transfer app covering 80+ countries. You get a £5 bonus on your first £25+ transfer with code CALUM18, and the £5 is applied to a future transfer.
Simmer is a recipe box service. New customers get 50% off their first box via my referral link (with ongoing discounts on the next 9 boxes as you stay subscribed); I earn £20 Simmer credit per friend who orders. Limited-time offer - can't be combined with other discount codes. Use code CALUM-AIU at sign-up to collect your bonus.
Capital at risk. Fees may apply. Scrimpr isn't affiliated with Freetrade.
FCA regulated · Verified 21 Jun 2026
Freetrade is a commission-free broker for UK and US stocks and ETFs, with fractional shares from £1 and ISA, GIA and SIPP accounts. Open and fund an account through FounderPass and you get one free share worth up to £200. It is a single random share, so the £200 is the ceiling a lucky few hit, not what most people receive. Capital at risk. Fees may apply. Scrimpr isn't affiliated with Freetrade.
Swagbucks offers cashback at a lot of online shops and has some nice exclusive offers. Its better known for surveys and game offers though. Get a £10 bonus with our Swagbucks link when you make a £25 purchase via the Swagbucks Shop: https://scrimpr.co.uk/out/swagbucks.
Anker is one of the world's biggest charging accessory brands (chargers, power banks, cables, wireless chargers, hubs). Sign up via my referral link and you submit your email on Anker's Refer-a-Friend page, then they email you a 10% off discount code for your first order. Worth comparing against Anker's newsletter signup (15% off first purchase) and Anker Membership (£20 off register), the RAF code only wins on bigger baskets. None stack with each other.
Uber Eats is Uber's takeaway and grocery delivery service. New customers get £12 off their first order of £15+ via my referral link or by entering code eats-yx8wtz1o6x at checkout. Existing users earn Uber Eats credit per friend who signs up and places a first £15+ order. Separate programme to Uber Rides - need a fresh signup.
Capital at risk. Fees may apply. Scrimpr isn't affiliated with eToro.
Min spend £200 · FCA regulated · Verified 21 Jun 2026
eToro is a commission-free platform for UK, US and global stocks, ETFs and crypto. This welcome bonus, hosted by The Investors Centre, pays free stock that scales with your deposit: £10 for £200 in, rising to £500 once you deposit £5,000 or more. New customers only, and you need to hold the deposit for 90 days before the stock is yours. Capital at risk. Fees may apply. Scrimpr isn't affiliated with eToro.
Budgey (previously Widilo) is a cashback and voucher platform with thousands of retailers. New users get £5 welcome bonus after email confirmation plus £3 on first cashback purchase via browser extension. Referrers earn £3 per friend. Minimum withdrawal £20 via bank transfer or PayPal. Use code SCRIMPR at sign-up to collect your bonus.
Amazon UK's Baby Wishlist is a free registry for expectant parents. New customers signing up via this link get a free welcome gift on £20+ spend, 15% off wishlist items (up to £300 saving), and personalised baby product recommendations. Scrimpr earns a small affiliate commission from Amazon on each Wishlist creation.
Nonna Tonda is a fresh pasta delivery service posting handmade pasta and sauces to cook at home. New customers get a 50% off discount code for their first order via my referral link (emailed to you after you click the link and enter your email on the Mention Me page). As the referrer I earn a free box (worth up to £16.50) for each friend who orders.
Capital at risk. Fees may apply. Scrimpr isn't affiliated with InvestEngine.
Min spend £100 · FCA regulated · Verified 21 Jun 2026
InvestEngine is a commission-free ETF platform for ISAs and GIAs, with DIY portfolios or ready-made Growth and Income options. Open an account through Nuts About Money and invest to claim a welcome bonus of up to £100. The amount is tiered to how much you put in at the start, so the bigger your opening investment, the bigger the bonus. Capital at risk. Fees may apply. Scrimpr isn't affiliated with InvestEngine.
Amazon UK's Wedding List is a free registry for couples, with 250M+ items to add. Sign up via my link and you get the registry plus a £50 Amazon gift card if your guests spend £750+ on items from the list. Free shipping for Prime members. Scrimpr earns £3.50 affiliate commission per signup.
Get 5% AER variable on up to £20,000 uninvested cash for 12 months. New IG customers only. Use code JUNEINTEREST5. Ends 30 June 2026. Prefer cashback? See the IG Cashback Offer (up to £500) or IG Transfer Offer (up to £5,000). Compare all current IG Invest offers on the IG Invest offers hub. Offer valid until 30th June 2026. Capital at risk. Fees may apply.
Kindle Unlimited 30-day free trial via my Amazon affiliate link. 1M+ ebooks, thousands of audiobooks and magazines. £9.49/month after the trial, cancel anytime. Need a valid card to start, won't be charged during the 30 days. Scrimpr earns £3 commission per trial signup.
Transfer £10,000+ to IG and get a tiered cashback award up to £5,000. Promotion extended: 24 April - 30 June 2026. New to investing? See the IG Cashback Offer (up to £500 cashback). Compare all current IG Invest offers on the IG Invest offers hub. Offer valid until 30th June 2026. Capital at risk. Fees may apply.
Scrimpr isn't affiliated with Barclays Premier Account.
Deadline: 27 Aug 2026 · FCA regulated · Verified 16 Jun 2026
Full switch + 2 DDs | £4,000 in 30 days | Premier eligibility (£75k salary or £100k savings) Offer valid until 27th August 2026. Scrimpr isn't affiliated with Barclays Premier Account.
Amazon Kids+ (formerly Fire for Kids Unlimited) free trial via my affiliate link. Thousands of kid-appropriate books, shows, apps and games with parental controls. £3.99/month after trial (around £1.99/mo for Prime members). Cancel anytime. Scrimpr earns £3 commission per signup.
Get £50-£500 tiered cashback when you open an IG Share Dealing account in June 2026. Invest £500+ for £50, £5,000+ for £150, £25,000+ for £300, £50,000+ for £500. Use code JUNECASH500. Ends 30 June 2026. Transferring existing investments? See the IG Transfer Offer (up to £3,000 cashback). Compare all current IG Invest offers on the IG Invest offers hub. Offer valid until 30th June 2026. Capital at risk. Fees may apply.
Prime Student 6-month free trial via my Amazon affiliate link. After the trial, Prime stays at 50% off the standard rate (£4.49/month or £47.49/year) for up to 4 years while you're enrolled. Full Prime benefits (delivery, video, music, photos, reading, gaming) plus 10% off textbooks. Verify with your .ac.uk email. Scrimpr earns £3 commission per signup.
Amazon Music Unlimited 30-day free trial via my affiliate link. 100M+ songs ad-free, offline downloads, full library on-demand (much bigger catalogue than the Music Prime bundle). £10.99/month after trial (£9.99/mo for Prime members). Scrimpr earns £4.50 commission per signup.
Audible 30-day free trial via my Amazon affiliate link. Get 1 free audiobook (2 for Prime members) to keep forever, unlimited access to the Audible Catalogue during the trial, £5.99/month after. Cancel anytime. Scrimpr earns £5 commission per trial signup (temporarily £15 through 31 Jul 2026 under an Amazon promotional rate).
Amazon Prime 30-day free trial via my affiliate link. Delivery perks, Prime Video, Music Prime, Photos, Reading, Gaming, Try Before You Buy. £8.99/month or £95/year after trial. Scrimpr earns £3 commission per signup.
Prime Video 30-day free trial via my affiliate link. In the UK this is bundled with full Amazon Prime (delivery, Music Prime, Photos etc.), so signing up gives you the lot. £8.99/month or £95/year after trial. Scrimpr earns £3 commission per signup.
Amazon Music Prime 30-day trial via my affiliate link. Music Prime is bundled with Prime (not a standalone), so signup gets you full Prime for 30 days. ~2M ad-free songs in a curated catalogue, smaller than Music Unlimited's 100M library. £8.99/month for Prime after trial. Scrimpr earns £3 commission per signup.
How to Claim Sign-Up Bonuses: Step-by-Step Guide
Choose Your Offer
Compare offers above based on bonus value, minimum requirements, and category (banking, investing, energy, etc.). For investment platforms, check they’re FCA-regulated.
Sign Up Using Promotional Link
Click the offer link above. You must be a new customer and use the correct referral link or code where required.
Complete Registration
Provide required information (ID, proof of address for financial services). This usually takes 10-30 minutes.
Meet Requirements
Complete the qualifying action (deposit, switch, purchase, etc.). Requirements vary by offer – check the table above for specifics.
Receive Your Bonus
Bonuses typically appear within 5-90 days depending on the offer. Check the platform’s timeline in the table above.
Respect Hold Periods
Keep your account active for any required period or your bonus may be withdrawn. Some offers have no hold period, others require 30 days to 12 months.
Can You Use Multiple Offers?
Yes, you can sign up to multiple platforms and claim their welcome bonuses. However, only do this if you’ll genuinely use the services. Consider:
Will you actually use all these accounts/services?
What are the ongoing fees or commitments?
Does it make sense to have multiple accounts in the same category?
Here are examples of how you might legitimately use multiple offers:
Different Categories
Claiming offers across different categories (banking, investing, energy) makes perfect sense as you need these services anyway.
Example: Switch bank for £175, open investment account for £50, switch energy for £75
Testing Services (Investing)
New investors might start with small amounts across a few platforms to find which interface and features they prefer.
Example: £1 on one platform to test fractional shares, £100 on another for ETF-focused investing
Different Account Types (Investing)
You might use different investment platforms for different account types based on their strengths.
Example: ISA on a low-fee platform, SIPP on a platform with strong pension features
Understanding Investment Bonus Probabilities
Most investment platforms use weighted probability distributions for free shares, meaning you’re more likely to receive lower-value bonuses. Here’s what to expect:
Platform
Bonus Range
Most Likely Value
Probability
IG Trading
£40-£200
£40-£50
60%
Trading 212
£8-£100
£8-£25
80%
Freetrade
£10-£100
£10-£25
80%
InvestEngine
£20-£100
£20-£24
75%
Important Considerations Before Claiming
Tax Implications
Some bonuses may be subject to tax:
Cash bonuses: Bank switching and some other cash bonuses are typically tax-free as they’re considered incentives
Free shares (investing): The value of free shares when received may count as taxable income
Capital gains (investing): If shares increase in value before you sell, gains above the annual allowance (£3,000 for 2024/25) are taxable
ISA advantage (investing): Free shares placed in a Stocks & Shares ISA are protected from both taxes (though many platforms place bonuses in GIAs instead)
Ongoing Costs & Commitments
Free bonuses are attractive, but consider ongoing costs and commitments:
Investment platforms: Custody fees, trading fees, FX fees, and inactivity charges may apply
Bank accounts: Some have minimum balance requirements or monthly fees
Energy contracts: Check exit fees if you want to switch again
Subscription services: Ensure you cancel if you don’t want to continue after any trial period
Expecting maximum bonus values for investment offers (most get lower amounts)
Cancelling or withdrawing before hold periods end
Ignoring ongoing fees and commitments
Using incorrect referral links or codes
Forgetting about potential tax obligations
Opening accounts you won’t actually use
Missing eligibility requirements (e.g., must be new customer)
Frequently Asked Questions
Which UK sign-up offer gives the biggest bonus?
Bank switching offers typically provide the highest guaranteed bonuses at £100-£200 cash. For investment platforms, IG Trading offers up to £200 in free shares (though 60% receive £40-£50). Energy switching can provide £50-£75 credit.
Can I withdraw my bonus immediately?
It depends on the offer. Bank switching bonuses usually have no restrictions once paid. Investment platforms have hold periods (30 days to 12 months). Energy credits are applied to your bills. Always check the specific terms.
Do I pay tax on sign-up bonuses?
Most cash bonuses (bank switching, energy credits) are tax-free as they’re marketing incentives. Investment platform free shares may count as taxable income when received, and any gains when sold may be subject to capital gains tax above £3,000 (2024/25).
Can I use multiple sign-up offers?
Yes, you can claim multiple offers across different categories (banking, investing, energy) or even multiple offers within a category if you’ll genuinely use the services. However, consider ongoing fees, whether you’ll actively use all accounts, and if it makes practical sense.
What if my bonus doesn’t appear?
Check you’ve met all terms (minimum deposit/spend, correct referral link, processing time). If everything is correct, contact the provider’s customer service. Most resolve missing bonuses within 5-10 business days.
Are sign-up offers safe and legitimate?
The platforms and companies listed are legitimate. Financial services providers are FCA-regulated where required. Sign-up offers are genuine marketing incentives. However, for investment platforms, remember your capital is at risk – the value of investments can go down as well as up.
Disclaimer: I’m not a financial advisor. This is editorial content comparing sign-up offers across various categories. For investment platforms, the value of investments can go down as well as up. Links may be affiliate/referral links. Always read full T&Cs before signing up.
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Why some links have an *
When you click a link with an * and sign up, I get paid a small commission from the provider — usually a few pounds, sometimes more. That's how Scrimpr stays free and how I pay for the time I put into it.
Worth knowing:
It doesn't affect what I recommend. Plenty of platforms I rate highly don't pay me anything. The order is what I'd tell my mum.
You don't pay anything extra. Many of the * links unlock a sign-up bonus you wouldn't get going direct.
If you'd rather not use my link, just search the platform name yourself — same product, same price, just no commission for me. No hard feelings.
When a competitor's link gives you a better bonus than mine, I'll tell you. Look for the “Better bonus elsewhere” callouts — I get nothing if you take those, and you should.
Different sites pay wildly different amounts for the same thing — one might pay £10 cashback whilst another pays £15. I like to make the most of things, and I got tired of opening ten apps to compare every time. So I built these tools. They check 30+ sites each day and show you which one is paying the most.
The links in this tool are refer-a-friend links — the same referral mechanic any user gets when they share their own code. When you sign up through one, the platform pays Scrimpr a small referral bonus, the same as if a friend had referred you. That's what keeps the tool free.
Worth knowing:
Ranking of each site is by what the platform pays YOU. Whether Scrimpr earns a referral bonus doesn't affect the order — it's purely the user payout.
I do highlight certain offers, which are usually ones I have taken part in myself.
Your rewards are the same whether you use my links or not, but many of my links unlock a sign-up bonus you wouldn't get going direct.
Don't want to use my link? Just search the platform name yourself. You will get access to the exact same offers shown here. No hard feelings.