124 UK Free Money Offers & Welcome Bonuses (May 2026)
Get up to £7,231 in welcome bonuses across banking, investing, energy and more
By Scrimpr
Updated 12 May 2026
124 active sign-up offers worth over £7,231 in welcome bonuses.
By Scrimpr
Updated 12 May 2026 On Scrimpr, I compare sign-up offers from brands looking to attract new customers with generous welcome bonuses. UK companies across banking, investing, energy, and other sectors offer welcome bonuses when you sign up and meet their terms.
What you need to know:
Must be 18+ and a UK resident. Most offers require you to be a new customer. Conditions like minimum deposits, spend requirements, or hold periods often apply. Investment platform free shares are usually weighted (60-80% receive minimum values). Always read the full terms before signing up.
Some links on this page are affiliate links. If you apply through them, Scrimpr may earn a commission at no extra cost to you. This doesn't affect my editorial ratings or which offers appear first.
On This Page
Showing 140 of 140 offers · Updated 12 May 2026
Featured
1
TopCashback
Cashback
Your Reward
£10
cash (+ cashback)
Min spend varies · Verified 12 May 2026
Topcashback is the most popular UK cashback site. It offers cashback at most online retailers, and on giftcards for in-store purchases. It is also very good for cashback rewards when switching utilities. Get a £10 bonus when you sign up with my link and earn your first £10 in cashback. This offer comes and goes, so make sure you see the offer on the landing page.
Featured
2
Gousto
Food and Drink
Your Reward
65%
discount
Verified 29 Apr 2026
Gousto is the best meal kit delivery service that sends you pre-portioned ingredients and recipes to cook at home. They give new customers a 65% discount on their first food box, and existing customers get a £20 discount when they refer friends. Get 4 meals for 2 people for a little over £10 with my refer-a-friend link: https://scrimpr.co.uk/raf/gousto. Then refer your friends to earn some free meal boxes.
Featured
3
Gemsloot
Cashback
Your Reward
3 Mystery Boxes
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
Gemsloot is my favourite reward platform that pays users to play desktop games. Most of their desktop offers are quite easy to complete, and it's an easy to way to earn a little extra money. You can also earn by completing surveys, playing mobile games, and more!
Featured
4
Hello Fresh
Food and Drink
Your Reward
70%
discount
Min spend £10 · Verified 29 Apr 2026
HelloFresh is a meal kit delivery service that sends pre-portioned ingredients and recipes to your door. New customers receive 70% off their first box. UK delivery available.
Featured
5
Octopus Energy
Utilities
Your Reward
£50
bill credit
Verified 29 Apr 2026
Octopus Energy are now the largest gas and electricity supplier in the UK. To make switching to Octopus a bit more appealing, they offer customers a £50 bill credit when signing up with a friends referral link . Once signed up, you can recommend your friends to split £100 with them too (£50 each)!
Featured
6
Earnlab
Cashback
Your Reward
3 Mystery Boxes
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
Earnlab is a UK/US Get-Paid-To platform for earning through tasks, games, and surveys. New users get 3 mystery boxes when signing up via referral link. Referrers earn 10% commission on friends' lifetime earnings. Must enable device tracking for activity verification. Minimum cashout varies by payment method.
Featured
7
Rakuten
Cashback
Your Reward
£25
cash bonus (+ cashback)
Min spend £50 · Verified 12 May 2026
Rakuten is a cashback site like TopCashback and Quidco that recently relaunched with improved features. New customers get £25 cashback on their first £50+ purchase (50% return), which is more generous than competitors. Once signed up, you can refer friends to split £50 (£25 each) when they complete their first qualifying purchase.
Featured
8
Your Reward
2% cash bonus
cashback
Deadline: 21 Jul 2026 · FCA regulated · Verified 12 May 2026
2% cashback on UK Stocks & Shares ISA contributions, capped at £400. Deposit £20,000 to hit the cap. Cash deposits only. Hold for 1 year. Bonus paid in USD; US withholding tax may apply. Offer valid until 21st July 2026.
Featured
9
CashInStyle
Cashback
Your Reward
£1.50
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
CashInStyle is a cashback platform for earning money through games, offers, and surveys. New users get a $2 bonus after earning their first $10. Features exclusive sign-up bonuses not on other platforms. Referrers earn 10% of friends' earnings. Must enable device tracking. Minimum withdrawal varies.
Featured
10
Jam Doughnut
Cashback
Your Reward
£3
cash bonus (+ cashback)
Min spend varies · Verified 29 Apr 2026
JamDoughnut is the original instant cashback app. Sign up to get cashback when you buy giftcards for your favourite shops. You can earn cashback for almost all supermarkets. Use my link, and you will get a £3 bonus when you buy your first giftcard, and you can withdraw your cashback once you have £10 (or you can swap your cashback for another giftcard!). You can also compare cashback rates using my supermarket cashback tool..
Featured
11
Your Reward
£5
cash bonus (+ cashback)
Min spend £5 · FCA regulated · Verified 29 Apr 2026
Cheddar is a UK gift card cashback app. Scrimpr visitors get a £5 bonus (plus cashback) when they reach £5 in cashback within 30 days. Bonus is withdrawable to bank. Referrers earn £2 per friend who buys first gift card. UK only.
Featured
12
Custard
Cashback
Your Reward
£1
cash bonus (+ cashback)
Min spend varies · Verified 29 Apr 2026
Custard is a UK Get-Paid-To platform from the Cashback.co.uk creators. Get a £1 bonus to start out. Minimum cashout £10. Daily £10 prize wheel. UK only.
Featured
13
EverUp
Cashback
Your Reward
£2
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
EverUp is a UK gift card cashback app. New users get ~£1.50 bonus points when earning £10 in cashback (requires purchasing significant gift card value). Referrers also get ~£1.50. Cashback earned on gift card purchases, then cards used in-store. Games feature to swap coins for cash. UK only.
Featured
14
Your Reward
£50
cash bonus
FCA regulated · Verified 29 Apr 2026
Refer a Friend Offer: Lloyds are giving new customers £50 bonus when they sign up and open an account using a friend refer a friend link. If you sign up, you can then refer a friend to earn £50 for each person that signs up (£250 max bonus)
Featured
15
Voxi
Utilities
Your Reward
£10-£20
cash
Verified 29 Apr 2026
VOXI is a flexible UK mobile network with unlimited social media data on all plans. Sign up through a referral link to earn Gift Card rewards after making 2 monthly payments. Plans start from £10/month with no credit checks or long contracts. Once you're a customer, refer friends to earn up to £40 each (during Double Rewards promotions) or £15-£20 typically. 18+ UK only. European roaming available via paid passes.
Featured
16
YouGov
Other
Your Reward
£13
cash
Verified 29 Apr 2026
YouGov is a survey app that allso pays up to £13/month for your data. Sign up and link your streaming accounts, web browser, or bank accounts to earn money passively. If you're lucky, YouGov will give you a referral link that gets you £2 when your friends sign up.
17
Your Reward
£20
cash bonus
Min spend £1 · Deadline: 31 Dec 2026 · FCA regulated · Verified 29 Apr 2026
Revolut is offering a £20 cash bonus when you sign up and make a £1 transaction. Just visit the Sziget Festival promotion page to claim your bonus. The alternative refer-a-friend offer does not provide a bonus for new customers. Offer valid until 31st December 2026.
19
Your Reward
£10
discount
Min spend £50 · FCA regulated · Verified 29 Apr 2026
LemFi is a UK-based international money transfer platform. New users get £10 cash bonus when signing up via referral and making a first transfer of £50+. Both you and your friend get £10 each. Can transfer to your own foreign account. UK only.
20
Your Reward
£100
gift voucher
FCA regulated · Verified 29 Apr 2026
21
Caffe Nero
Food and Drink
Your Reward
Free Coffee
freebie
Verified 29 Apr 2026
Caffè Nero is a UK coffee shop chain with over 1,000 stores. New members get two free coffees: one via referral signup and one for linking a MyWaitrose card. Referrers earn a free coffee when their friend makes first purchase. Students get 25% discount with verified email. UK only.
22
Your Reward
£50 fractional shares or ETFs
free shares
Min spend £500 · FCA regulated · Verified 12 May 2026
£50 in fractional shares or ETFs when you open an ISA via the partner link. Deposit £500 within 10 days of opening. Hold for 6 months.
23
Your Reward
£25 Amazon voucher
amazon voucher
Min spend £150 · FCA regulated · Verified 11 May 2026
£25 Amazon voucher for new customers signing up via the partner link. Invest £150+ in a lump sum, or set up a £50/month direct debit. Funds must go into one of 850+ eligible funds. Hold for 3 months.
24
Airtime
Cashback
Your Reward
£2
credit (+ cashback)
Min spend varies · Verified 29 Apr 2026
Airtime Rewards is an open banking cashback platform that reduces your mobile phone bill. New users get £2.00 for signing up, linking a card and making a purchase at a linked retailer within one week. UK only.
25
Your Reward
£125
cash
FCA regulated · Verified 29 Apr 2026
American Express is a premium credit card provider offering cashback, travel points and exclusive perks. New customers signing up with a friend's referral receive enhanced welcome bonuses worth up to £125 by meeting spend requirements (typically £3,000 in 3 months). 18+ UK only.
26
Attapoll
Surveys
Your Reward
£0.40
cash
Verified 29 Apr 2026
AttaPoll is a paid survey app available in 70 countries. New users get £0.40 when signing up with a referral code, whilst the referrer earns £0.20 plus 10% of their lifetime survey earnings. Referral code must be entered within 7 days of registration. 18+ only.
27
BeFibre
Utilities
Your Reward
£50
cash bonus
Verified 29 Apr 2026
BeFibre is a UK full fibre broadband provider with speeds up to 2300 Mbps. New customers get £50 cash when purchasing a 12m/18m package via referral. Paid within 60 days after 30-day guarantee period. Referrers earn £50-£150 per referral depending on total referrals. No mid-contract price rises. UK only.
28
Bing
Get Paid To
Your Reward
Earn rewards
points
Verified 29 Apr 2026
Microsoft Rewards lets you earn points by searching with Bing, completing quizzes, and doing bonus activities. Redeem points for gift cards (Amazon, M&S, Argos, Xbox), Game Pass, or charity donations. Sign up via a referral link and earn at least one point within 7 days to unlock bonuses for both you and the referrer. Maximum 10 referrals per user. 18+ UK residents only.
29
Clickworker
Mystery Shopping
Your Reward
-
Verified 29 Apr 2026
lickworker is a global micro-task platform offering surveys, user testing, and UHRS microwork. No sign-up bonus. Earnings vary widely - user testing pays well (€15+ per study), whilst UHRS microwork pays pennies. Referrers earn £4.50 when friend earns £10. Requires PayPal for UK withdrawals. 18+ globally.
30
Expedia
Shopping
Your Reward
£25
discount
Verified 29 Apr 2026
Expedia offers £25 off hotel bookings for both referrer and referee when new customer signs up and books via app. £200 minimum spend required. Must book through app, not website. ATOL protected for flight-inclusive packages. 18+ UK only.
31
Mubi
Entertainment
Your Reward
£30
free trial
Verified 29 Apr 2026
MUBI is a curated film streaming service. Get 30 days free when you sign up using my referral link. No payment required upfront, but remember to cancel before the trial ends if you don't want to continue. Refer friends to earn an extra 30 days free for each signup.
32
Oddsmonkey
Other
Your Reward
Free Trial
free trial
Verified 29 Apr 2026
OddsMonkey is a matched betting service that teaches you to profit from bookmaker promotions. Get a 7-day free trial using my link and earn approximately £40 while learning the basics. After signing up, refer friends to earn £25 per referral. 18+ UK only.
35
Animal Friends Pet Insurance
Finance
Your Reward
£25
Verified 29 Apr 2026
Animal Friends Pet Insurance is a UK pet insurance provider. New customers referred by existing customers get a £25 voucher after holding their first policy for 60 days with premiums up to date. Excludes Accident Only policies and purchases through comparison sites. 18+ UK only.
36
BeMyEye
Market Research
Your Reward
£1
cash
Verified 29 Apr 2026
BeMyEye is a mystery shopping and task completion app. Both referrer and referee receive a bonus when the new user completes and has approved their first geolocalized mission (excluding the welcome mission). Specific bonus amounts vary by promotion.
38
Costa Coffee
Food and Drink
Your Reward
5 Points
points
Verified 29 Apr 2026
Costa Club is Costa Coffee's UK loyalty app. New members get 1 Bean on signup. Collect 10 Beans for a free handcrafted drink. Referrers earn 5 Beans per successful referral. Birthday reward: free cake/sweet. Beans expire after 12 months inactivity. 16+ UK only.
39
Your Reward
1 free share worth up to £100
free share
Min spend £1 · FCA regulated · Verified 12 May 2026
1 free share worth up to £100 when you open an Invest or ISA account via the partner link. Deposit any amount to qualify.
40
Your Reward
£175
switch bonus
FCA regulated · Verified 4 May 2026
Full switch | £1,000 deposit + 5 card payments + 2 DDs (45 days)
42
Branded Surveys
Surveys
Your Reward
500 Points
welcome bonus
Verified 29 Apr 2026
Branded Surveys is a paid survey platform available in the US, Canada, and UK. New users signing up via referral link get 100 bonus points, plus 200 points for 10 surveys/month and 300 points for 25 surveys/month. 500 points = $5/£5/CAD$5
43
British Gas
Utilities
Your Reward
£50
gift voucher
Verified 29 Apr 2026
British Gas is one of the UK's largest energy suppliers and home services providers. New customers switching both gas and electricity via referral get £50 in vouchers. New boiler customers get £100 voucher (Amazon/PayPal) or £50 Hive voucher. Refer a friend to get same reward! UK only.
45
Freesmo
Shopping
Your Reward
£10
credit
Verified 29 Apr 2026
Freesmo is an online vape shop that currently offers £10 store credit when you make your first purchase! To share the bonus, existing customers must enter send an email invitation to their friends. Send me an email at hello@scrimpr.co.uk and I will send you an invite!
46
Monzo
Finance
Your Reward
£5-£50
cash bonus
Min spend £1 · Verified 29 Apr 2026
New Monzo customers get a random bonus of £5 - £50 (or guaranteed £50 for business accounts) when you open an account using my referral link and make a £1 purchase within 30 days. Fee-free spending abroad. FSCS protected. 18+ UK only.
47
Moneygram
Money Transfer
Your Reward
£10
discount
Verified 29 Apr 2026
MoneyGram is a money transfer service offering £10 cashback via ySense when you send £10+ internationally. Sign up to ySense using my referral link, then complete the MoneyGram offer through the ySense platform. Fast, cheap transfers available. 18+ UK only.
48
Coffee No 1
Food and Drink
Your Reward
-
Verified 29 Apr 2026
Coffee#1 is a UK coffee shop chain with a loyalty app. Both referrer and referee get a free coffee voucher when the new user downloads the app and makes their first purchase or collects stamps. Voucher valid on hot and cold drinks (excludes bottled). One redemption per customer. UK only.
49
Your Reward
1 free share worth up to £200
free share
FCA regulated · Verified 12 May 2026
1 free share worth up to £200 when you open and fund a Freetrade account via the partner link.
50
Your Reward
£180-£180
switch bonus
FCA regulated · Verified 6 May 2026
Santander is offering £180 to new switchers on the free Everyday Current Account, with an extra £20 cashback available on top via TopCashback (£200 total when stacked).
To qualify you need to complete a full CASS switch, set up 2 household Direct Debits from Santander's approved list, pay in £1,500 within 60 days, and make 5 debit card transactions within 30 days of opening. The Everyday account itself has no monthly fee and no ongoing balance requirement.
The £180 lands in your Santander account once Santander confirm you've met the criteria. The extra £20 from TopCashback follows a longer cycle — it tracks within ~7 days, sits in 'pending' for around 90 days while Santander confirm the switch, then takes a further 4–6 weeks to become withdrawable. Total wait for the full £200 is roughly 4 months.
If you want ongoing benefits beyond the switch bonus, Santander Edge is a separate £3/month account that earns up to £10/month cashback on household bills (£500/month funding required) — you can upgrade your Everyday account into Edge after claiming the £180 if it suits.
52
Eureka
Surveys
Your Reward
£0.80
cash
Verified 29 Apr 2026
Eureka Surveys is a paid survey app. New users get an 80p welcome survey when entering a referral code on the referrals screen. Referrers earn 80p each time their referred friend cashes out. Unlimited referrals allowed. Minimum cashout varies by payment method. UK only.
53
Community Fibre
Utilities
Your Reward
£50
gift card
Verified 29 Apr 2026
Community Fibre is a UK full fibre broadband provider. New customers get a £50 gift card when signing up via referral and staying past 14-day cooling-off period. Referrers also get £50. Gift cards sent 90 days after installation. Must not have had service in past 12 months. 18+ UK only.
54
Custard Cashback
Get Paid To
Your Reward
£1-£1
welcome bonus
Verified 6 May 2026
Earn cashback rewards
56
Your Reward
£10
credit
FCA regulated · Verified 29 Apr 2026
Yonder is a debit card that gives cashback in the form of points that you can spend on unique experiences and online shops. Get £10 off your first purchase when you sign up for the 3 month free premium trial (usually £15/month, but can be cancelled at any time!)
58
DegustaBox
Food and Drink
Your Reward
£7
discount
Verified 29 Apr 2026
Degustabox is a UK monthly food subscription box with 10-15 full-size products worth £25+. First box £8.99 (normally £14.99/month). Free delivery. Can pause or cancel anytime - no minimum subscription. Products are surprise selections, cannot be customized for dietary needs. UK only.
59
Your Reward
£10-£500 in free stock
free stock
Min spend £200 · FCA regulated · Verified 12 May 2026
Tiered free-stock welcome bonus that scales with deposit size. £10 free stock from a £200 deposit, up to £500 free stock for £5,000+ deposits. New customers only. Hold the deposit for 90 days.
60
Your Reward
£200-£200
switch bonus
Deadline: 28 May 2026 · FCA regulated · Verified 6 May 2026
Barclays is offering £200 to new switchers, paid within 45 working days of meeting the requirements. Switchers must complete a full CASS transfer with 2 or more Direct Debits and pay in at least £2,000 within 30 days of opening. The current account itself has no monthly fee. Applications are app-only - there is no online or branch route - and joint accounts aren't eligible. Anyone who held a Barclays current account on or after 10 March 2026, or who has previously received Barclays switch cash, is excluded.
Separately, Blue Rewards is an optional £5/month add-on (not required for the £200 switch bonus) that includes Apple TV+ and MLS Pass subscriptions worth roughly £25/month combined, plus a 4.36% saver on balances up to £5,000 (dropping to 4.13% from 30 October). Blue Rewards itself requires at least £800 paid into the account each month - falling below that ends the perks.
The £200 is competitive without being market-leading, but the optional Blue Rewards add-on with free Apple TV+ tips the overall value above banks that just offer cash rewards. Offer valid until 28th May 2026.
61
Freecash
Cashback
Your Reward
£4
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
FreeCash is one of the most popular rewards sites that pay people to play games. I've received over £1000 playing silly games that I downloaded via the app. If you don't have a friend to refer you, you can use my link for a £4 bonus when you sign up. However, I would recommend playing games via Gemsloot instead. But whichever site you join, make sure you check out the Scrimpr GPT offer search engine to find out if any other site pays more for a specific offer.
62
Maholla
Surveys
Your Reward
£1
cash
Verified 29 Apr 2026
Maholla is a survey app where users earn money for completing surveys. New users get £1 signup bonus when they sign up with my referral link. I fyou refer your friends, you will earn £0.40 on your friend's first cashout, £0.40 on second cashout, plus ongoing 15% commission on friend's survey earnings. Referral code must be added within 7 days of registration.
63
EDF Energy
Utilities
Your Reward
£50
bill credit
Verified 29 Apr 2026
EDF Energy is a UK energy supplier offering gas and electricity tariffs. Both referrer and referee get £50 credit on their EDF accounts when a new customer switches via referral link. Available for home and Small Business customers. Must switch and stay with EDF to qualify. 18+ UK only.
64
Your Reward
£5
credit
Min spend £5 · FCA regulated · Verified 29 Apr 2026
Zilch is a virtual credit and debit card that offers cashback on all your purchases. But the credit (buy now pay later) aspect is best avoided. Just pay in full each time, and earn cashback on all of your shopping. New users receive their bonus when they sign up using a refer a friend link - the bonus is given just for signing up, with no purchase neccesary. Ts&Cs apply.
65
WorldRemit
Money Transfer
Your Reward
£10
Verified 29 Apr 2026
WorldRemit send money fast and cheaper than most banks. And they give new customers a £10 bonus when they sign up and send £15
66
Green Chef
Food and Drink
Your Reward
Free box
discount
Verified 29 Apr 2026
Green Chef is another recipe box subsciption. Like Gousto and HelloFresh, but focussing mediterranean and plant-based receipts. Get a free box (£4.99 delivery only) to try it out with my refer a friend link. Full price is expensive, but the trial box is worth a go.
67
Your Reward
Up to £100 welcome bonus
welcome bonus
Min spend £100 · FCA regulated · Verified 12 May 2026
Tiered welcome bonus up to £100 when you open an account via the partner link and invest. Bonus tier scales with your initial investment amount. ISA and GIA available. Commission-free ETFs.
68
Your Reward
£200-£200
switch bonus
FCA regulated · Verified 6 May 2026
Full switch | £1,250 deposit + app login (60 days)
69
Earnably
Cashback
Your Reward
£0.40
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
Earnably is a UK/US Get-Paid-To platform for earning through games, offers, and surveys. New users get £0.40 ($0.50) bonus when signing up via referral link. Referrers earn 10% commission on friends' lifetime earnings without affecting their rewards. Minimum cashout varies by payment method.
70
Measure (MSR)
Surveys
Your Reward
£10/month
cash
Verified 29 Apr 2026
MSR Tasks is a data-sharing app where users earn money by sharing their existing platform data (Amazon, Google, Facebook, etc.) and participating in product tests. Earn £10+/month from data-sharing tasks plus extra from IPSOS product tests. Use my referral link for doubled welcome bonus. Minimum cashout £10 to PayPal or gift cards. UK only.
71
Eon Next
Utilities
Your Reward
£50
gift card
Verified 29 Apr 2026
E.ON Next is a UK energy supplier offering gas and electricity tariffs. Both referrer and referee get £50 (voucher or account credit) when new customer switches via referral link and completes first month's Direct Debit. Reward issued within 4 weeks. Referrer limited to 25 referrals or £1,500/year. 18+ UK only.
72
AXA Health Insurance
Finance
Your Reward
£100
gift voucher
Verified 29 Apr 2026
AXA Health is a UK private healthcare insurance provider. Existing customers can refer friends and earn rewards worth up to £139 (choice of £100 Amazon/M&S e-gift card or National Trust Joint membership). Friend must be a new member purchasing a private healthcare plan. Unlimited referrals allowed.
74
IG Invest
Investing
Your Reward
£50-£1,000
welcome bonus
Find Out More →
*Capital at risk. Fees may apply.
Deadline: 31 May 2026 · Verified 10 May 2026
£50–£1,000 in US bonus shares Invest £1,000+ in US shares | Use code MAYSHARES | Hold to 31 Aug 2026 | Submit W-8BEN form Offer valid until 31st May 2026.
75
Your Reward
£200-£200
switch bonus
FCA regulated · Verified 6 May 2026
Full switch | £1,250 deposit + app login (60 days)
76
Cashback.co.uk
Cashback
Your Reward
£10
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
Cashback.co.uk is a UK cashback platform operated by the same team behind Custard. New users receive a £10 sign-up bonus. The site requires users to complete 10 levels before cashing out, with each level requiring completion of one offer. While this 10-offer minimum is higher than most platforms, Cashback.co.uk often features competitive payouts on bingo and betting offers. Plus get a £10 bonus when you sign up.
78
GiffGaff
Utilities
Your Reward
£5
credit
Verified 29 Apr 2026
giffgaff is a UK mobile network running on O2. Both you and your friend get £5 when they activate a SIM via referral. You receive £5 Payback (convertible to cash, credit, or charity donation). Friend gets £5 credit plus free giffgaff-to-giffgaff calls/texts. Payback paid every 6 months. 18+ UK only.
79
Wise
Finance
Your Reward
Free transfer
freebie
Verified 29 Apr 2026
Wise is a multi-currency account and debit card offering competitive exchange rates and low-fee international payments. Hold funds in 50+ currencies and get international bank account details (useful for money transfer offers). New customers get a free international transfer. Refer friends to earn £75 for every three friends who complete a qualifying transfer (£25 per referral).
81
IG Invest
Investing
Your Reward
£40-£300
welcome bonus
Find Out More →
*Capital at risk. Fees may apply.
Deadline: 31 Dec 2026 · Verified 10 May 2026
£40–£300 in UK free shares Invest £300+ via the Scrimpr link | Hold an average of £300 for 3 months Offer valid until 31st December 2026.
82
Your Reward
£500-£1,000
switch bonus
FCA regulated · Verified 6 May 2026
HSBC Premier is offering up to £1,000 in total to new switchers under its ‘Make Life Up to £1,000 More Rewarding’ campaign. £500 is paid for completing a full CASS switch, with up to a further £500 in ISA cashback for new funds deposited or transferred into a HSBC Premier ISA — £20,000 minimum to earn the lower band, scaling up to the full £500 bonus at £100,000+. The ISA portion has a tighter deadline of 11 May 2026.
Premier eligibility itself requires either an annual income of £100,000+ paid into the account, savings or investments of £100,000+ held with HSBC UK, or qualifying Premier status with HSBC elsewhere. The current account has no monthly fee. New customers get six months to meet the savings/investments threshold if relying on that route.
Existing HSBC UK or first direct current account customers don’t qualify, and anyone who’s received an HSBC switching incentive since January 2025 is excluded.
83
Avios
Cashback
Your Reward
500 Avios
points (+ cashback)
Min spend varies · Verified 29 Apr 2026
Avios is the loyalty currency for British Airways and IAG airlines, redeemable for flights, upgrades, and shopping. First-time Avios App users get 500 bonus Avios when they sign up with a referral link and complete a qualifying activity like shopping through the cashback portal or in-store with a linked card. Travel purchases don't count (but Uber does).
85
Good Energy
Utilities
Your Reward
£50
discount
Verified 29 Apr 2026
Good Energy is a UK renewable energy supplier with 100% renewable electricity matched directly from generators. Switch and get £50 credit. They also offer solar panels, heat pumps, and battery storage. Referrers earn £50 for tariff referrals or up to £250 in vouchers for product referrals. UK only.
86
Park Christmas
Finance
Your Reward
£10
gift voucher
Verified 29 Apr 2026
Park Christmas Savings is the UK's largest Christmas savings club. You set a personal savings target for Christmas, then pay in regular instalments for gift vouchers, hampers, and the like. I use it to cover the cost of Christmas dinner. You can get a £10 bonus added to your account once you have saved £25 for next Christmas. Get your friends to do the same and you will both get a £10 bonus.
88
IG Invest
Investing
Your Reward
Cashback
welcome bonus
Find Out More →
*Capital at risk. Fees may apply.
Deadline: 31 May 2026 · Verified 10 May 2026
Up to £5,000 cashback on £10k+ transfers Transfer £10,000+ | Use code TRANSFER5000 | Hold for 12 months (to 31 May 2027) Offer valid until 31st May 2026.
89
Your Reward
£100-£200
switch bonus
FCA regulated · Verified 6 May 2026
AIB (NI) is offering up to £200 to new switchers, making it one of only a handful of switching deals open to Northern Ireland residents. £100 is paid for completing a full Current Account Switch Service (CASS) transfer, with a further £100 available when a new Regular Saver is opened and £100 deposited within 30 days.
The current account is free as long as it stays in credit, and the eligibility bar is moderate: a £1,500 deposit (higher than the typical £1,000 elsewhere) and 2 active Direct Debits, both within 30 days of the switch. Existing AIB NI customers don't qualify, and the offer is restricted to UK residents living in Northern Ireland.
If you're outside NI, this offer isn't available. However, many other banks run comparable switching incentives across the rest of the UK.
93
Snoop
Finance
Your Reward
£5
voucher
Verified 29 Apr 2026
Snoop is a free money management app that connects to your bank accounts to track spending and find better deals. New users get £5 Amazon voucher just for signing up. Refer friends and you'll both receive £5 Amazon vouchers for each successful referral.
94
IG Invest
Investing
Your Reward
Cashback
welcome bonus
Find Out More →
*Capital at risk. Fees may apply.
Deadline: 31 May 2026 · Verified 10 May 2026
2% cashback up to £200 with code MAYDEPOSIT Deposit and invest £1,000+ in May | Use code MAYDEPOSIT (new IG customers) | Hold £1,000 invested to 30 Sep 2026 Offer valid until 31st May 2026.
95
Your Reward
£250-£1,000
switch bonus
FCA regulated · Verified 6 May 2026
£2/month account fee applies.
99
Your Reward
£100
cash
FCA regulated · Verified 29 Apr 2026
Chip is a UK savings app with competitive interest rates and FSCS protection up to £85,000. My link allows you to create an account but doesn't include the 100 prize draw welcome bonus (requires existing user referral). Once registered, refer friends to earn 100 prize tickets each. UK only.
100
Webull UK
Investing
Your Reward
5 free shares worth £12–£240
welcome bonus
Find Out More →
*Capital at risk. Fees may apply.
Deadline: 30 Jun 2026 · Verified 10 May 2026
5 free US fractional shares (~£12 typical) Single deposit of £500+ | Hold for 60 days Offer valid until 30th June 2026.
101
Your Reward
£250-£1,000
switch bonus
FCA regulated · Verified 4 May 2026
Full switch + saver hold for full bonus | £5,000 deposit + Premier threshold + (optional) £100k saver hold
105
Currensea
Finance
Your Reward
£15
cash
Verified 29 Apr 2026
Currensea is a UK travel debit card linked to your bank account for foreign currency spending. Partner promotion offers £15 bonus for making 5 foreign currency transactions within 12 months. Standard referral offers £5 signup bonus. Bonus paid to linked bank account. 18+ UK only.
106
Swagbucks
Cashback
Your Reward
£10
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
Swagbucks offers cashback at a lot of online shops and has some nice exclusive offers. Its better known for surveys and game offers though. Get a £10 bonus with our Swagbucks link when you make a £25 purchase via the Swagbucks Shop: https://scrimpr.co.uk/out/swagbucks.
109
Hilton Honors
Finance
Your Reward
£11
points
Verified 29 Apr 2026
Hilton Honors Debit Cards offer instant Silver/Gold Elite status for as long as you have the card. Plus card (£150/year) includes Gold status + up to 29.5k bonus points. Regular card (£60/year) includes Silver status + up to 5.5k bonus points. Both require FX spending within 6 months to unlock full bonuses. Use my code CWINJI for extra 1,000 points: Sign up here
110
Inbox Pounds
Cashback
Your Reward
£1
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
InboxPounds is a UK-focused rewards platform owned by the same company as Swagbucks. New users get £1 signup bonus with my link below. Earn by completing tasks, surveys, and games. First cashout minimum is £20, then £5 for subsequent withdrawals. UK only.
112
Monument Bank
Finance
Your Reward
-
Verified 29 Apr 2026
Monument Bank is a UK digital savings bank. Get £50 paid to your current account within 3 days (usually next day at 7AM) when you sign up via a friend's link and deposit £10k in an Easy Access Cash ISA or £25k in other savings accounts. Can withdraw after bonus received. FSCS protected. Offer ends 30 Nov 2025.
113
Budgey
Cashback
Your Reward
£5
cash bonus (+ cashback)
Min spend varies · Verified 29 Apr 2026
Budgey (previously Widilo) is a UK cashback and voucher platform with thousands of retailers. New users get £5 welcome bonus after email confirmation plus £3 on first cashback purchase via browser extension. Referrers earn £3 per friend. Minimum withdrawal £20 via bank transfer or PayPal.
114
YouFibre
Utilities
Your Reward
£25-£100
cash
Verified 29 Apr 2026
Get up to £100 when you sign up to You Fibre broadband on an 18 month contract
115
Clearpay
Finance
Your Reward
£10
discount
Verified 29 Apr 2026
Clearpay is a UK buy now, pay later service splitting purchases into 4 fortnightly instalments. New customers get £10 off first purchase of £50+ via referral (expires in 90 days). Referrers also get £10 off £50+ purchase. Must not have had account in past 12 months. 18+ UK residents only (excl Channel Islands).
116
Virgin Red
Cashback
Your Reward
£5
gift voucher (+ cashback)
Min spend varies · Verified 29 Apr 2026
117
Go Henry
Finance
Your Reward
£10
cash
Verified 29 Apr 2026
GoHenry is a kids' debit card and app for ages 6-18 with parental controls. Get 2 months free + £15 cashback using code AFFBSWR215 (from MoneySavingExpert) at signup. £3.99/month after trial. Features include spending limits, in-app money lessons, and Junior ISA option. First monthly top-up free, additional top-ups 50p. UK only
119
Klarna
Finance
Your Reward
£10
discount
Verified 29 Apr 2026
Klarna offers buy now, pay later services including Pay in 3, Pay in 30, and pay in full options. Refer up to 10 friends and earn £20 off your next purchase (£60+ spend) for each friend who makes a purchase within 7 days. Friends cannot have used Klarna in past 12 months. UK only.
120
Your Reward
£10
cash bonus (+ cashback)
Min spend varies · FCA regulated · Verified 29 Apr 2026
Ribbon Rewards is a free cashback program designed to help UK renters earn rewards from something they're already paying for - their rent. They offer points on every rent payment (1 point per £1, or 1.5 points on partner properties) which can be redeemed for air miles, gift cards and other rewards. They currently have a generous refer-a-friend scheme that gives a £10 bonus to new customers when they sign up and make their first rent payment. To claim the reward, you need a referral link from an existing customer. If you don't have a friend already using Ribbon Rewards, use mine. Accounts are provided by Griffin Bank Ltd (FCA regulated). Deposits protected by FSCS up to £85,000. Terms and conditions apply.
121
Ledger
Finance
Your Reward
£8
crypto
Verified 29 Apr 2026
Ledger makes hardware cryptocurrency wallets that store your coins offline for maximum security. New customers who use my link will get $5-$20 worth of free Bitcoin depending on which device they purchase: Flex/Stax ($20), Nano X ($10), or Nano S Plus ($5). Redeem via gift code after setup. Worldwide shipping.
122
Cashback Earners
Cashback
Your Reward
£6.50
cash (+ cashback)
Min spend varies · Verified 29 Apr 2026
CashbackEarners is a UK cashback website offering rewards for shopping and trying new services. New users get a £6.50 sign-up bonus. Referrers earn £5 per friend plus 10% of their friend's lifetime earnings. Minimum withdrawal varies by payment method. UK only.
123
MoneySupermarket
Finance
Your Reward
£5-£20
gift voucher
Verified 29 Apr 2026
MoneySupermarket is one of the UK's top price comparison websites, helping users find the best deals on everything from insurance to energy providers. If you sign up using a referral link, you'll receive £20 when you purchase car or home insurance. Plus, you can refer your own friends to earn more – you’ll both get a cash reward when they sign up and take action. It’s a great way to save money and earn rewards at the same time!
124
Cheddar Cashback
Cashback
Your Reward
£5
welcome bonus (+ cashback)
Min spend varies · Verified 5 May 2026
Supermarket cashback + £5 bonus
125
Capital on Tap
Finance
Your Reward
£75
cash
Verified 29 Apr 2026
Capital on Tap is a UK business credit card provider for small businesses. New customers get 7,500 points or £75 when signing up via referral and making first transaction within 30 days. Referrers earn same reward. Must be UK business with £24k+ turnover, no CCJs. Always pay off balance to avoid interest.
126
Krak (Kraken)
Cashback
Your Reward
0.50 percentage - 2 percentage
welcome bonus (+ cashback)
Min spend varies · Verified 22 Apr 2026
2% cashback free for 30 days, then 0.5-2% ongoing
127
Raisin UK
Finance
Your Reward
£100
cash
Min spend £10,000 · Verified 29 Apr 2026
Raisin is a one-stop shop for savings products. Get £100 when you sign up and deposit £10k, and another £100 boost for each successful referral through your unique referral link.
129
Your Reward
£10-£100
cash bonus
Min spend £500 · FCA regulated · Verified 29 Apr 2026
Tembo (formerly Nude) is mortgage broker that offers a market-leading Cash ISA and Lifetime ISA. Their aim is to help first-time buyers save a house deposit faster (and also sell them a mortgage!). Tembo have a new refer-a-friend scheme that gives a £10-£100 cash bonus to new customers when they sign up, open a Tembo account, and fund it with £500. To claim the reward, you need to enter your email on the refer a friend offer page, and then sign up using the same email address. Ask a friend for a link to sign up! Ts&Cs apply.
130
Your Reward
£10
cash
FCA regulated · Verified 29 Apr 2026
Zopa is a new digital bank. They offer a market leading regular saver account, and also provide 2% cashback on direct debit payments. By signing up with a refer-a-friend link, you'll receive a £10 bonus when you sign up. Ts&Cs apply, but this is a very good incentive to try out Zopa!
132
Your Reward
£160
cash
FCA regulated · Verified 29 Apr 2026
WorldFirst is a multi-currency business account that anyone can sign up for as a sole trader. New customers who sign up by January 31st can earn $100 (~£75) bonus by completing one qualifying action before February 28th. After signing up, refer friends to earn $100 (~£75) per referral when they complete the same requirements.
133
Curve
Finance
Your Reward
1%
cashback
Verified 29 Apr 2026
Curve is a UK card that consolidates all your cards into one. Referral offer: both referrer and invitee get 1% cashback (up to £15 in Curve Cash Points) on all spending for 30 days. Invitee must make 5 transactions of £2+ on Curve card. Points expire after 6 months. Offer ends 31 December 2025. 18+ UK/EEA only.
Inactive / Expired
134
Your Reward
£175
switch bonus
FCA regulated · Verified 27 Feb 2026
Pay in £1,000, switch with 2 direct debits, make 1 debit card payment within 31 days. Offer valid until 4th March 2026.
135
Your Reward
£200-£200
switch bonus
FCA regulated · Verified 27 Feb 2026
Switch with 3 active direct debits., spend £100 within 35 days. £5/month account fee applies. Offer valid until 30th April 2026.
136
Your Reward
£100-£175
switch bonus
FCA regulated · Verified 4 Apr 2026
Pay in £1000, have 2 active direct debits, make 10 debit card payments. Offer valid until 31st March 2026.
137
Your Reward
£400-£400
switch bonus
FCA regulated · Verified 4 May 2026
Get £400 cash for high earners (£75k+ salary) or those with £100k to save. Includes Apple TV+, MLS Pass, and 4.36% saver. No monthly fees. Premier banking service included. Offer valid until 30th April 2026.
138
Your Reward
£500-£500
switch bonus
FCA regulated · Verified 4 May 2026
£15/month account fee applies. Offer valid until 30th April 2026.
139
Your Reward
£100-£100
switch bonus
FCA regulated · Verified 4 May 2026
Get £100 Amazon Gift Card by redirecting £1,500+ monthly income for November and December 2025. No CASS required - just update your salary details. Free account with 1% cashback (max £15/month) on groceries, petrol, and transport for 12 months. Digital-only bank with no fees. Offer valid until 30th November 2025.
140
Your Reward
£150-£200
switch bonus
FCA regulated · Verified 27 Feb 2026
Get £150 for switching, £50 to stay, and then an extra £25 extra cashback by making 20+ card payments monthly for 6 months. Simple requirements with no Direct Debit needed. Choose free Spend & Save or Spend & Save Plus (£3/month, ongoing cashback). Expires 17th February 2026. Offer valid until 17th February 2026.
How to Claim Sign-Up Bonuses: Step-by-Step Guide
Choose Your Offer
Compare offers above based on bonus value, minimum requirements, and category (banking, investing, energy, etc.). For investment platforms, check they’re FCA-regulated.
Sign Up Using Promotional Link
Click the offer link above. You must be a new customer and use the correct referral link or code where required.
Complete Registration
Provide required information (ID, proof of address for financial services). This usually takes 10-30 minutes.
Meet Requirements
Complete the qualifying action (deposit, switch, purchase, etc.). Requirements vary by offer – check the table above for specifics.
Receive Your Bonus
Bonuses typically appear within 5-90 days depending on the offer. Check the platform’s timeline in the table above.
Respect Hold Periods
Keep your account active for any required period or your bonus may be withdrawn. Some offers have no hold period, others require 30 days to 12 months.
Can You Use Multiple Offers?
Yes, you can sign up to multiple platforms and claim their welcome bonuses. However, only do this if you’ll genuinely use the services. Consider:
- Will you actually use all these accounts/services?
- What are the ongoing fees or commitments?
- Does it make sense to have multiple accounts in the same category?
Here are examples of how you might legitimately use multiple offers:
Different Categories
Claiming offers across different categories (banking, investing, energy) makes perfect sense as you need these services anyway.
Example: Switch bank for £175, open investment account for £50, switch energy for £75
Testing Services (Investing)
New investors might start with small amounts across a few platforms to find which interface and features they prefer.
Example: £1 on one platform to test fractional shares, £100 on another for ETF-focused investing
Different Account Types (Investing)
You might use different investment platforms for different account types based on their strengths.
Example: ISA on a low-fee platform, SIPP on a platform with strong pension features
Understanding Investment Bonus Probabilities
Most investment platforms use weighted probability distributions for free shares, meaning you’re more likely to receive lower-value bonuses. Here’s what to expect:
| Platform | Bonus Range | Most Likely Value | Probability |
|---|---|---|---|
| IG Trading | £40-£200 | £40-£50 | 60% |
| Trading 212 | £8-£100 | £8-£25 | 80% |
| Freetrade | £10-£100 | £10-£25 | 80% |
| InvestEngine | £20-£100 | £20-£24 | 75% |
Important Considerations Before Claiming
Tax Implications
Some bonuses may be subject to tax:
- Cash bonuses: Bank switching and some other cash bonuses are typically tax-free as they’re considered incentives
- Free shares (investing): The value of free shares when received may count as taxable income
- Capital gains (investing): If shares increase in value before you sell, gains above the annual allowance (£3,000 for 2024/25) are taxable
- ISA advantage (investing): Free shares placed in a Stocks & Shares ISA are protected from both taxes (though many platforms place bonuses in GIAs instead)
Ongoing Costs & Commitments
Free bonuses are attractive, but consider ongoing costs and commitments:
- Investment platforms: Custody fees, trading fees, FX fees, and inactivity charges may apply
- Bank accounts: Some have minimum balance requirements or monthly fees
- Energy contracts: Check exit fees if you want to switch again
- Subscription services: Ensure you cancel if you don’t want to continue after any trial period
For investment platforms, use my ISA platform fee calculator to compare total costs.
Common Mistakes to Avoid
- Not reading full terms and conditions
- Expecting maximum bonus values for investment offers (most get lower amounts)
- Cancelling or withdrawing before hold periods end
- Ignoring ongoing fees and commitments
- Using incorrect referral links or codes
- Forgetting about potential tax obligations
- Opening accounts you won’t actually use
- Missing eligibility requirements (e.g., must be new customer)
Frequently Asked Questions
Which UK sign-up offer gives the biggest bonus?
Bank switching offers typically provide the highest guaranteed bonuses at £100-£200 cash. For investment platforms, IG Trading offers up to £200 in free shares (though 60% receive £40-£50). Energy switching can provide £50-£75 credit.
Can I withdraw my bonus immediately?
It depends on the offer. Bank switching bonuses usually have no restrictions once paid. Investment platforms have hold periods (30 days to 12 months). Energy credits are applied to your bills. Always check the specific terms.
Do I pay tax on sign-up bonuses?
Most cash bonuses (bank switching, energy credits) are tax-free as they’re marketing incentives. Investment platform free shares may count as taxable income when received, and any gains when sold may be subject to capital gains tax above £3,000 (2024/25).
Can I use multiple sign-up offers?
Yes, you can claim multiple offers across different categories (banking, investing, energy) or even multiple offers within a category if you’ll genuinely use the services. However, consider ongoing fees, whether you’ll actively use all accounts, and if it makes practical sense.
What if my bonus doesn’t appear?
Check you’ve met all terms (minimum deposit/spend, correct referral link, processing time). If everything is correct, contact the provider’s customer service. Most resolve missing bonuses within 5-10 business days.
Are sign-up offers safe and legitimate?
The platforms and companies listed are legitimate. Financial services providers are FCA-regulated where required. Sign-up offers are genuine marketing incentives. However, for investment platforms, remember your capital is at risk – the value of investments can go down as well as up.
Related Money-Saving Guides
- Investment Platform Comparison Table – Compare fees and features
- ISA Fee Calculator – Calculate total costs
- Bank Switching Bonuses – Earn £100-£200
- Refer-a-Friend Offers – Share and earn rewards
- Best Cashback Sites – Save £200+ annually
Disclaimer: I’m not a financial advisor. This is editorial content comparing sign-up offers across various categories. For investment platforms, the value of investments can go down as well as up. Links may be affiliate/referral links. Always read full T&Cs before signing up.