This is the biggest list of refer-a-friend offers in the UK. If you already use a service and want to share it with someone, there’s a good chance both of you will get a bonus for it. Banks, investment platforms, energy suppliers, cashback sites — most of them have a referral programme.
The table below shows what both the referrer and the friend get. Use the category filters to find offers in a specific area, or search for a platform by name.
Good to know:
You need to be an existing customer to refer someone. Your friend usually needs to meet certain conditions — a minimum deposit, first purchase, or completed sign-up — before either of you gets the bonus. Some programmes have a limit on how many people you can refer.
Best UK Refer a Friend Offers
Filter by category or search for a specific platform. Both referrer and friend rewards are shown.
Airtime is a cashback app that credits your earnings to your mobile phone bill instead of paying out cash. New customers get £2 after spending £5 at a partner retailer within 7 days. Once you're a member, refer your own friends and you each earn £2 on the same terms. Use code 7CTKVTVK at sign-up to collect your bonus.
Sign Up BonusMatching 30-day Traincard plus Trip Coins per booking your friend completes (240 coins ~£2 per train booking, 1,200 coins ~£10 per flight or hotel)referral bonus
You share a unique link or code. Most services give you a personal referral link in their app or website. Your friend signs up through that link, and the system tracks that they came from you.
Your friend meets the conditions. This varies — it might be making a first deposit, completing a purchase, or keeping an account open for a certain period. The offer details above explain what’s required for each.
You both get the bonus. Once the conditions are met, both you and your friend receive the reward. This could be cash, credit, free shares, or a discount — depending on the service.
Tips for Sharing Referrals
Only refer services you actually use. Your friends trust your recommendations. If you refer them to something rubbish just for the bonus, that trust disappears quickly.
Explain what’s involved. Don’t just send a link — tell your friend what the service is, what they need to do to qualify, and what they’ll actually get. The more transparent you are, the more likely they are to follow through.
Check the terms. Some services limit the number of referrals, have expiry dates on links, or exclude certain account types. Save yourself the hassle by reading the conditions first.
Stack with cashback. In some cases, your friend can sign up through your referral link AND claim cashback from a cashback site. Not always — but worth checking.
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When you click a link with an * and sign up, I get paid a small commission from the provider — usually a few pounds, sometimes more. That's how Scrimpr stays free and how I pay for the time I put into it.
Worth knowing:
It doesn't affect what I recommend. Plenty of platforms I rate highly don't pay me anything. The order is what I'd tell my mum.
You don't pay anything extra. Many of the * links unlock a sign-up bonus you wouldn't get going direct.
If you'd rather not use my link, just search the platform name yourself — same product, same price, just no commission for me. No hard feelings.
When a competitor's link gives you a better bonus than mine, I'll tell you. Look for the “Better bonus elsewhere” callouts — I get nothing if you take those, and you should.
Different sites pay wildly different amounts for the same thing — one might pay £10 cashback whilst another pays £15. I like to make the most of things, and I got tired of opening ten apps to compare every time. So I built these tools. They check 30+ sites each day and show you which one is paying the most.
The links in this tool are refer-a-friend links — the same referral mechanic any user gets when they share their own code. When you sign up through one, the platform pays Scrimpr a small referral bonus, the same as if a friend had referred you. That's what keeps the tool free.
Worth knowing:
Ranking of each site is by what the platform pays YOU. Whether Scrimpr earns a referral bonus doesn't affect the order — it's purely the user payout.
I do highlight certain offers, which are usually ones I have taken part in myself.
Your rewards are the same whether you use my links or not, but many of my links unlock a sign-up bonus you wouldn't get going direct.
Don't want to use my link? Just search the platform name yourself. You will get access to the exact same offers shown here. No hard feelings.