Save Grow Earn

Compare savings accounts and investment platforms. Find the best rates and lowest fees for your money.

Grow Your Money

Compare savings accounts and investment platforms. Find the best rates and lowest fees for your money.

Savings & Investing 7 Comparison Tools

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Build your knowledge with guides on ISAs, pensions, fees, and more.

Account Types at a Glance

Not sure which account type suits your needs? Here's a quick comparison.

Easy Access Fixed Rate Cash ISA S&S ISA SIPP GIA
Risk None (FSCS) None (FSCS) None (FSCS) Capital at risk Capital at risk Capital at risk
Returns ~5% AER ~4.5-5% AER ~4-5% AER Market dependent Market dependent Market dependent
Tax on gains Yes* Yes* Tax-free Tax-free Tax-free Yes (after £3k)
Tax relief No No No No Yes (20-45%) No
Annual limit None None £20k* £20k* £60k None
Access Anytime Fixed term Anytime** Anytime From age 55 Anytime
Best for Emergency fund Known expense Higher-rate taxpayers Long-term growth Retirement Overflow

*ISA allowance is £20k total across all ISA types. Personal Savings Allowance: £1,000 (basic) / £500 (higher) / £0 (additional). **Many Cash ISAs offer easy access; some are fixed rate.

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I'm just one person running Scrimpr, not a big company or financial advisor.

I make these information and comparison pages because I genuinely enjoy researching financial products and helping UK households make informed decisions. But here's what you should know:

  • Not financial advice: I'm sharing information, not telling you what to do with your money
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  • Always check T&Cs: Offers change. Read the full terms on each platform before signing up

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