Best UK Money Transfer Sign-Up Offers (2026)
5 offers — fee-free transfers, cashback and welcome bonuses from money transfer services
Welcome bonuses and fee-free transfer deals from UK money transfer services.
If you send money abroad — whether it’s to family, for property, or just moving money between currencies — most transfer services have a sign-up offer. Fee-free first transfers, cashback, or bonus credit are common. Since the fees on international transfers can be significant, these offers are worth taking advantage of.
I’ve listed the current offers below. Some of these services are also useful even if you don’t regularly send money internationally — a few offer multi-currency accounts or competitive exchange rates that beat the high street banks.
Best UK Money Transfer Sign-Up Offers
Compare current welcome bonuses from money transfer and international payment services.
Moneygram
Money TransferWorldRemit
Money TransferHow to Get the Best Deal
Compare the total cost, not just the fee. Transfer services make money on the exchange rate markup as well as the fee. A “fee-free” transfer might still cost you 1-2% on the exchange rate. Check what rate you’re actually getting compared to the mid-market rate.
Check cashback sites first. TopCashback and similar sometimes offer cashback on money transfer sign-ups. It’s worth a quick check before you register.
Referral bonuses are common. Most transfer services give both you and the person who referred you a bonus. The offers above use referral links where available.
What Services Are Available?
International transfer services like Wise (formerly TransferWise), Revolut, and OFX specialise in moving money between countries. They typically offer much better exchange rates than high street banks, and most have sign-up bonuses for new customers.
Multi-currency accounts from services like Wise and Revolut let you hold and convert money in multiple currencies. Useful if you travel frequently, get paid in a foreign currency, or shop on international websites.
Business transfer services are also available if you need to make regular international payments for a business. Some offer volume-based discounts or dedicated account managers alongside their sign-up offers.
Before You Sign Up
Check transfer limits. Some sign-up offers require a minimum transfer amount to qualify for the bonus. Make sure it’s an amount you’d actually be sending.
Verify the service is regulated. Legitimate money transfer services are authorised by the FCA. Check the FCA register if you’re unsure about a provider.
Understand the fees going forward. The sign-up offer might be generous, but check what the ongoing fees and exchange rates look like for future transfers. The cheapest service for your first transfer might not be the cheapest long-term.