122 UK Free Money Offers & Welcome Bonuses (March 2026)
Get up to £5,203 in welcome bonuses across banking, investing, energy and more
Compare OffersBest UK Free Money Sign-Up Offers 2026
Scrimpr · Updated March 27, 2026
On Scrimpr, I compare sign-up offers from brands looking to attract new customers with generous welcome bonuses. UK companies across banking, investing, energy, and other sectors offer welcome bonuses when you sign up and meet their terms. These bonuses can provide valuable rewards, but it's important to understand the conditions and requirements before signing up.
What you need to know:
Must be 18+ and a UK resident. Most offers require you to be a new customer. Conditions like minimum deposits, spend requirements, or hold periods often apply. Investment platform free shares are usually weighted (60-80% receive minimum values). Always read the full terms before signing up.
Some links on this page are affiliate links. If you apply through them, Scrimpr may earn a commission at no extra cost to you. This doesn't affect my editorial ratings or which offers appear first.
Showing 130 of 130 offers · Updated 15 Mar 2026
Featured
1
Your Reward
£5-£200
cashback
Deadline: 30 Mar 2026 · FCA regulated · Verified 15 Mar 2026
IG offers ISAs, GIAs and SIPPs with commission-free share dealing on stocks, ETFs, and investment trusts. They recently joined the likes of Trading 212 and Freetrade in offering UK customers commission-free trading with no platform fee. Sign up via my link above using code CASHBACK200 and make your first investment of at least £100 by 30th March 2026 to get 5% cashback on your average invested value, up to £200 max bonus. You'll need to maintain an active investment portfolio until 30th June 2026 to qualify. Cashback is paid by 31st July 2026. Capital at risk, T&Cs apply. You can refer your friends to get a bonus also. Offer valid until 30th March 2026.
Featured
2
Topcashback
Cashback
Your Reward
£10
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
Topcashback is the most popular UK cashback site. It offers cashback at most online retailers, and on giftcards for in-store purchases. It is also very good for cashback rewards when switching utilities. Get a £10 bonus when you sign up with my link and earn your first £10 in cashback. This offer comes and goes, so make sure you see the offer on the landing page.
Featured
3
Gousto
Food and Drink
Your Reward
65%
discount
Verified 15 Mar 2026
Gousto is the best meal kit delivery service that sends you pre-portioned ingredients and recipes to cook at home. They give new customers a 65% discount on their first food box, and existing customers get a £20 discount when they refer friends. Get 4 meals for 2 people for a little over £10 with my refer-a-friend link: https://scrimpr.co.uk/raf/gousto. Then refer your friends to earn some free meal boxes.
Featured
4
Gemsloot
Cashback
Your Reward
3 Mystery Boxes
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
Gemsloot is my favourite reward platform that pays users to play desktop games. Most of their desktop offers are quite easy to complete, and it's an easy to way to earn a little extra money. You can also earn by completing surveys, playing mobile games, and more!
Featured
5
Hello Fresh
Food and Drink
Your Reward
70%
discount
Min spend £10 · Verified 15 Mar 2026
HelloFresh is a meal kit delivery service that sends pre-portioned ingredients and recipes to your door. New customers receive 70% off their first box. UK delivery available.
Featured
6
Octopus Energy
Utilities
Your Reward
£50
bill credit
Verified 15 Mar 2026
Octopus Energy are now the largest gas and electricity supplier in the UK. To make switching to Octopus a bit more appealing, they offer customers a £50 bill credit when signing up with a friends referral link . Once signed up, you can recommend your friends to split £100 with them too (£50 each)!
Featured
7
Earnlab
Cashback
Your Reward
3 Mystery Boxes
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
Earnlab is a UK/US Get-Paid-To platform for earning through tasks, games, and surveys. New users get 3 mystery boxes when signing up via referral link. Referrers earn 10% commission on friends' lifetime earnings. Must enable device tracking for activity verification. Minimum cashout varies by payment method.
Featured
8
Rakuten
Cashback
Your Reward
£25
cash bonus (+ cashback)
Min spend £50 · Verified 15 Mar 2026
Rakuten is a cashback site like TopCashback and Quidco that recently relaunched with improved features. New customers get £25 cashback on their first £50+ purchase (50% return), which is more generous than competitors. Once signed up, you can refer friends to split £50 (£25 each) when they complete their first qualifying purchase.
Featured
9
CashInStyle
Cashback
Your Reward
£1.50
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
CashInStyle is a cashback platform for earning money through games, offers, and surveys. New users get a $2 bonus after earning their first $10. Features exclusive sign-up bonuses not on other platforms. Referrers earn 10% of friends' earnings. Must enable device tracking. Minimum withdrawal varies.
Featured
10
Jam Doughnut
Cashback
Your Reward
£3
cash bonus (+ cashback)
Min spend varies · Verified 15 Mar 2026
JamDoughnut is the original instant cashback app. Sign up to get cashback when you buy giftcards for your favourite shops. You can earn cashback for almost all supermarkets. Use my link, and you will get a £3 bonus when you buy your first giftcard, and you can withdraw your cashback once you have £10 (or you can swap your cashback for another giftcard!). You can also compare cashback rates using my supermarket cashback tool..
Featured
11
Your Reward
£5
cash bonus (+ cashback)
Min spend £5 · FCA regulated · Verified 15 Mar 2026
Cheddar is a UK gift card cashback app. Scrimpr visitors get a £5 bonus (plus cashback) when they reach £5 in cashback within 30 days. Bonus is withdrawable to bank. Referrers earn £2 per friend who buys first gift card. UK only.
Featured
12
Custard
Cashback
Your Reward
£1
cash bonus (+ cashback)
Min spend varies · Verified 15 Mar 2026
Custard is a UK Get-Paid-To platform from the Cashback.co.uk creators. Get a £1 bonus to start out. Minimum cashout £10. Daily £10 prize wheel. UK only.
Featured
13
Your Reward
£10-£3,000
cashback
Deadline: 5 Apr 2026 · FCA regulated · Verified 15 Mar 2026
IG offers ISAs, GIAs and SIPPs with commission-free share dealing on stocks, ETFs, and investment trusts. They recently joined the likes of Trading 212 and Freetrade in offering UK customers commission-free trading with no platform fee. Sign up via my link above using code TRANS3K and transfer £1,000+ from another provider by 5th April 2026 to get 1% cashback, up to £3,000 max bonus. Your transfer must complete by 31st May 2026 and you'll need to hold at least one position until 31st October 2026 to qualify. Cashback is paid by 30th November 2026. Capital at risk, T&Cs apply. You can refer your friends to get a bonus also. Offer valid until 5th April 2026.
Featured
14
EverUp
Cashback
Your Reward
£2
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
EverUp is a UK gift card cashback app. New users get ~£1.50 bonus points when earning £10 in cashback (requires purchasing significant gift card value). Referrers also get ~£1.50. Cashback earned on gift card purchases, then cards used in-store. Games feature to swap coins for cash. UK only.
Featured
15
Your Reward
£50
cash bonus
FCA regulated · Verified 15 Mar 2026
Refer a Friend Offer: Lloyds are giving new customers £50 bonus when they sign up and open an account using a friend refer a friend link. If you sign up, you can then refer a friend to earn £50 for each person that signs up (£250 max bonus)
Featured
16
Voxi
Utilities
Your Reward
£10-£20
cash
Verified 15 Mar 2026
VOXI is a flexible UK mobile network with unlimited social media data on all plans. Sign up through a referral link to earn Gift Card rewards after making 2 monthly payments. Plans start from £10/month with no credit checks or long contracts. Once you're a customer, refer friends to earn up to £40 each (during Double Rewards promotions) or £15-£20 typically. 18+ UK only. European roaming available via paid passes.
Featured
17
Your Reward
2% cash bonus
cashback
Deadline: 5 Apr 2026 · FCA regulated · Verified 15 Mar 2026
Robinhood has launched a stocks and shares ISA in the UK — and to mark the occasion they're offering a 2% cash bonus on deposits made into the ISA before 5th April 2026, up to £400 max. Head to the link above, open your Robinhood ISA, and deposit directly from your bank account before the end of the tax year to claim the bonus. You'll need to keep the funds invested for 1 year to hold onto it. Note the bonus is paid in USD into your brokerage account, and US withholding tax may apply. Capital at risk, ISA rules apply, T&Cs apply. Offer valid until 5th April 2026.
Featured
18
YouGov
Other
Your Reward
£13
cash
Verified 15 Mar 2026
YouGov is a survey app that allso pays up to £13/month for your data. Sign up and link your streaming accounts, web browser, or bank accounts to earn money passively. If you're lucky, YouGov will give you a referral link that gets you £2 when your friends sign up.
Featured
19
Your Reward
£50
welcome bonus
Min spend £100 · Deadline: 30 Apr 2026 · FCA regulated · Verified 15 Mar 2026
Webull UK offers commission-free US stock trading for your first 90 days, plus London stocks and ETFs from just 50p. You can also earn interest on uninvested cash through their Easy Access or Notice savings accounts. Sign up via my link above, deposit £100+, and get a £50 ETF voucher. Webull usually has a refer a friend offer also. Capital at risk, T&Cs apply. Offer valid until 30th April 2026.
20
Your Reward
£20
cash bonus
Min spend £1 · Deadline: 31 Dec 2026 · FCA regulated · Verified 15 Mar 2026
Revolut is offering a £20 cash bonus when you sign up and make a £1 transaction. Just visit the Sziget Festival promotion page to claim your bonus. The alternative refer-a-friend offer does not provide a bonus for new customers. Offer valid until 31st December 2026.
22
Your Reward
£10
discount
Min spend £50 · FCA regulated · Verified 15 Mar 2026
LemFi is a UK-based international money transfer platform. New users get £10 cash bonus when signing up via referral and making a first transfer of £50+. Both you and your friend get £10 each. Can transfer to your own foreign account. UK only.
23
Your Reward
£100
gift voucher
FCA regulated · Verified 15 Mar 2026
24
Caffe Nero
Food and Drink
Your Reward
Free Coffee
freebie
Verified 15 Mar 2026
Caffè Nero is a UK coffee shop chain with over 1,000 stores. New members get two free coffees: one via referral signup and one for linking a MyWaitrose card. Referrers earn a free coffee when their friend makes first purchase. Students get 25% discount with verified email. UK only.
25
Airtime
Cashback
Your Reward
£2
credit (+ cashback)
Min spend varies · Verified 15 Mar 2026
Airtime Rewards is an open banking cashback platform that reduces your mobile phone bill. New users get £2.00 for signing up, linking a card and making a purchase at a linked retailer within one week. UK only.
26
Your Reward
£125
cash
FCA regulated · Verified 15 Mar 2026
American Express is a premium credit card provider offering cashback, travel points and exclusive perks. New customers signing up with a friend's referral receive enhanced welcome bonuses worth up to £125 by meeting spend requirements (typically £3,000 in 3 months). 18+ UK only.
27
Attapoll
Surveys
Your Reward
£0.40
cash
Verified 15 Mar 2026
AttaPoll is a paid survey app available in 70 countries. New users get £0.40 when signing up with a referral code, whilst the referrer earns £0.20 plus 10% of their lifetime survey earnings. Referral code must be entered within 7 days of registration. 18+ only.
28
BeFibre
Utilities
Your Reward
£50
cash bonus
Verified 15 Mar 2026
BeFibre is a UK full fibre broadband provider with speeds up to 2300 Mbps. New customers get £50 cash when purchasing a 12m/18m package via referral. Paid within 60 days after 30-day guarantee period. Referrers earn £50-£150 per referral depending on total referrals. No mid-contract price rises. UK only.
29
Bing
Get Paid To
Your Reward
Earn rewards
points
Verified 15 Mar 2026
Microsoft Rewards lets you earn points by searching with Bing, completing quizzes, and doing bonus activities. Redeem points for gift cards (Amazon, M&S, Argos, Xbox), Game Pass, or charity donations. Sign up via a referral link and earn at least one point within 7 days to unlock bonuses for both you and the referrer. Maximum 10 referrals per user. 18+ UK residents only.
30
Clickworker
Mystery Shopping
Your Reward
-
Verified 15 Mar 2026
lickworker is a global micro-task platform offering surveys, user testing, and UHRS microwork. No sign-up bonus. Earnings vary widely - user testing pays well (€15+ per study), whilst UHRS microwork pays pennies. Referrers earn £4.50 when friend earns £10. Requires PayPal for UK withdrawals. 18+ globally.
31
Expedia
Shopping
Your Reward
£25
discount
Verified 15 Mar 2026
Expedia offers £25 off hotel bookings for both referrer and referee when new customer signs up and books via app. £200 minimum spend required. Must book through app, not website. ATOL protected for flight-inclusive packages. 18+ UK only.
32
Mubi
Entertainment
Your Reward
£30
free trial
Verified 15 Mar 2026
MUBI is a curated film streaming service. Get 30 days free when you sign up using my referral link. No payment required upfront, but remember to cancel before the trial ends if you don't want to continue. Refer friends to earn an extra 30 days free for each signup.
33
Oddsmonkey
Other
Your Reward
Free Trial
free trial
Verified 15 Mar 2026
OddsMonkey is a matched betting service that teaches you to profit from bookmaker promotions. Get a 7-day free trial using my link and earn approximately £40 while learning the basics. After signing up, refer friends to earn £25 per referral. 18+ UK only.
36
Your Reward
£175
switch bonus
FCA regulated · Verified 27 Feb 2026
Pay in £1,000, switch with 2 direct debits or standing order, make 5 payments within 45 days.
37
Animal Friends Pet Insurance
Finance
Your Reward
£25
Verified 15 Mar 2026
Animal Friends Pet Insurance is a UK pet insurance provider. New customers referred by existing customers get a £25 voucher after holding their first policy for 60 days with premiums up to date. Excludes Accident Only policies and purchases through comparison sites. 18+ UK only.
38
BeMyEye
Market Research
Your Reward
£1
cash
Verified 15 Mar 2026
BeMyEye is a mystery shopping and task completion app. Both referrer and referee receive a bonus when the new user completes and has approved their first geolocalized mission (excluding the welcome mission). Specific bonus amounts vary by promotion.
40
Costa Coffee
Food and Drink
Your Reward
5 Points
points
Verified 15 Mar 2026
Costa Club is Costa Coffee's UK loyalty app. New members get 1 Bean on signup. Collect 10 Beans for a free handcrafted drink. Referrers earn 5 Beans per successful referral. Birthday reward: free cake/sweet. Beans expire after 12 months inactivity. 16+ UK only.
41
SuperFi
Cashback
Your Reward
£2.50
cash bonus (+ cashback)
Min spend £25 · Verified 15 Mar 2026
SuperFi is a cashback app offering you a £2.50 when you sign up and purchase your first £25+ gift card via the app (you also get cashback on that giftcard). Just sign up to SuperFi with my bonus code: QFsKm4hQ. Once you have an account, you also refer your friends to earn £2.50 each when they sign up and buy their first giftcard.
42
Branded Surveys
Surveys
Your Reward
500 Points
welcome bonus
Verified 15 Mar 2026
Branded Surveys is a paid survey platform available in the US, Canada, and UK. New users signing up via referral link get 100 bonus points, plus 200 points for 10 surveys/month and 300 points for 25 surveys/month. 500 points = $5/£5/CAD$5
43
British Gas
Utilities
Your Reward
£50
gift voucher
Verified 15 Mar 2026
British Gas is one of the UK's largest energy suppliers and home services providers. New customers switching both gas and electricity via referral get £50 in vouchers. New boiler customers get £100 voucher (Amazon/PayPal) or £50 Hive voucher. Refer a friend to get same reward! UK only.
44
Freesmo
Shopping
Your Reward
£10
credit
Verified 15 Mar 2026
Freesmo is an online vape shop that currently offers £10 store credit when you make your first purchase! To share the bonus, existing customers must enter send an email invitation to their friends. Send me an email at hello@scrimpr.co.uk and I will send you an invite!
45
Your Reward
£220-£220
switch bonus
FCA regulated · Verified 27 Feb 2026
Pay in £1500, have 2 selected direct debits with 60 days. £3/month account fee applies.
46
Monzo
Finance
Your Reward
£5-£50
cash bonus
Min spend £1 · Verified 15 Mar 2026
New Monzo customers get a random bonus of £5 - £50 (or guaranteed £50 for business accounts) when you open an account using my referral link and make a £1 purchase within 30 days. Fee-free spending abroad. FSCS protected. 18+ UK only.
47
Moneygram
Money Transfer
Your Reward
£10
discount
Verified 15 Mar 2026
MoneyGram is a money transfer service offering £10 cashback via ySense when you send £10+ internationally. Sign up to ySense using my referral link, then complete the MoneyGram offer through the ySense platform. Fast, cheap transfers available. 18+ UK only.
48
Coffee No 1
Food and Drink
Your Reward
-
Verified 15 Mar 2026
Coffee#1 is a UK coffee shop chain with a loyalty app. Both referrer and referee get a free coffee voucher when the new user downloads the app and makes their first purchase or collects stamps. Voucher valid on hot and cold drinks (excludes bottled). One redemption per customer. UK only.
50
Eureka
Surveys
Your Reward
£0.80
cash
Verified 15 Mar 2026
Eureka Surveys is a paid survey app. New users get an 80p welcome survey when entering a referral code on the referrals screen. Referrers earn 80p each time their referred friend cashes out. Unlimited referrals allowed. Minimum cashout varies by payment method. UK only.
51
Community Fibre
Utilities
Your Reward
£50
gift card
Verified 15 Mar 2026
Community Fibre is a UK full fibre broadband provider. New customers get a £50 gift card when signing up via referral and staying past 14-day cooling-off period. Referrers also get £50. Gift cards sent 90 days after installation. Must not have had service in past 12 months. 18+ UK only.
53
Your Reward
£200-£200
switch bonus
Deadline: 28 May 2026 · FCA regulated · Verified 11 Mar 2026
Get £200 cash plus Apple TV+ and Major League Soccer Pass subscriptions (£25/month value). Blue Rewards required (£5/month) with >4% saver on up to £5,000. Cancel after bonus if you don't need the streaming perks. Offer valid until 28th May 2026.
54
Your Reward
£10
credit
FCA regulated · Verified 15 Mar 2026
Yonder is a debit card that gives cashback in the form of points that you can spend on unique experiences and online shops. Get £10 off your first purchase when you sign up for the 3 month free premium trial (usually £15/month, but can be cancelled at any time!)
56
DegustaBox
Food and Drink
Your Reward
£7
discount
Verified 15 Mar 2026
Degustabox is a UK monthly food subscription box with 10-15 full-size products worth £25+. First box £8.99 (normally £14.99/month). Free delivery. Can pause or cancel anytime - no minimum subscription. Products are surprise selections, cannot be customized for dietary needs. UK only.
58
Maholla
Surveys
Your Reward
£1
cash
Verified 15 Mar 2026
Maholla is a survey app where users earn money for completing surveys. New users get £1 signup bonus when they sign up with my referral link. I fyou refer your friends, you will earn £0.40 on your friend's first cashout, £0.40 on second cashout, plus ongoing 15% commission on friend's survey earnings. Referral code must be added within 7 days of registration.
59
EDF Energy
Utilities
Your Reward
£50
bill credit
Verified 15 Mar 2026
EDF Energy is a UK energy supplier offering gas and electricity tariffs. Both referrer and referee get £50 credit on their EDF accounts when a new customer switches via referral link. Available for home and Small Business customers. Must switch and stay with EDF to qualify. 18+ UK only.
60
Your Reward
£200-£200
switch bonus
Deadline: 30 Apr 2026 · FCA regulated · Verified 27 Feb 2026
Switch with 3 active direct debits., spend £100 within 35 days. £5/month account fee applies. Offer valid until 30th April 2026.
61
Your Reward
£5
credit
Min spend £5 · FCA regulated · Verified 15 Mar 2026
Zilch is a virtual credit and debit card that offers cashback on all your purchases. But the credit (buy now pay later) aspect is best avoided. Just pay in full each time, and earn cashback on all of your shopping. New users receive their bonus when they sign up using a refer a friend link - the bonus is given just for signing up, with no purchase neccesary. Ts&Cs apply.
62
WorldRemit
Money Transfer
Your Reward
£10
Verified 15 Mar 2026
WorldRemit send money fast and cheaper than most banks. And they give new customers a £10 bonus when they sign up and send £15
63
Green Chef
Food and Drink
Your Reward
Free box
discount
Verified 15 Mar 2026
Green Chef is another recipe box subsciption. Like Gousto and HelloFresh, but focussing mediterranean and plant-based receipts. Get a free box (£4.99 delivery only) to try it out with my refer a friend link. Full price is expensive, but the trial box is worth a go.
64
Freecash
Cashback
Your Reward
£4
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
FreeCash is one of the most popular rewards sites that pay people to play games. I've received over £1000 playing silly games that I downloaded via the app. If you don't have a friend to refer you, you can use my link for a £4 bonus when you sign up. However, I would recommend playing games via Gemsloot instead. But whichever site you join, make sure you check out the Scrimpr GPT offer search engine to find out if any other site pays more for a specific offer.
65
Measure (MSR)
Surveys
Your Reward
£10/month
cash
Verified 15 Mar 2026
MSR Tasks is a data-sharing app where users earn money by sharing their existing platform data (Amazon, Google, Facebook, etc.) and participating in product tests. Earn £10+/month from data-sharing tasks plus extra from IPSOS product tests. Use my referral link for doubled welcome bonus. Minimum cashout £10 to PayPal or gift cards. UK only.
66
Eon Next
Utilities
Your Reward
£50
gift card
Verified 15 Mar 2026
E.ON Next is a UK energy supplier offering gas and electricity tariffs. Both referrer and referee get £50 (voucher or account credit) when new customer switches via referral link and completes first month's Direct Debit. Reward issued within 4 weeks. Referrer limited to 25 referrals or £1,500/year. 18+ UK only.
67
Your Reward
£100-£175
switch bonus
FCA regulated · Verified 27 Feb 2026
Pay in £1000, have 2 active direct debits, make 10 debit card payments.
68
AXA Health Insurance
Finance
Your Reward
£100
gift voucher
Verified 15 Mar 2026
AXA Health is a UK private healthcare insurance provider. Existing customers can refer friends and earn rewards worth up to £139 (choice of £100 Amazon/M&S e-gift card or National Trust Joint membership). Friend must be a new member purchasing a private healthcare plan. Unlimited referrals allowed.
70
Earnably
Cashback
Your Reward
£0.40
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
Earnably is a UK/US Get-Paid-To platform for earning through games, offers, and surveys. New users get £0.40 ($0.50) bonus when signing up via referral link. Referrers earn 10% commission on friends' lifetime earnings without affecting their rewards. Minimum cashout varies by payment method.
72
GiffGaff
Utilities
Your Reward
£5
credit
Verified 15 Mar 2026
giffgaff is a UK mobile network running on O2. Both you and your friend get £5 when they activate a SIM via referral. You receive £5 Payback (convertible to cash, credit, or charity donation). Friend gets £5 credit plus free giffgaff-to-giffgaff calls/texts. Payback paid every 6 months. 18+ UK only.
73
Your Reward
£150-£150
switch bonus
Deadline: 28 May 2026 · FCA regulated · Verified 27 Feb 2026
Pay in £1,250 with 60 days. Offer valid until 28th May 2026.
74
Wise
Finance
Your Reward
Free transfer
freebie
Verified 15 Mar 2026
Wise is a multi-currency account and debit card offering competitive exchange rates and low-fee international payments. Hold funds in 50+ currencies and get international bank account details (useful for money transfer offers). New customers get a free international transfer. Refer friends to earn £75 for every three friends who complete a qualifying transfer (£25 per referral).
76
Cashback.co.uk
Cashback
Your Reward
£10
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
Cashback.co.uk is a UK cashback platform operated by the same team behind Custard. New users receive a £10 sign-up bonus. The site requires users to complete 10 levels before cashing out, with each level requiring completion of one offer. While this 10-offer minimum is higher than most platforms, Cashback.co.uk often features competitive payouts on bingo and betting offers. Plus get a £10 bonus when you sign up.
78
Good Energy
Utilities
Your Reward
£50
discount
Verified 15 Mar 2026
Good Energy is a UK renewable energy supplier with 100% renewable electricity matched directly from generators. Switch and get £50 credit. They also offer solar panels, heat pumps, and battery storage. Referrers earn £50 for tariff referrals or up to £250 in vouchers for product referrals. UK only.
79
Your Reward
£150-£150
switch bonus
Deadline: 28 May 2026 · FCA regulated · Verified 27 Feb 2026
Pay in £1,250 with 60 days. Offer valid until 28th May 2026.
80
Park Christmas
Finance
Your Reward
£10
gift voucher
Verified 15 Mar 2026
Park Christmas Savings is the UK's largest Christmas savings club. You set a personal savings target for Christmas, then pay in regular instalments for gift vouchers, hampers, and the like. I use it to cover the cost of Christmas dinner. You can get a £10 bonus added to your account once you have saved £25 for next Christmas. Get your friends to do the same and you will both get a £10 bonus.
82
Avios
Cashback
Your Reward
500 Avios
points (+ cashback)
Min spend varies · Verified 15 Mar 2026
Avios is the loyalty currency for British Airways and IAG airlines, redeemable for flights, upgrades, and shopping. First-time Avios App users get 500 bonus Avios when they sign up with a referral link and complete a qualifying activity like shopping through the cashback portal or in-store with a linked card. Travel purchases don't count (but Uber does).
85
Your Reward
£400-£400
switch bonus
Deadline: 30 Apr 2026 · FCA regulated · Verified 27 Feb 2026
Pay in £3,330 per month, switch with 2 active direct debits. Offer valid until 30th April 2026.
86
Snoop
Finance
Your Reward
£5
voucher
Verified 15 Mar 2026
Snoop is a free money management app that connects to your bank accounts to track spending and find better deals. New users get £5 Amazon voucher just for signing up. Refer friends and you'll both receive £5 Amazon vouchers for each successful referral.
90
Your Reward
£500-£500
switch bonus
Deadline: 30 Apr 2026 · FCA regulated · Verified 27 Feb 2026
Pay in £5,000,switch with 3 active direct debits, spend £200 with 35 days. £15/month account fee applies. Offer valid until 30th April 2026.
91
Your Reward
£100
cash
FCA regulated · Verified 15 Mar 2026
Chip is a UK savings app with competitive interest rates and FSCS protection up to £85,000. My link allows you to create an account but doesn't include the 100 prize draw welcome bonus (requires existing user referral). Once registered, refer friends to earn 100 prize tickets each. UK only.
95
Currensea
Finance
Your Reward
£15
cash
Verified 15 Mar 2026
Currensea is a UK travel debit card linked to your bank account for foreign currency spending. Partner promotion offers £15 bonus for making 5 foreign currency transactions within 12 months. Standard referral offers £5 signup bonus. Bonus paid to linked bank account. 18+ UK only.
99
Hilton Honors
Finance
Your Reward
£11
points
Verified 15 Mar 2026
Hilton Honors Debit Cards offer instant Silver/Gold Elite status for as long as you have the card. Plus card (£150/year) includes Gold status + up to 29.5k bonus points. Regular card (£60/year) includes Silver status + up to 5.5k bonus points. Both require FX spending within 6 months to unlock full bonuses. Use my code CWINJI for extra 1,000 points: Sign up here
100
Swagbucks
Cashback
Your Reward
£10
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
Swagbucks offers cashback at a lot of online shops and has some nice exclusive offers. Its better known for surveys and game offers though. Get a £10 bonus with our Swagbucks link when you make a £25 purchase via the Swagbucks Shop: https://scrimpr.co.uk/out/swagbucks.
102
Monument Bank
Finance
Your Reward
-
Verified 15 Mar 2026
Monument Bank is a UK digital savings bank. Get £50 paid to your current account within 3 days (usually next day at 7AM) when you sign up via a friend's link and deposit £10k in an Easy Access Cash ISA or £25k in other savings accounts. Can withdraw after bonus received. FSCS protected. Offer ends 30 Nov 2025.
103
Inbox Pounds
Cashback
Your Reward
£1
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
InboxPounds is a UK-focused rewards platform owned by the same company as Swagbucks. New users get £1 signup bonus with my link below. Earn by completing tasks, surveys, and games. First cashout minimum is £20, then £5 for subsequent withdrawals. UK only.
104
YouFibre
Utilities
Your Reward
£25-£100
cash
Verified 15 Mar 2026
Get up to £100 when you sign up to You Fibre broadband on an 18 month contract
105
Clearpay
Finance
Your Reward
£10
discount
Verified 15 Mar 2026
Clearpay is a UK buy now, pay later service splitting purchases into 4 fortnightly instalments. New customers get £10 off first purchase of £50+ via referral (expires in 90 days). Referrers also get £10 off £50+ purchase. Must not have had account in past 12 months. 18+ UK residents only (excl Channel Islands).
106
Budgey
Cashback
Your Reward
£5
cash bonus (+ cashback)
Min spend varies · Verified 15 Mar 2026
Budgey (previously Widilo) is a UK cashback and voucher platform with thousands of retailers. New users get £5 welcome bonus after email confirmation plus £3 on first cashback purchase via browser extension. Referrers earn £3 per friend. Minimum withdrawal £20 via bank transfer or PayPal.
107
Go Henry
Finance
Your Reward
£10
cash
Verified 15 Mar 2026
GoHenry is a kids' debit card and app for ages 6-18 with parental controls. Get 2 months free + £15 cashback using code AFFBSWR215 (from MoneySavingExpert) at signup. £3.99/month after trial. Features include spending limits, in-app money lessons, and Junior ISA option. First monthly top-up free, additional top-ups 50p. UK only
108
Virgin Red
Cashback
Your Reward
£5
gift voucher (+ cashback)
Min spend varies · Verified 15 Mar 2026
109
Klarna
Finance
Your Reward
£10
discount
Verified 15 Mar 2026
Klarna offers buy now, pay later services including Pay in 3, Pay in 30, and pay in full options. Refer up to 10 friends and earn £20 off your next purchase (£60+ spend) for each friend who makes a purchase within 7 days. Friends cannot have used Klarna in past 12 months. UK only.
111
Ledger
Finance
Your Reward
£8
crypto
Verified 15 Mar 2026
Ledger makes hardware cryptocurrency wallets that store your coins offline for maximum security. New customers who use my link will get $5-$20 worth of free Bitcoin depending on which device they purchase: Flex/Stax ($20), Nano X ($10), or Nano S Plus ($5). Redeem via gift code after setup. Worldwide shipping.
112
Your Reward
£10
cash bonus (+ cashback)
Min spend varies · FCA regulated · Verified 15 Mar 2026
Ribbon Rewards is a free cashback program designed to help UK renters earn rewards from something they're already paying for - their rent. They offer points on every rent payment (1 point per £1, or 1.5 points on partner properties) which can be redeemed for air miles, gift cards and other rewards. They currently have a generous refer-a-friend scheme that gives a £10 bonus to new customers when they sign up and make their first rent payment. To claim the reward, you need a referral link from an existing customer. If you don't have a friend already using Ribbon Rewards, use mine. Accounts are provided by Griffin Bank Ltd (FCA regulated). Deposits protected by FSCS up to £85,000. Terms and conditions apply.
113
MoneySupermarket
Finance
Your Reward
£5-£20
gift voucher
Verified 15 Mar 2026
MoneySupermarket is one of the UK's top price comparison websites, helping users find the best deals on everything from insurance to energy providers. If you sign up using a referral link, you'll receive £20 when you purchase car or home insurance. Plus, you can refer your own friends to earn more – you’ll both get a cash reward when they sign up and take action. It’s a great way to save money and earn rewards at the same time!
114
Cashback Earners
Cashback
Your Reward
£6.50
cash (+ cashback)
Min spend varies · Verified 15 Mar 2026
CashbackEarners is a UK cashback website offering rewards for shopping and trying new services. New users get a £6.50 sign-up bonus. Referrers earn £5 per friend plus 10% of their friend's lifetime earnings. Minimum withdrawal varies by payment method. UK only.
115
Capital on Tap
Finance
Your Reward
£75
cash
Verified 15 Mar 2026
Capital on Tap is a UK business credit card provider for small businesses. New customers get 7,500 points or £75 when signing up via referral and making first transaction within 30 days. Referrers earn same reward. Must be UK business with £24k+ turnover, no CCJs. Always pay off balance to avoid interest.
116
Raisin UK
Finance
Your Reward
£100
cash
Min spend £10,000 · Verified 15 Mar 2026
Raisin is a one-stop shop for savings products. Get £100 when you sign up and deposit £10k, and another £100 boost for each successful referral through your unique referral link.
118
Your Reward
£10-£100
cash bonus
Min spend £500 · FCA regulated · Verified 15 Mar 2026
Tembo (formerly Nude) is mortgage broker that offers a market-leading Cash ISA and Lifetime ISA. Their aim is to help first-time buyers save a house deposit faster (and also sell them a mortgage!). Tembo have a new refer-a-friend scheme that gives a £10-£100 cash bonus to new customers when they sign up, open a Tembo account, and fund it with £500. To claim the reward, you need to enter your email on the refer a friend offer page, and then sign up using the same email address. Ask a friend for a link to sign up! Ts&Cs apply.
119
Your Reward
£10
cash
FCA regulated · Verified 15 Mar 2026
Zopa is a new digital bank. They offer a market leading regular saver account, and also provide 2% cashback on direct debit payments. By signing up with a refer-a-friend link, you'll receive a £10 bonus when you sign up. Ts&Cs apply, but this is a very good incentive to try out Zopa!
121
Your Reward
£160
cash
FCA regulated · Verified 15 Mar 2026
WorldFirst is a multi-currency business account that anyone can sign up for as a sole trader. New customers who sign up by January 31st can earn $100 (~£75) bonus by completing one qualifying action before February 28th. After signing up, refer friends to earn $100 (~£75) per referral when they complete the same requirements.
122
Curve
Finance
Your Reward
1%
cashback
Verified 15 Mar 2026
Curve is a UK card that consolidates all your cards into one. Referral offer: both referrer and invitee get 1% cashback (up to £15 in Curve Cash Points) on all spending for 30 days. Invitee must make 5 transactions of £2+ on Curve card. Points expire after 6 months. Offer ends 31 December 2025. 18+ UK/EEA only.
Inactive / Expired
123
Your Reward
Rolls-Royce share
welcome bonus
View Offer Details
*Capital at risk. Fees may apply.
Min spend £1 · FCA regulated · Verified 15 Mar 2026
XTB is an investment platform recommended for long-term investors. The best thing about XTB is their commission-free trading on stocks and ETFs (although standard costs apply as usual). By signing up via my link above, you will receive a free Rolls Royce share when you make your first deposit. Capital at risk, T&Cs apply. Offer valid until 28th February 2026.
124
Your Reward
£100-£3000 Cashback
cashback
FCA regulated · Verified 15 Mar 2026
Interactive Investor (ii) is a UK investment platform offering ISAs, SIPPs, and Trading Accounts. Transfer or contribute £20,000+ to a new SIPP and receive £100-£3,000 cashback depending on amount. Must keep SIPP open 12 months. 18+ UK only. T&Cs apply. Offer valid until 31st January 2026.
125
Your Reward
£100 Trading Credits
trading credits
FCA regulated · Verified 15 Mar 2026
Interactive Investor (ii) is a UK investment platform offering ISAs, SIPPs, and Trading Accounts. New customers get £100 in Trading Credits when opening an ISA or Trading Account - no minimum deposit required. Offer ends 31st January 2026. Credits valid until 30 April 2026. 18+ UK only. T&Cs apply. Offer valid until 31st January 2026.
126
Your Reward
£175
switch bonus
FCA regulated · Verified 27 Feb 2026
Pay in £1,000, switch with 2 direct debits, make 1 debit card payment within 31 days. Offer valid until 4th March 2026.
127
Your Reward
£250-£750
switch bonus
FCA regulated · Verified 27 Feb 2026
Get up to £750 for switching: £250 for switching your £100k+ salary, plus an extra £500 if you also transfer £100k+ in savings or investments and maintain for 3 months. Includes free worldwide family travel insurance, digital health services, and preferential rates on international transfers. No monthly fee while you meet eligibility criteria. Offer valid until 23rd February 2026.
128
Your Reward
£100-£200
switch bonus
FCA regulated · Verified 20 Feb 2026
Get £100 for switching via CASS, plus an extra £100 when you open a Regular Saver. Northern Ireland residents only. Free banking when in credit. Total value up to £200. Offer valid until 31st October 2025.
129
Your Reward
£100-£100
switch bonus
FCA regulated · Verified 27 Feb 2026
Get £100 Amazon Gift Card by redirecting £1,500+ monthly income for November and December 2025. No CASS required - just update your salary details. Free account with 1% cashback (max £15/month) on groceries, petrol, and transport for 12 months. Digital-only bank with no fees. Offer valid until 30th November 2025.
130
Your Reward
£150-£200
switch bonus
FCA regulated · Verified 27 Feb 2026
Get £150 for switching, £50 to stay, and then an extra £25 extra cashback by making 20+ card payments monthly for 6 months. Simple requirements with no Direct Debit needed. Choose free Spend & Save or Spend & Save Plus (£3/month, ongoing cashback). Expires 17th February 2026. Offer valid until 17th February 2026.
How to Claim Sign-Up Bonuses: Step-by-Step Guide
Choose Your Offer
Compare offers above based on bonus value, minimum requirements, and category (banking, investing, energy, etc.). For investment platforms, check they’re FCA-regulated.
Sign Up Using Promotional Link
Click the offer link above. You must be a new customer and use the correct referral link or code where required.
Complete Registration
Provide required information (ID, proof of address for financial services). This usually takes 10-30 minutes.
Meet Requirements
Complete the qualifying action (deposit, switch, purchase, etc.). Requirements vary by offer – check the table above for specifics.
Receive Your Bonus
Bonuses typically appear within 5-90 days depending on the offer. Check the platform’s timeline in the table above.
Respect Hold Periods
Keep your account active for any required period or your bonus may be withdrawn. Some offers have no hold period, others require 30 days to 12 months.
Can You Use Multiple Offers?
Yes, you can sign up to multiple platforms and claim their welcome bonuses. However, only do this if you’ll genuinely use the services. Consider:
- Will you actually use all these accounts/services?
- What are the ongoing fees or commitments?
- Does it make sense to have multiple accounts in the same category?
Here are examples of how you might legitimately use multiple offers:
Different Categories
Claiming offers across different categories (banking, investing, energy) makes perfect sense as you need these services anyway.
Example: Switch bank for £175, open investment account for £50, switch energy for £75
Testing Services (Investing)
New investors might start with small amounts across a few platforms to find which interface and features they prefer.
Example: £1 on one platform to test fractional shares, £100 on another for ETF-focused investing
Different Account Types (Investing)
You might use different investment platforms for different account types based on their strengths.
Example: ISA on a low-fee platform, SIPP on a platform with strong pension features
Understanding Investment Bonus Probabilities
Most investment platforms use weighted probability distributions for free shares, meaning you’re more likely to receive lower-value bonuses. Here’s what to expect:
| Platform | Bonus Range | Most Likely Value | Probability |
|---|---|---|---|
| IG Trading | £40-£200 | £40-£50 | 60% |
| Trading 212 | £8-£100 | £8-£25 | 80% |
| Freetrade | £10-£100 | £10-£25 | 80% |
| InvestEngine | £20-£100 | £20-£24 | 75% |
Important Considerations Before Claiming
Tax Implications
Some bonuses may be subject to tax:
- Cash bonuses: Bank switching and some other cash bonuses are typically tax-free as they’re considered incentives
- Free shares (investing): The value of free shares when received may count as taxable income
- Capital gains (investing): If shares increase in value before you sell, gains above the annual allowance (£3,000 for 2024/25) are taxable
- ISA advantage (investing): Free shares placed in a Stocks & Shares ISA are protected from both taxes (though many platforms place bonuses in GIAs instead)
Ongoing Costs & Commitments
Free bonuses are attractive, but consider ongoing costs and commitments:
- Investment platforms: Custody fees, trading fees, FX fees, and inactivity charges may apply
- Bank accounts: Some have minimum balance requirements or monthly fees
- Energy contracts: Check exit fees if you want to switch again
- Subscription services: Ensure you cancel if you don’t want to continue after any trial period
For investment platforms, use my ISA platform fee calculator to compare total costs.
Common Mistakes to Avoid
- Not reading full terms and conditions
- Expecting maximum bonus values for investment offers (most get lower amounts)
- Cancelling or withdrawing before hold periods end
- Ignoring ongoing fees and commitments
- Using incorrect referral links or codes
- Forgetting about potential tax obligations
- Opening accounts you won’t actually use
- Missing eligibility requirements (e.g., must be new customer)
Frequently Asked Questions
Which UK sign-up offer gives the biggest bonus?
Bank switching offers typically provide the highest guaranteed bonuses at £100-£200 cash. For investment platforms, IG Trading offers up to £200 in free shares (though 60% receive £40-£50). Energy switching can provide £50-£75 credit.
Can I withdraw my bonus immediately?
It depends on the offer. Bank switching bonuses usually have no restrictions once paid. Investment platforms have hold periods (30 days to 12 months). Energy credits are applied to your bills. Always check the specific terms.
Do I pay tax on sign-up bonuses?
Most cash bonuses (bank switching, energy credits) are tax-free as they’re marketing incentives. Investment platform free shares may count as taxable income when received, and any gains when sold may be subject to capital gains tax above £3,000 (2024/25).
Can I use multiple sign-up offers?
Yes, you can claim multiple offers across different categories (banking, investing, energy) or even multiple offers within a category if you’ll genuinely use the services. However, consider ongoing fees, whether you’ll actively use all accounts, and if it makes practical sense.
What if my bonus doesn’t appear?
Check you’ve met all terms (minimum deposit/spend, correct referral link, processing time). If everything is correct, contact the provider’s customer service. Most resolve missing bonuses within 5-10 business days.
Are sign-up offers safe and legitimate?
The platforms and companies listed are legitimate. Financial services providers are FCA-regulated where required. Sign-up offers are genuine marketing incentives. However, for investment platforms, remember your capital is at risk – the value of investments can go down as well as up.
Related Money-Saving Guides
- Investment Platform Comparison Table – Compare fees and features
- ISA Fee Calculator – Calculate total costs
- Bank Switching Bonuses – Earn £100-£200
- Refer-a-Friend Offers – Share and earn rewards
- Best Cashback Sites – Save £200+ annually
Disclaimer: I’m not a financial advisor. This is editorial content comparing sign-up offers across various categories. For investment platforms, the value of investments can go down as well as up. Links may be affiliate/referral links. Always read full T&Cs before signing up.