XTB Offer Summary
Deadline: 28/02/2026. Complete your sign-up before this date.
About XTB
Commission-free share and ETF trading with up to 4.25% interest on cash balances. Trusted by 1M+ investors worldwide.
Scrimpr Pro Tip
You must accept the promotion terms in the XTB mobile app within 7 days - you can't do this on the website. The offer is limited to 2,000 customers, so don't delay. XTB charges no commission on trades under €100,000 per month and no custody fees on portfolios under €250,000. Watch out for the 0.5% currency conversion fee on US stocks and the £10 monthly inactivity fee after 12 months without trading.
How To Get This Deal
Step 1 — Register and open an account with XTB
Must be a new customer, UK resident, 18+. Cannot have had an XTB account in the last 365 days.
Step 2 — Accept the T&Cs in the app
Within 7 days of opening your account, accept the promotion terms via the XTB mobile app (not the website)
Step 3 — Deposit funds into your account
Make your first deposit of any amount within 7 days of opening your account
Step 4 — Get your free share
A free Rolls-Royce share will be automatically added to your account within 3 business days
What You Might Get
These are the possible outcomes when you sign up. The actual share you receive is random.
| Value | Probability | Notes |
|---|---|---|
| ~£13 | 100 | Everyone gets this (value correct on 26/01/2026) |
Around £13 on average
Costs & Fees to Know
| Cost | Amount | Avoidable? | How to Avoid |
|---|---|---|---|
| Stamp duty | 0.5% on UK stocks | no | unavoidable |
| Currency fee | 0.5% on non-GBP stocks | yes | open a USD or EUR account to match the currency you're trading in |
| Inactivity fee | £10 per month after 12 months without trading | yes | make at least one trade per year or deposit cash within 90 days |
Important Information
- This offer is for new customers only.
- You must be at least 18 years old.
- Your capital is at risk. The value of your investments can go down as well as up. You may receive back less than you invest.
- Limited to the first 2,000 eligible customers. Must accept promotion T&Cs in the XTB mobile app within 7 days of opening your account. Must make a first deposit within 7 days of opening your account. Free Rolls-Royce share credited within 3 business days of deposit. Cannot have held an XTB account in the last 365 days. Cannot be combined with other XTB promotions. UK tax residents only.
The Bottom Line
A solid offer for investors wanting to try XTB. The free Rolls-Royce share (worth ~£13) is a decent welcome bonus, but act fast - it's limited to 2,000 customers. Remember to accept the T&Cs in the mobile app within 7 days or you'll miss out. Be aware of the £10 monthly inactivity fee after 12 months without trading or deposits.
Frequently Asked Questions
The sign-up bonus is free, but you'll need to deposit and invest at least £1. Your invested capital is at risk — you could lose some or all of what you put in.
Timing varies — check XTB's terms for specific details. Make sure you've completed all required steps before expecting your reward.
You can typically sell your free shares and withdraw the proceeds after any holding period. Check XTB's terms for specific withdrawal rules and any lock-up periods.
This offer is for new customers only. If you've previously held an account with XTB, you're unlikely to qualify.
This page is for information purposes only and does not constitute financial advice. Offers are subject to availability and may be withdrawn at any time. Always verify current terms directly with XTB. The value of your investments can go down as well as up.