The value of your investments may go up or down. Cashback dependent on your eToro Club tier, capped at £10k & subject to holding period. Promo T&Cs & ISA rules apply. Your capital is at risk. UK residents only. ISA powered by Moneyfarm.
eToro Offer Summary
Deadline: 30/04/2026. Complete your sign-up before this date.
Scrimpr Pro Tip
Bonus cashback is calculated as a percentage of your first deposit. Your cashback rate depends on your eToro Club tier, and most people will default to Bronze (2%). To get 2.5% you need Platinum Club Tier — either by having around £20,000+ in your eToro account, or by paying for a Platinum subscription (£4.99/month or £49.99/year, with a 7-day free trial). Whether the subscription is worth it depends on how much you're putting in:
- Under £2,000: skip the subscription. You'll earn £10–£40 cashback at 2%, and the sub costs more than the extra 0.5% gets you.
- £2,000–£10,000: pay monthly (£4.99). One or two months of sub covers itself — a £5,000 transfer earns £100 at 2% or £125 at 2.5%.
- £10,000+: pay annually (£49.99). The extra 0.5% covers the annual sub at exactly £10,000, and everything above is profit — £15,000 earns £75 extra, £50,000 earns £250 extra, £100,000 earns £500 extra.
How To Get This Deal
Step 1 — Open an eToro Account
Register for an eToro trading platform account if you don't already have one. UK tax resident, 18+, and new to Moneyfarm (no previously funded Moneyfarm or eToro ISA).
Step 2 — Open your eToro Stocks & Shares ISA
Open the Stocks & Shares ISA (powered by Moneyfarm) through your eToro account.
Step 3 — Make your First Deposit before 30 April 2026
Deposit at least £500, or initiate an ISA transfer of £15,000+. Transfers started before 30 April are fine as long as they arrive within one calendar month of the deadline.
Step 4 — Subscribe to Platinum (optional)
For transfers over £2,000, consider the £4.99/month or £49.99/year Platinum subscription to bump cashback from 2% to 2.5%. Make sure it's active on your cohort's tier check date (1 Feb, 1 April, or 1 June 2026).
Step 5 — Place your first trade within 30 days
Your first investment must be made within 30 days of your First Deposit clearing.
Step 6 — Meet the 24-month activity requirement
Over the 2-year qualifying period, maintain an average of at least 50% of your First Deposit in open investment positions, OR execute an average of 2.5+ trades per month.
Step 7 — Receive your cashback
Cashback is calculated based on your eToro Club tier on the check date set by your deposit cohort, and paid by the end of the following month (by 30 June 2026 at the latest for deposits made in March/April).
About eToro
Multi-asset investment platform with 30M+ users globally. The new eToro Stocks & Shares ISA is powered by Moneyfarm — a self-directed ISA wrapper where you choose your own investments from eToro's range.
Costs & Fees to Know
| Cost | Amount | Avoidable? | How to Avoid |
|---|---|---|---|
| Platinum subscription (optional) | £4.99/month or £49.99/year | yes | skip if transferring under £2,000, or if you already have £20,000+ on eToro |
| FX fee | check eToro's current rate | yes | stick to GBP-denominated assets |
| Withdrawal fee | $5 per withdrawal | yes | withdraw less often |
| Inactivity fee | $10/month after 12 months no login | yes | log in at least once a year |
| Currency conversion on deposits | 50 pip spread on non-USD deposits | yes | deposit in USD where possible |
Important Information
- This offer is for new customers only.
- You must be at least 18 years old and a UK resident.
- Your capital is at risk. The value of your investments can go down as well as up. You may receive back less than you invest.
- Must be a UK tax resident, 18+, and a new Moneyfarm customer (never previously held a funded Moneyfarm portfolio or funded eToro ISA).
- First Deposit must be at least £500, or an initiated ISA transfer of £15,000+.
- Offer runs from 22 October 2025 to 30 April 2026, with eligibility and payment dates determined by your deposit cohort (A: Oct–Dec 2025; B: Jan–Feb 2026; C: Mar–Apr 2026).
- Cashback tier is based on eToro Club status at the tier check date: Bronze/Silver/Gold 2%, Platinum/Platinum Plus 2.5%, Diamond 3%.
- Platinum tier can be reached via balance (~£20,000+ in your eToro account) or via a £4.99/month or £49.99/year subscription.
- Cashback is capped at £10,000 per person and is limited to one promotion per person.
- First investment must be made within 30 days of the First Deposit clearing.
- Over the 24-month qualifying period you must maintain an average of at least 50% of your First Deposit invested, OR average 2.5 trades per month.
- Only the First Deposit is subject to these restrictions — additional deposits are not.
- Withdrawals or transfers out of the First Deposit during the 24-month period may result in the cashback being reclaimed by Moneyfarm.
- Cannot be combined with other promotions (except eToro's Refer a Friend).
- Your capital is at risk.
The Bottom Line
The £10,000 cashback cap makes this one of the most generous ISA transfer offers around, and the £4.99/month Platinum subscription makes the 2.5% tier accessible to almost everyone on larger transfers. On a £15,000 transfer you'd earn £375, on £50,000 you'd earn £1,250, and you'd need to transfer £400,000 to cap out. The 24-month commitment is manageable if you're a buy-and-hold investor or you trade regularly. The main catch is that taking money out during those two years can mean losing the cashback, so this isn't for you if you might need the money back. Best suited to long-term investors transferring £15,000+ who are happy to commit for two years.
Frequently Asked Questions
The sign-up bonus is free, but you'll need to deposit and invest at least £500. Your invested capital is at risk — you could lose some or all of what you put in.
Timing varies — check eToro's terms for specific details. Make sure you've completed all required steps before expecting your reward.
You can typically sell your free shares and withdraw the proceeds after any holding period. Check eToro's terms for specific withdrawal rules and any lock-up periods.
This offer is for new customers only. If you've previously held an account with eToro, you're unlikely to qualify.
Terms and conditions apply. Not all applicants will qualify. Your capital is at risk.
This page is for information purposes only and does not constitute financial advice. Offers are subject to availability and may be withdrawn at any time. Always verify current terms directly with eToro. The value of your investments can go down as well as up.