Offer Summary
How to Claim This Offer
Step 1
Sign up to Monument Bank using my referral link before 30 November 2025
Step 2
Download the Monument Bank app from the Apple Store or Google Play
Step 3
Open your first savings account (Easy Access Cash ISA recommended for lower deposit requirement)
Step 4
Deposit £10,000 if opening an Easy Access Cash ISA, or £25,000 for other savings accounts
Step 5
Receive your £50 bonus within 3 days (usually next day at 7AM) paid to your linked current account You'll need your National Insurance number but no ID verification is required. You can withdraw funds after receiving your bonus. FSCS protected up to £85,
Step 6
18+ UK residents only.
About Monument Bank
Monument Bank is a UK digital bank specialising in high-interest savings accounts and Cash ISAs. All accounts are fully regulated by the FCA and protected by the FSCS up to £85,000 per person. The bank holds over £5 billion in customer savings and is rated Excellent (4.7/5) on Trustpilot with over 1,100 reviews. Interest rates are competitive and variable, currently ranging from 3.77% to 4.47% AER depending on the account type.
Sign Up Bonus Details
New Monument Bank customers receive £50 paid directly to their linked current account within 3 days of meeting the requirements (typically paid the next day at 7AM). To qualify, you must sign up using my referral link and open your first savings account by 30 November 2025, depositing either £10,000 in an Easy Access Cash ISA (4% AER variable) or £25,000 in any other savings account (3.77%-4.47% AER variable).
You can also transfer from an existing Cash ISA with another provider and still qualify for the bonus. Once you've received your £50, you're free to withdraw part or all of your deposit if needed - there's no requirement to keep the money in the account. The application only requires your National Insurance number, with no ID verification needed. Both you and the person who referred you receive £50 each. FSCS protected up to £85,000. 18+ UK residents only.
Refer a Friend Bonus
When you refer a friend to Monument Bank and they open their first savings account with the required deposit (£10,000 for Easy Access Cash ISA or £25,000 for other accounts) by 30 November 2025, you'll both receive £50 each paid to your linked current accounts within 3 days. Your unique referral link can be found in the Monument Bank app. The referral offer is time-limited and ends on 30 November 2025, so both you and your friend need to complete the requirements before this date.
Important Information
Frequently Asked Questions
Monument Bank has a refer a friend programme rather than a promo code.
Check Monument Bank's terms and conditions for details on withdrawal restrictions and any minimum holding periods.
Monument Bank is a legitimate platform. As with any financial offer, read the terms and conditions before signing up.
Payout times vary. Check the terms on the Monument Bank website for specific timescales.
Advertiser Disclosure
Scrimpr may receive compensation when you click on links and sign up with featured partners. This does not influence my rankings or recommendations, which are based on independent research and analysis. All offers are verified before inclusion.