Sprive Refer a Friend Offer Summary
About Sprive
Sprive is a mortgage overpayment app that earns you cashback from major retailers, which gets applied directly to your mortgage. Sign up via the partner link with code CCLOM844 and you'll get a boost to your cashback rates as a new customer. Existing Sprive customers can earn £10 per successful referral.
Sign Up Bonus Details
Sprive is a mortgage overpayment app. You earn cashback from major retailers (Asda, Boots, Currys, John Lewis and others) when you shop via the Sprive app, and that cashback is applied directly as an overpayment against your mortgage.
Sign up via the partner link (or use code CCLOM844) and you receive a boost to your cashback rates as a new customer - higher percentages on qualifying purchases than the standard offer. The boost is applied automatically to your account once verified.
Capital at risk does not apply - this is a mortgage overpayment service, not an investment product. UK 18+ only.
How to get your bonus
Step 1
Tap the View on Sprive button to open the partner sign-up page
Step 2
Download the Sprive app and create an account
Step 3
Enter promo code CCLOM844 during sign-up if not auto-applied
Step 4
Verify your account and connect your mortgage details
Step 5
Your cashback rate boost is applied automatically once verified
Refer a Friend Bonus
Existing Sprive customers can refer friends using their unique referral link or code. You earn £10 for each successful referral who signs up and verifies their account. The new customer gets a cashback rate boost as their welcome incentive. Rewards are applied as credit toward your mortgage.
Referrer reward: £10
Referee reward: Cashback rate boost
Worth knowing
Key features
- UK mortgage overpayment app - cashback applied directly to mortgage
- Earn cashback at major UK retailers (Asda, Boots, Currys, John Lewis, etc.)
- New-customer welcome: cashback rate boost
- Referral programme: £10 to the referrer per successful sign-up
- Not an investment product - capital is not at risk
Things to consider
- Welcome reward is a cashback RATE BOOST, not a cash bonus - benefit depends on your shopping
- You need a UK mortgage and the Sprive app to use the platform
- Referrer reward (£10) is applied as mortgage credit, not paid as cash
- Cashback earnings (and the boost benefit) depend on shopping at participating retailers
Important Information
Eligibility: UK residents, 18+, new customers only unless stated.
Promo Code: CCLOM844
Tracking: cashback tracking can fail if cookies are blocked or you don't click through cleanly. See my cashback tracking guide if you've had problems before.
Full T&Cs: Sprive's offer terms →
Frequently Asked Questions
A boost to your cashback rates - higher percentages on qualifying purchases at major retailers (Asda, Boots, Currys, John Lewis and others) than the standard offer. It's not a one-off cash bonus. The boost is applied automatically once your account is verified.
You shop through the Sprive app at partner retailers and the cashback you earn is sent directly to your mortgage lender as an overpayment, rather than paid to your bank. Sprive supports the major UK lenders - the app walks you through linking your mortgage during setup.
No. Sprive isn't an investment product - it's a mortgage overpayment service. The cashback you generate goes to the lender holding your mortgage, not into a market-exposed account. The usual investing 'capital at risk' warning doesn't apply here.
That's the whole point of the app, yes. Sprive is designed for people who actively want to chip away at their mortgage balance using money they'd be spending anyway. If you'd rather take cashback as cash, a standard cashback portal like TopCashback or a gift-card app like EverUp is the better fit.
Yes. Existing Sprive users earn £10 per successful referral, paid as mortgage credit rather than cash. Your friend gets the new-customer cashback rate boost as their welcome reward. Your referral code lives in the app once you're set up.
You will be directed to the Sprive website. T&Cs apply.
Advertiser Disclosure
Scrimpr may receive compensation when you click on links and sign up with featured partners. This does not influence my rankings or recommendations, which are based on independent research and analysis. All offers are verified before inclusion.
