Privacy Policy
About This Policy
This privacy policy explains what data Scrimpr collects, how it's used, and your rights regarding your personal information. I've written this in plain English to make it actually readable.
Scrimpr collects some data - mainly through Google Analytics for website improvement and payment processing for services. Everything is explained below.
What Data I Collect
Website Analytics (Google Analytics)
I use Google Analytics to understand how people use the site. This uses cookies to collect data automatically. For full details about cookies used on this site, see our cookie policy. This automatically collects:
- Your IP address (automatically anonymized by Google)
- Browser and device information (Chrome, iPhone, etc.)
- Pages you visit and how long you spend on them
- Approximate location (usually just country/city)
- How you found the site (Google search, direct visit, etc.)
Payment Data (Stripe)
If you use my direct debit services (like the £1 direct debit for bank switching), I collect:
- Your name (required for direct debit mandates)
- Email address (for payment confirmations and communication)
- Bank account details (processed securely by Stripe)
- Payment history (for record-keeping and customer service)
What I DON'T Collect
- Email newsletters - I don't have a mailing list
- User accounts - No registration required
- Comments or personal content - No comment system
- Social media tracking - No Facebook pixels or similar
- Location tracking - Beyond basic country-level analytics
How I Use Your Data & Who I Share It With
Google Analytics
Google receives anonymized data about your website usage. They use this for their own analytics and advertising purposes. You can opt out using Google's opt-out tool.
Stripe (Payment Processor)
Stripe processes all payments and handles your bank details securely. They're a legitimate, regulated payment processor used by millions of businesses. See Stripe's privacy policy.
Affiliate Partners
When you click affiliate links, the destination website may receive information about your visit (like that you came from Scrimpr). Each partner has their own privacy policy.
What Doesn't Happen With Your Data
- No data sales - Never, to anyone
- No sharing of personal information - Only with service providers mentioned above
- No marketing emails - No email address collection unless you pay for services
- No advertising tracking - No tracking for ad targeting purposes
Your Rights & Data Retention
Your Rights (GDPR)
You have the right to:
- Access your data - Ask what information I have about you
- Correct your data - Fix any incorrect information
- Delete your data - Ask me to remove your information
- Port your data - Get a copy of your data in a readable format
- Object to processing - Ask me to stop using your data for specific purposes
- Withdraw consent - Stop me using data you previously agreed to
How Long I Keep Your Data
- Analytics Data: Google Analytics keeps data for 26 months by default. I've set this to automatically delete to minimize data retention.
- Payment Data: I keep payment records for 7 years as required by UK tax law. After that, they're automatically deleted unless there's a legal reason to keep them longer.
- Cookie Data: Most cookies expire automatically. Analytics cookies last up to 2 years, but you can delete them anytime through your browser settings. For more details about cookies used on this site, see our cookie policy.
Contact Me & Legal Information
Contact Me
Questions about privacy, want to exercise your rights, or just want to chat about data protection?
Email: hello@scrimpr.co.uk
Subject line: Use "Privacy Request" so I don't miss it
Response time: Within 7 days for privacy requests, usually much faster
What to include:
- What you want (access data, delete data, etc.)
- Any relevant dates or services you've used
- Proof of identity if requesting sensitive information
Right to complain: If you're not satisfied with how I handle your privacy request, you can complain to the Information Commissioner's Office (ICO) at ico.org.uk.
Legal Basis for Data Processing
For the legally-minded, here's why I process your data under GDPR:
- Analytics: Legitimate interests (improving the website)
- Payments: Contract performance and legal obligations
- Affiliate tracking: Legitimate interests (funding the website)
- Essential cookies: Necessary for website functionality
Third-Party Websites & Policy Changes
Scrimpr contains lots of links to other websites (banks, investment platforms, comparison sites). Each of these has their own privacy policy, and I'm not responsible for their data practices.
When you click affiliate links, you're usually taken to another company's website that will have different privacy rules. Always check their policies if you're concerned about data protection.
I'll update this privacy policy when needed (new tools, different data collection, legal changes). Major changes will be noted at the top of this page with the date.
This privacy policy is written in plain English because legal jargon helps nobody. If you spot anything unclear or have suggestions for improvement, let me know at hello@scrimpr.co.uk