How to Save Money When Sending Money From the UK

If you need to send money abroad, don’t user your bank. There are many platforms in the UK that offer cheap transfers, and many have excellent sign-up bonuses that can save you even more money. Some of them are good enough to make a little bit of profit (sending money to your own foreign currency account). Don’t let your bank take advantage of you.

Best Money Transfer Apps in the UK: Bonuses & Discounts

The three best apps for sending money abroad are Wise, Zing, and Revolut. These are multicurrency accounts with debit cards that let you hold money in other currencies and spend it too. They have very low fees. But there are alternatives that have nice sign up offers that are worth using!

Name	Link	Terms Link	Code	Platform	Category Type	Category	Reward	Offer	Sign Up Reward	Referral Reward	Rating	Description	Instructions	Sign Up Link	Terms
Revolut	https://www.revolut.com/revolut-sziget-cash-reward/	https://www.revolut.com/revolut-sziget-cash-reward/	Use link below	Revolut	Finance	Finance	Cash Bonus	Revolut Ltd is authorised by the Financial Conduct Authority in the United Kingdom to offer e-money and payment services under the Electronic Money Regulations 2011 (FRN: 900562), and is registered to offer cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. Investment services are provided by Revolut Trading Ltd (FRN: 933846). Sign up using the link to the Revolut promotion above, and you can receive a £20 bonus when you complete a £1 transaction. Please remember, terms and conditions apply, and the bonus is subject to completing the required transaction.	£20	£0	6.60	Revolut is offering a £20 bonus when you sign up and make a £1 transaction. Just visit the Sziget Festival promotion page to claim your bonus: https://www.revolut.com/revolut-sziget-cash-reward/. The alternative refer-a-friend offer does not provide a bonus for new customers.	How to Get Your £20 Bonus from Revolut: Revolut is a financial app that offers a range of banking services, from money transfers to budgeting tools. When you sign up for Revolut using my referral link, you’ll receive a £20 bonus. I will also receive a bonus as part of the referral program. Click below to sign up for Revolut and claim your £20 bonus: https://www.revolut.com/revolut-sziget-cash-reward/ Click the sign-up link above to visit the Revolut promotion page. Enter your mobile number to start the registration process. Download the Revolut app and complete the sign-up process. Add money to your account using an easy bank transfer. Make a transaction of £1 or more using the virtual card. For example, you could top up your Amazon gift card balance. Referral Bonus: Once you're signed up, you can refer your friends to Revolut and earn bonuses each time they sign up and meet the requirements. The bonus is paid to the referrer only. Why Try Revolut? ✅ Free £20 Bonus – Receive a £20 bonus just for signing up and completing a transaction. ✅ Revolut Points (RevPoints) – Earn RevPoints for every purchase you make, which can be redeemed for rewards like cashback, gift cards, and discounts. ✅ Easy Money Transfers – Send money internationally with low fees and great exchange rates. ✅ Budgeting Tools – Manage your finances easily with spending insights and savings goals. ✅ Global Spending – Spend in over 150 currencies worldwide, with no hidden fees. ✅ Travel Benefits – Enjoy free global ATM withdrawals (up to a limit) and access to travel insurance, including medical and flight delays. Important: Terms & Conditions apply. You must complete the transaction to receive the bonus. Please check Revolut’s website for full details.	Claim!	Terms
Wise	https://scrimpr.co.uk/raf/wise-money-transfer	https://wise.com/gb/about/referral	Use link above	Wise	Money Transfer	Money Transfer	Multi-currency Card	Wise give existing customers £75 for every three friend they convince to give Wise a try.	Free transfer	£75	5.50	Wise is a multi-currency electronic money account and debit card that simplifies international payments and exchanges. It offers competitive exchange rates and allows you to hold and manage funds in over 50 currencies, making it easy to send money internationally and spend abroad without hidden fees. With Wise, you get international bank account details that allows you to complete money transfer offers by sending money to yourself! Sign up to get a free international transfer. Additionally, refer friends to earn £75 for every three friends who complete a qualifying transfer.	Here’s how to earn with Wise: Sign up to Wise using a referral link: https://scrimpr.co.uk/raf/wise-money-transfer Verify your identity with a passport or driving license. Send money abroad for free using Wise (your first transfer up too £500 incurs no fees). Here’s how to earn £75 for referring your friends: Sign up to Wise. Verify your identity (with a passport or driving license). Share your referral link with friends. Receive £75 when three of your friends send a fee-free transfer of £200 or more. Wise is a multi-currency electronic money (e-money) account that allows you to ""get paid like a local"" in various currencies, making it perfect for international transfers and for taking advantage of money transfer offers (just get an EU or NZ account and send money to yourself! Here's how to use Wise for other money transfer offers Get a Wise account using a link in the latest Wise post. Open, for example, a Turkish currency account on Wise (New Zealand also works). Get your bank account details (if this is a new Wise account, you will need to deposit £20 and complete KYC). You will need: Your IBAN number. The Turkish bank name. To get your bank name: On desktop, click on Your Account Details, then click ""More,"" and select ""Get Proof of Account Details."" Check the PDF for your bank name. For my Turkish account, it was Fibabanka.	Claim!	Terms
Western Union	https://scrimpr.co.uk/raf/western-union	https://www.westernunion.com/gb/en/refer-a-friend.html	Use link above	Western Union	Money Transfer	Money Transfer	Discount	Users can refer their friends to Western Union, both will get a £10 voucher to spend when the new customer makes a £50 transfer	£10	£10	3.60	Western Union is an overseas money transfer platform that allows you to earn a £10 voucher when you make a qualifying transfer of £50+. You could make some money here if you needed to send cash to your European Wise account!	How to get your £10 voucher from Western Union Western Union is an overseas money transfer platform that allows you to earn a £10 prepaid Mastercard when you make a qualifying transfer. Here’s how to claim your reward: Sign up for Western Union using a referral link. Message me here for referral details. Send £50 to your overseas Wise account (you'll need to create a Euro account based in Belgium for this). Receive an email from Western Union with the reward claim link. Follow the link in the email or go to the reward summary on the website to claim your £10 free reward. Make sure you have a Wise account set up prior to sending the money, and remember to verify your identity as required. Once you've successfully sent the £50, you’ll be on your way to claiming your prepaid Mastercard! Referral link: Message me here for referral details.	Claim!	Terms
LemFi	https://scrimpr.co.uk/raf/lemfi	https://support.lemfi.com/hc/en-us/articles/4417250101649-How-much-do-I-earn-for-referring-my-friends-family-to-LemFi	CALU54WN	LemFi	Money Transfer	Money Transfer	Discount	LemFi is a UK-based money transfer platform that gives referrers and their friends £10 in cash when the new user signs up by referral and makes a qualifying transfer of £50+. When signing up, you can make some money on this offer if you needed to send cash to your European Wise account!	£10	£10	3.50	LemFi is a UK-based money transfer platform that gives referrers and their friends £10 in cash when the new user signs up by referral and makes a qualifying transfer of £50+. When signing up, you can make some money on this offer if you needed to send cash to your European Wise account!	How to get your £10 bonus from LemFi Since you can do this with a Wise account, these instructions are written for that. If you don't want to use a Wise account, just use your normal details. Step 1 - Get a foreign currency Wise Account Sign up to Wise using a referral link: https://scrimpr.co.uk/raf/wise-money-transfer Open a foreign currency account on Wise (I use a Euro account based in Belgium). Get your bank account details (if yours is a new Wise account, you will need to deposit £20 and complete KYC). You will need: Your IBAN number (remove all dashes). Step 2 - Get a LemFi Account & transfer over £50 Sign up to LemFi using my referral link: https://scrimpr.co.uk/raf/lemfi Send yourself £50 to your Belgian Wise account (or any other foriegn account if you don't have Wise). Wait for the payment to hit your Wise account (2-3 days), convert it to GBP, and withdraw. On you complete the above, LemFi will add £10 to your account. Then you can refer your friends for a £10 each bonus every time they complete the above!	Claim!	Terms
WorldRemit	https://scrimpr.co.uk/raf/worldremit	https://www.worldremit.com/en-gb/refer-a-friend-terms	REFER53BDTH5FBMVV	WorldRemit	Money Transfer	Money Transfer		Users can refer their friends to WorldRemit, the person signing up gets a £10 discount code when they make a £15 transfer. The person referring their friend gets £20.	£10	£20	3.00	WorldRemit send money fast, but their sign up refer-a-friend bonus isn't as good as some of the other sites. But it still makes transferring money abroad cheaper than it would be otherwise!	How to get your £10 bonus with WorldRemit Sign up to WorldRemit using the WorldRemit refer-a-friend link: https://scrimpr.co.uk/raf/worldremit Use Code: REFER53BDTH5FBMVV (if required). Enter the transfer amount (£15+) on the WorldRemit homepage. Add your recipient bank details on the next page. If sending to yourself, enter your name, the bank name, the bank account number, the SWIFT code, and the branch location. I entered ""0"" for the phone number. Add your personal details on the next page (Name, telephone number, etc.). Switch the promo code toggle and enter the code. Choose how to pay on the final page. I paid using my debit card. Once your payment has landed in your recipients account (1-3 days), you will receive your bonus voucher from WorldRemit. It will discount your next transfer	Get Your £10.00	Terms
Skrill	https://scrimpr.co.uk/raf/skrill-money-transfer	https://www.skrill.com/en/support/question/58/what-is-skrill-money-transfer-refer-a-friend-programme/	Use link below	Skrill	Money Transfer	Money Transfer	Discount	Skrill lets new customers send money abroad with a £10 discount on their first transfer	£10	£10	3.00	Skrill is another money transfer platofm that can be used to generate a small profit when sending money to Wise.	How to get your '£100 for £90' bonus with Skrill Since you can do this with a Wise account, these instructions are written for that. If you don't want to use a Wise account, just use your normal details. Step 1 - Get a foreign currency Wise Account Sign up to Wise using a referral link: https://scrimpr.co.uk/raf/wise-money-transfer Open a foreign currency account on Wise (I use a Euro account based in Belgium). Get your bank account details (if yours is a new Wise account, you will need to deposit £20 and complete KYC). You will need: Your IBAN number (remove all dashes). Step 2 - Get a Skrill Account & transfer over £100 Click the Skrill refer-a-friend link. Enter £100 as the amount you want to send. Select Euros to receive. Set delivery to bank account and change the payment method to debit card. Click 'Get Started' to register with Skrill. Sign up with your email and enter your details. Make sure the promo code is applied (calumw14). Verify your mobile number and create a PIN to secure your account. On the next page, confirm the transfer details. The £10 discount should already be applied here. Click continue. Choose 'Sending to Myself' and enter your IBAN from your Euro Wise account. Check the details, then click confirm. Enter your card details to make the £90 payment! Wait for the payment to hit your Wise account (2-3 days), convert it to GBP, and withdraw. If you do this, you can expect around £8 profit. Refer your friends for a £10 bonus each time!	Get Your £10.00	Terms
Moneygram	https://scrimpr.co.uk/out/ysense	https://scrimpr.co.uk/out/ysense	Use link above	Moneygram	Money Transfer	Money Transfer	Discount	MoneyGram advertise via the get-paid-to reward platform, ySense. ySense will pay people £10 when they click through to MoneyGram, sign up and send their first £10+.	£10	£0	3.00	MoneyGram is another fast and cheap money transfer service. They adversitse via 'get-paid-to' rewards websites like ySense. If you sign up to ySense (https://scrimpr.co.uk/out/ysense), then you can get £10 in cashback when you send £10+ with MoneyGram.	How to get your ySense bonus for sending money with MoneyGram Sign up to ySense https://scrimpr.co.uk/out/ysense. Find the MoneyGram offer and click through. Sign up and send at least £10 to a foriegn account to get your cashback. Then wait for your cashback to land in ySense (it will take a few weeks).	Get Your £10.00	Terms
Remitly	https://scrimpr.co.uk/out/topcashback		Use link below	Remitly	Money Transfer	Money Transfer	Discount	Remitly advertise via the cashback website, Topcashback. Topcashback will pay people £8.40 when they click through to Remitly, sign up and send their first £200 transfer.	£8	£0	2.50	Remitly is a fast and cheap money transfer service. But users who need to send money abroad can get some cashback via Topcashback, making it even cheaper. You can sign up to Topcashback here: https://scrimpr.co.uk/out/topcashback	How to get your Topcashback bonus for sending money with Remitly Sign up to Topcashback https://scrimpr.co.uk/out/topcashback. Find the Remitly offer and click through. Click ""Send now"" and sign up with the country you are sending to selected. Enter £200 to send. Click ""Apply an offer code"" and enter any of the available codes on the Topcashback page. Choose your delivery speed. Fees are £1.99 or £2.99 depending on how fast you want it to be. When I used Remitly to send to Turkey, I went for the fast option, and the transfer took less than half an hour. I've also used Remitly to send to Romania, and that took a day. Select Bank Deposit as the delivery method and click Continue. Select the bank. If using to your own Wise account, you can check in Wise by clicking on ""Get Proof of Account Details."" Click continue to enter the recipient IBAN and name. No need to enter a mobile phone number. Click continue and enter your details. Click continue and enter your payment details. Click Pay to finalize the transaction and wait for the payment to go through! Then wait for your cashback to land in Topcashback.	Get Your £8.40	Terms
XE	https://new.reddit.com/r/beermoneyuk/search/?q=title%3A%22xe%22&restrict_sr=1&sort=new	https://help.xe.com/hc/en-gb/articles/360020025678-Xe-s-refer-a-friend-programme	Use link above	XE	Money Transfer	Money Transfer	Gift Voucher	XE give a voucher that takes the sting out of sending money abroad. Get one when you sign up, and get another when you recommend XE to a friend.	£25	£25	2.00	XE.com offers a £25 gift card (and those who referred them) when they send over £1000. Not the best of offers	I don't use XE, but some on Reddit do. Click here to find the latest post on r/beermoneyuk on Reddit: https://new.reddit.com/r/beermoneyuk/search/?q=title%3A%22xe%22&restrict_sr=1&sort=new	Get Your £25.00	Terms
CurrencyFair	https://www.reddit.com/r/beermoneyuk/search/?q=title%3A%22currencyfair%22&restrict_sr=1&sort=new	https://www.currencyfair.com/refer-a-friend/	Use link below	CurrencyFair	Money Transfer	Money Transfer	Cash	CurrencyFair gives new users £40 when they sign up with a refer a friend link and send £1700+. Users also get £40 when they refer their friends	£40	£40	1.00	CurrencyFair offers a £40 cash bonus to new users (and those who referred them) when they send over £1700. Not the best of offers.	I don't use CurrencyFair, but some on Reddit do. Click here to find the latest post on r/beermoneyuk on Reddit: https://www.reddit.com/r/beermoneyuk/search/?q=title%3A%22currencyfair%22&restrict_sr=1&sort=new	Get Your £40.00	Terms

Other incentives...

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