Capital at risk. The value of investments can go down as well as up. You may get back less than you invest.
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J.P. Morgan Refer a Friend Offer Summary
About J.P. Morgan
J.P. Morgan Personal Investing (formerly Nutmeg) is a UK investment platform offering ready-made portfolios across Stocks & Shares ISAs, Lifetime ISAs, Junior ISAs, pensions and General Investment Accounts on a percentage management fee.
Refer a Friend Bonus
Existing J.P. Morgan Personal Investing customers can refer friends and earn a £50 or £100 Amazon.co.uk Gift Card per successful referral, capped at 20 referrals in total.
The reward depends on what the new customer invests in: £100 if they put £500+ into an ISA, pension or General Investment Account, or £50 if they invest £500+ in a Lifetime ISA or Junior ISA. They must meet the eligibility criteria within 30 days of investing, otherwise the referral is cancelled.
Vouchers arrive within 45 days of the friend's first investment. Transfers from another provider don't count and the new customer can't claim this alongside any other J.P. Morgan Personal Investing offer.
Referrer reward: £50 - £100
Referee reward: £50–£100 Amazon voucher (referrer) plus 6 months fee-free (referee)
Max referrals: 20 friends
How it typically works
Step 1
Find a friend, family member or colleague with a J.P. Morgan Personal Investing account
Step 2
Ask them for their unique referral link (they can share it via the app or web dashboard)
Step 3
Sign up via the link — you must be new to J.P. Morgan Personal Investing
Step 4
Open an ISA, Lifetime ISA, Junior ISA, pension or General Investment Account and invest £500 or more within 30 days (transfers don't qualify)
Step 5
You get six months with no management fees; the referrer receives a £50 or £100 Amazon.co.uk Gift Card within 45 days of your first investment
Worth knowing
Key features
- Formerly Nutmeg, now part of the J.P. Morgan group
- Ready-made portfolios across ISA, LISA, JISA, pension and General Investment Account
- Refer-a-friend pays the referrer a £50 or £100 Amazon voucher and gives the new customer six months fee-free
- Percentage management fee plus underlying fund costs
- FCA regulated
Things to consider
- Referee reward is a fee waiver, not cash — underlying fund charges and market spread still apply
- Referrer reward depends on account type: £100 for ISA / pension / GIA, £50 for LISA / JISA
- Referee must invest £500+ within 30 days of signing up, transfers in don't count
- Voucher takes up to 45 days to arrive
- Referrer capped at 20 referrals total
- You need an existing J.P. Morgan Personal Investing customer to refer you — Scrimpr can't share a link
Important Information
Capital at risk. Your investments can go down as well as up.
Frequently Asked Questions
No. Scrimpr does not host or share referral links for J.P. Morgan. UK financial promotion rules and platform terms restrict the public sharing of personal referral links for regulated investing platforms, so even if we had one we couldn't put it on this page. To use the offer you'll need a referral link from someone who already has an J.P. Morgan account — ask a friend, family member or colleague.
You'll need to find someone who already has an J.P. Morgan account and ask them to share their unique referral link with you. Existing customers can usually find it inside their app or online portal under a "refer a friend" or "recommend a friend" section.
J.P. Morgan is a UK investment platform. Always check the FCA Register and read the platform's terms before signing up. Your capital is at risk.
No. This page has no affiliate or referral links. We list the offer because it's a useful UK investing perk to know about, but Scrimpr earns nothing if you go on to sign up.
The usual ones: you'll typically need to meet a minimum deposit or transfer amount, hold the funds for a qualifying period, and be a genuinely new customer. Some platforms pay the reward as a gift card rather than cash. Read the "Worth knowing" and "Things to consider" sections above before going ahead, and always check the platform's current terms.
Compare investing platforms
This is one of many UK investing offers we've tracked. To find the right platform for you, see our wider comparison guides:
- All UK investing offers → Every welcome bonus, free share and cashback offer we've tracked, in one ranked table.
- Stocks & Shares ISA fees compared → Side-by-side fees and features for every UK S&S ISA platform.
- UK SIPP & pension fees compared → What it costs to hold a SIPP across the major UK providers.
- General Investment Accounts compared → GIA fees and features across the UK platforms.
