Capital at risk. The value of investments can go down as well as up. You may get back less than you invest.
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AJ Bell Refer a Friend Offer Summary
About AJ Bell
AJ Bell offers ISAs, LISAs, SIPPs and dealing accounts on a percentage platform fee. Long-established UK platform, FCA regulated.
Refer a Friend Bonus
AJ Bell operates a refer-a-friend program where both the referrer and the new customer receive a £100 Amazon gift card. To qualify, the new customer must open an eligible account (SIPP, ISA, LISA or Dealing account) using a referral link and transfer in at least £10,000.
If you know someone who uses AJ Bell, ask them for their unique referral link to ensure you both receive the £100 gift card bonus. Both gift cards are typically sent within 30 days of the new customer meeting the £10,000 funding requirement. If you don't have a referral link, you can still sign up directly and receive the standard new customer offer, though you won't receive the additional referral gift card.
Referrer reward: £100
Referee reward: £100
Max referrals: 25 friends
How it typically works
Step 1
Find an existing AJ Bell customer (friend, family or colleague)
Step 2
Ask them for their unique referral link
Step 3
Open an eligible AJ Bell account (SIPP, ISA, LISA or Dealing Account) via that referral link
Step 4
Transfer at least £10,000 into the new account within the qualifying period
Step 5
Hold the qualifying funds for 30 days
Step 6
Both you and the referrer typically receive a £100 Amazon voucher within 30 days of qualifying
Worth knowing
Key features
- Award-winning UK investment platform, FCA regulated (FRN 211468)
- Multiple account types: SIPP, ISA, Lifetime ISA, Dealing Account
- Tiered platform fees from 0.25% on funds (capped on shares)
- Refer-a-friend programme pays both sides £100 Amazon voucher
- Existing customers can refer up to 25 friends per year
- Established in 1995; over 500,000 UK customers
Things to consider
- Referee must transfer £10,000+ in to qualify — high entry barrier
- 30-day hold period applies before any withdrawal of the qualifying funds
- Reward is paid as an Amazon gift card, not cash
- You'll need to find an existing AJ Bell customer to refer you
- Standard platform fees apply on the underlying account (not just for the bonus period)
Important Information
Eligibility: UK residents, 18+, new customers only unless stated.
Minimum deposit: £10,000
Hold period: 30 days
Max referrals: 25 per referrer
FCA regulated: Yes (FRN: 211468)
Capital at risk. Your investments can go down as well as up.
Full T&Cs: AJ Bell's offer terms →
Frequently Asked Questions
No. Scrimpr does not host or share referral links for AJ Bell. UK financial promotion rules and platform terms restrict the public sharing of personal referral links for regulated investing platforms, so even if we had one we couldn't put it on this page. To use the offer you'll need a referral link from someone who already has an AJ Bell account — ask a friend, family member or colleague.
You'll need to find someone who already has an AJ Bell account and ask them to share their unique referral link with you. Existing customers can usually find it inside their app or online portal under a "refer a friend" or "recommend a friend" section.
Yes. AJ Bell is regulated by the Financial Conduct Authority (FCA) with reference number 211468. You can verify this on the FCA Register. As with any investment, your capital is at risk.
No. This page has no affiliate or referral links. We list the offer because it's a useful UK investing perk to know about, but Scrimpr earns nothing if you go on to sign up.
The usual ones: you'll typically need to meet a minimum deposit or transfer amount, hold the funds for a qualifying period, and be a genuinely new customer. Some platforms pay the reward as a gift card rather than cash. Read the "Worth knowing" and "Things to consider" sections above before going ahead, and always check the platform's current terms.
Compare investing platforms
This is one of many UK investing offers we've tracked. To find the right platform for you, see our wider comparison guides:
- All UK investing offers → Every welcome bonus, free share and cashback offer we've tracked, in one ranked table.
- Stocks & Shares ISA fees compared → Side-by-side fees and features for every UK S&S ISA platform.
- UK SIPP & pension fees compared → What it costs to hold a SIPP across the major UK providers.
- General Investment Accounts compared → GIA fees and features across the UK platforms.
