Capital at risk. The value of investments can go down as well as up. You may get back less than you invest.
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Beanstalk Refer a Friend Offer Summary
About Beanstalk
Beanstalk is a UK family savings and investing app with a small monthly subscription plus a percentage fee. Stocks & Shares ISAs, Junior ISAs and Pensions, plus bank-linked round-ups and gift links so family can chip in.
Refer a Friend Bonus
Existing Beanstalk customers can refer friends and family. Share your unique referral link, or enter their email in the Refer tool inside the Beanstalk app. They must sign up using that exact email address, otherwise Beanstalk can't track the referral.
To qualify, your friend needs to open a Junior ISA or Stocks & Shares ISA and make a contribution (from their own funds or via a KidStart savings transfer) within 3 months of joining. Once that's done, you both receive £5.
Your £5 bonus is paid into your Beanstalk JISA. If you only have an ISA you'll receive it as KidStart Savings instead, due to HMRC rules. With multiple open accounts the bonus is split equally between them. Cancelled accounts and suspicious referral activity don't qualify.
Referrer reward: £5
Referee reward: £5
How it typically works
Step 1
Find a friend or family member with a Beanstalk account
Step 2
Ask them for their unique referral link (or to add your email via the Refer tool in their app)
Step 3
Sign up to Beanstalk using the same email address they entered
Step 4
Open a Junior ISA or Stocks & Shares ISA and make a contribution within 3 months
Step 5
Once the contribution clears, both you and the referrer receive £5
Worth knowing
Key features
- UK Junior ISA and Stocks & Shares ISA in one app
- Bank-linked round-ups, automated top-ups and gift links for family
- Refer-a-friend programme pays both sides £5
- Family-focused: easy for parents and grandparents to contribute
- FCA regulated
Things to consider
- Reward is small (£5 each side) compared with other RAF programmes
- Only Junior ISAs and Stocks & Shares ISAs qualify; pensions don't
- Bonus is paid as KidStart Savings rather than cash if you only have an ISA
- Investment options are limited to Beanstalk's curated portfolios
- You need an existing Beanstalk customer to refer you — Scrimpr can't share a link
Important Information
FCA Regulated: Yes (FRN: 801128)
Capital at risk. Your investments can go down as well as up.
Frequently Asked Questions
No. Scrimpr does not host or share referral links for Beanstalk. UK financial promotion rules and platform terms restrict the public sharing of personal referral links for regulated investing platforms, so even if we had one we couldn't put it on this page. To use the offer you'll need a referral link from someone who already has an Beanstalk account — ask a friend, family member or colleague.
You'll need to find someone who already has an Beanstalk account and ask them to share their unique referral link with you. Existing customers can usually find it inside their app or online portal under a "refer a friend" or "recommend a friend" section.
Yes. Beanstalk is regulated by the Financial Conduct Authority (FCA) with reference number 801128. You can verify this on the FCA Register. As with any investment, your capital is at risk.
No. This page has no affiliate or referral links. We list the offer because it's a useful UK investing perk to know about, but Scrimpr earns nothing if you go on to sign up.
The usual ones: you'll typically need to meet a minimum deposit or transfer amount, hold the funds for a qualifying period, and be a genuinely new customer. Some platforms pay the reward as a gift card rather than cash. Read the "Worth knowing" and "Things to consider" sections above before going ahead, and always check the platform's current terms.
Compare investing platforms
This is one of many UK investing offers we've tracked. To find the right platform for you, see our wider comparison guides:
- All UK investing offers → Every welcome bonus, free share and cashback offer we've tracked, in one ranked table.
- Stocks & Shares ISA fees compared → Side-by-side fees and features for every UK S&S ISA platform.
- UK SIPP & pension fees compared → What it costs to hold a SIPP across the major UK providers.
- General Investment Accounts compared → GIA fees and features across the UK platforms.
