Capital at risk. The value of investments can go down as well as up. You may get back less than you invest.
Interactive Investor Refer a Friend Offer Summary
About Interactive Investor
Interactive Investor (ii) charges a flat monthly fee instead of a percentage - cheaper for larger portfolios. One of the UK's largest platforms.
Sign Up Bonus Details
To claim the Interactive Investor refer-a-friend bonus, you will need a referral link from someone you already know who is an Interactive Investor customer (FCA financial promotion rules limit how investing referral links can be shared publicly).
New ii customers who sign up via a Recommend ii referral link get a 12-month Fee Free Period — no monthly ii account fee for a year on the Stocks & Shares ISA, SIPP or Trading Account plan. Premium price plan upgrades aren't covered by the waiver.
To qualify, open the account via the referral link and fund it with an aggregate £5,000+ within 12 months of opening. The friend referring you must hold a personal or joint ii Trading Account.
If you close the account or transfer it out within 12 months of opening, ii can reclaim the reward from the referrer and the fee waiver from you.
How to get your bonus
Step 1
Find a friend or family member who holds an ii Trading Account (not just any ii account)
Step 2
Ask them for their unique Recommend ii referral link
Step 3
Sign up via the link and open a Stocks & Shares ISA, Self-Invested Personal Pension (SIPP) or Trading Account
Step 4
Fund the new account with an aggregate £5,000+ within 12 months of opening
Step 5
You get 12 months with no ii account fee; the referrer gets £200 cash into their Trading Account, 30 days after you meet the criteria
Refer a Friend Bonus
Existing ii customers who hold a personal or joint Trading Account can refer friends. Share your unique Recommend ii link with someone who isn't already an ii customer.
Your friend needs to open an ii Stocks & Shares ISA, SIPP or Trading Account via your link and fund it with an aggregate £5,000+ within 12 months of opening. Once they meet the qualifying criteria, your £200 is credited to your Trading Account 30 days later, and they get 12 months with no ii account fee.
If the friend closes or transfers their account out within 12 months of opening, ii reserves the right to reclaim the £200 from you. The offer doesn't apply to accounts held in the name of a company or other entity.
Referrer reward: £200
Referee reward: Fee-free year
Worth knowing
Key features
- Flat monthly fee (rather than %-based), better value for larger portfolios
- Recommend ii programme: £200 cash for the referrer, 12 months fee-free for the new customer
- Wide range of UK and international shares, funds, ETFs, bonds and gilts
- ISA, SIPP and Trading Account all qualify (JISAs don't)
- FCA regulated
Things to consider
- Referee must fund with £5,000+ within 12 months of opening to qualify
- Referee benefit is a 12-month fee waiver, not cash — and doesn't cover Premium plan upgrades
- Referrer must hold their own or a joint ii Trading Account; just having an ISA/SIPP isn't enough
- Account closed or transferred out within 12 months can trigger a clawback
- Flat fee structure is expensive for very small balances; works out cheaper above ~£30k
- You need an existing ii customer to refer you — Scrimpr can't share a link
Important Information
Eligibility: UK residents, 18+, new customers only unless stated.
Minimum deposit: £5,000
Hold period: 30 days
Payout time: within 30 days of qualifying
FCA regulated: Yes (FRN: 141282)
Capital at risk. Your investments can go down as well as up.
Full T&Cs: Interactive Investor's offer terms →
Frequently Asked Questions
No. Scrimpr does not host or share referral links for Interactive Investor. UK financial promotion rules and platform terms restrict the public sharing of personal referral links for regulated investing platforms, so even if we had one we couldn't put it on this page. To use the offer you'll need a referral link from someone who already has an Interactive Investor account — ask a friend, family member or colleague.
You'll need to find someone who already has an Interactive Investor account and ask them to share their unique referral link with you. Existing customers can usually find it inside their app or online portal under a "refer a friend" or "recommend a friend" section.
Yes. Interactive Investor is regulated by the Financial Conduct Authority (FCA) with reference number 141282. You can verify this on the FCA Register. As with any investment, your capital is at risk.
No. This page has no affiliate or referral links. We list the offer because it's a useful UK investing perk to know about, but Scrimpr earns nothing if you go on to sign up.
The usual ones: you'll typically need to meet a minimum deposit or transfer amount, hold the funds for a qualifying period, and be a genuinely new customer. Some platforms pay the reward as a gift card rather than cash. Read the "Worth knowing" and "Things to consider" sections above before going ahead, and always check the platform's current terms.
Compare investing platforms
This is one of many UK investing offers we've tracked. To find the right platform for you, see our wider comparison guides:
- All UK investing offers → Every welcome bonus, free share and cashback offer we've tracked, in one ranked table.
- Stocks & Shares ISA fees compared → Side-by-side fees and features for every UK S&S ISA platform.
- UK SIPP & pension fees compared → What it costs to hold a SIPP across the major UK providers.
- General Investment Accounts compared → GIA fees and features across the UK platforms.
