Chip Referral & Sign Up Offer (UK, 2025)

Finance
FCA Regulated
Verified Dec 2025

What is Chip?

Chip is a UK savings app that helps users set money aside automatically through their easy-to-use platform. The app offers competitive interest rates on savings with FSCS protection up to £85,000, ensuring your money is safe. Chip uses smart technology to help you save without thinking about it, automatically setting aside small amounts based on your spending habits and income.

New User Sign Up Bonus

My Scrimpr link allows you to create a Chip account, but please note this is an affiliate link and does not include the 100 prize draw entry bonus that's available when signing up through an existing Chip user's referral link. If you want to receive the 100 prize draw entries for depositing £100+, you'll need to use a referral link from an existing Chip user instead.

However, once you've created your Chip account through any method, you can immediately start referring your own friends and earn 100 prize draw tickets for each friend who signs up using your referral link. Open a Chip Saving account, make deposits as desired, and access your unique referral link to share with friends. Your savings are protected by FSCS up to £85,000. T&Cs apply. UK residents only.

Refer a Friend Bonus

Chip users can refer friends and earn 100 prize draw tickets for each successful referral. Once you have a Chip account, share your unique referral link with friends who are new to Chip. When they sign up using your link, you'll receive 100 prize draw entries.

There's no stated limit on the number of friends you can refer, allowing you to accumulate prize draw entries with each successful referral. Your friends will also be able to start their own referral journey once they've created their account, earning 100 prize tickets for each person they refer. T&Cs apply.

How to Claim This Offer

1. Sign up to Chip using the link below (note: this does not include the 100 prize draw welcome bonus)
2. Open a Chip Saving account
3. Make deposits to start earning competitive interest rates
4. Access your unique referral link within the app
5. Refer your friends to earn 100 prize draw tickets each when they sign up

To receive the 100 prize draw entry welcome bonus, you would need to sign up using a referral link from an existing Chip user instead. FSCS protected up to £85,000. T&Cs apply. UK only.

Important Information

FCA Regulated: Yes (FRN: 911255)

View Full Terms & Conditions →

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Quick Heads Up

I'm just one person running Scrimpr, not a big company or financial advisor.

I make these information and comparison pages because I genuinely enjoy researching financial products and helping UK households make informed decisions. But here's what you should know:

  • Not financial advice: I'm sharing information, not telling you what to do with your money
  • Affiliate links: Some links here are referral/affiliate links - I may earn a small commission at no extra cost to you
  • Always check T&Cs: Offers change. Read the full terms on each platform before signing up

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