Best UK Cashback Platforms (2025)
Best UK Cashback Sites & Apps (2025)
Save hundreds of pounds every year by claiming cashback on purchases you're already making
Scrimpr helps UK households save more money without changing their spending habits
Most people don't realise they're leaving money on the table every time they shop. Cashback sites and apps give you money back on purchases you're already making - no catch, no strings attached. UK households can easily save £200+ annually with the right platforms.
Complete List of UK Cashback Sites & Apps
| Platform | Rating | Min Age | Min Cashout | Mobile App | Payment Methods | Signup Bonus | Action |
|---|---|---|---|---|---|---|---|
JamDoughnut
Original instant cashback app
£3.0
Bonus
£10.00
Min Cashout
✓
Mobile App
Buy gift cards through their app and receive instant cashback credited to your account immediately. Simply scan your gift card at the till to pay.
|
18+ | £10.00 | ✓ |
Gift Cards, Bank Transfer
|
£3.0 | Join Now | |
Topcashback
Most retailers covered
£10.0
Bonus
£0.01
Min Cashout
✓
Mobile App
Shop through their website or app to earn cashback at 6000+ online retailers and on gift cards for in-store purchases.
|
18+ | £0.01 | ✓ |
PayPal, Gift Cards, Bank Transfer
|
£10.0 | Join Now | |
EverUp
Good gift card rates
£2.0
Bonus
£1.00
Min Cashout
✓
Mobile App
Buy gift cards through their app to earn high cashback rates plus bonus coins that can be exchanged for cash.
|
18+ | £1.00 | ✓ |
Gift Cards, Bank Transfer
|
£2.0 | Join Now | |
NX Rewards
Flat 10% cashback rate
£0.0
Bonus
£5.00
Min Cashout
✗
Mobile App
Pay a monthly subscription fee to access flat 10% cashback rates at participating retailers. The fee is refunded each month you use the platform.
|
18+ | £5.00 | ✗ |
Bank Transfer
|
£0.0 | Join Now | |
Quidco
Best utility switching deals
£20.0
Bonus
£1.00
Min Cashout
✓
Mobile App
Shop through their website for cashback at online retailers. Quido has very good comparison tools for mobile and broadband switching.
|
16+ | £1.00 | ✓ |
PayPal, Gift Cards, Bank Transfer
|
£20.0 | Join Now | |
Rakuten
Highest signup bonus (£25)
£25.0
Bonus
£5.01
Min Cashout
✓
Mobile App
Shop through their website or app to earn cashback at online retailers, recently relaunched in the UK with a good introductory offer.
|
18+ | £5.01 | ✓ |
PayPal, Bank Transfer
|
£25.0 | Join Now | |
Ribbon Rewards
Rent payment cashback
£25.0
Bonus
£0.01
Min Cashout
✗
Mobile App
Pay your rent through their platform to earn points on every payment, which can be redeemed for rewards and gift cards.
|
18+ | £0.01 | ✗ |
Gift Cards
|
£25.0 | Join Now | |
Swagbucks
Surveys and games included
£10.0
Bonus
£1.00
Min Cashout
✓
Mobile App
Earn cashback by shopping online, plus complete surveys and game offers for additional rewards.
|
13+ | £1.00 | ✓ |
PayPal, Gift Cards
|
£10.0 | Join Now | |
Airtime Rewards
Automatic card-linked cashback
£2.0
Bonus
£10.00
Min Cashout
✓
Mobile App
Link your debit card to automatically earn cashback when you shop at partner retailers - no need to click through.
|
16+ | £10.00 | ✓ | £2.0 | Join Now | ||
Cheddar
Quick £5 signup bonus
£5.0
Bonus
£5.00
Min Cashout
✓
Mobile App
Buy gift cards through their platform to earn cashback, with a £5 bonus for new customers on first purchase.
|
13+ | £5.00 | ✓ |
Bank Transfer
|
£5.0 | Join Now | |
Complete Savings
Requires monthly shopping commitment
£0.0
Bonus
£5.00
Min Cashout
✗
Mobile App
Pay a subscription fee for cashback access, but must shop at the same retailer monthly to reclaim the fee.
Visit Site
|
18+ | £5.00 | ✗ |
Bank Transfer
|
£0.0 | Visit Site | |
Kidstart
Apple Store cashback available
£0.0
Bonus
£10.00
Min Cashout
✓
Mobile App
Shop through their website for cashback at retailers, including rare cashback at the Apple Store.
|
18+ | £10.00 | ✓ |
Bank Transfer
|
£0.0 | Join Now | |
Avios
Airline points instead of cash
£5.0
Bonus
£0.01
Min Cashout
✓
Mobile App
Shop through their portal to earn Avios airline points instead of cash cashback for flights and upgrades.
|
18+ | £0.01 | ✓ | £5.0 | Join Now | ||
Sprive
Mortgage overpayment focus
£5.0
Bonus
£1.00
Min Cashout
✓
Mobile App
A mortgage app that offers gift card cashback which can be automatically used to make mortgage overpayments.
|
18+ | £1.00 | ✓ | £5.0 | Join Now | ||
Virgin Red
Experience rewards available
£5.0
Bonus
-
Min Cashout
✓
Mobile App
Earn points by shopping through their platform, redeemable for experiences, gift cards, and Virgin services.
|
18+ | - | ✓ |
Gift Cards
|
£5.0 | Join Now | |
Widilo
Limited value
£5.0
Bonus
£15.00
Min Cashout
✓
Mobile App
Standard cashback shopping portal with limited retailer selection and low rates - mainly worth the signup bonus.
|
16+ | £15.00 | ✓ |
PayPal, Bank Transfer
|
£5.0 | Join Now | |
Picodi
Outperformed by competitors
£4.0
Bonus
£5.00
Min Cashout
✓
Mobile App
Standard cashback website that typically offers lower rates than competitors like Topcashback and Quidco.
|
18+ | £5.00 | ✓ |
PayPal, Bank Transfer
|
£4.0 | Join Now | |
Tuck
Poor rates overall
£1.0
Bonus
£20.00
Min Cashout
✓
Mobile App
Gift card cashback app with consistently poor rates, though occasionally offers temporary rate boosts.
|
18+ | £20.00 | ✓ |
Bank Transfer
|
£1.0 | Join Now |
How Much Can You Actually Save?
Your savings depend on where you shop and how you stack cashback methods. Here's what three different approaches look like:
Casual Saver
Using one cashback site for online shopping only
Monthly online shopping £200 × 2% average = £4/month
1-2 service switches per year × £50 = £75/year
Annual total: ≈ £123
Regular Scrimpr
Using cashback sites + gift card apps + cashback debit card
Monthly online shopping £300 × 3% = £9/month
Weekly supermarket gift cards £100 × 4% = £4/week
Cashback card on other spending £500 × 1% = £5/month
Annual total: ≈ £394
Veteran Scrimpr
Stacking all methods, hunting offers, switching utilities
All online shopping through cashback sites = £180/year
Supermarket gift cards 4-5% = £200/year
Service switches (energy, broadband, insurance) = £150/year
Credit card signup bonuses = £100/year
Annual total: ≈ £630+
How to Use Cashback Sites Properly
Rule 1: Compare Before You Click
Rates vary between platforms. Use my cashback comparison tool to find the highest rate before clicking through.
Rule 2: Clear Cookies Before Shopping
Before clicking through a cashback site, clear your browser cookies or use incognito mode. This ensures tracking works properly.
Rule 3: Don't Click Away
Once you click through from a cashback site, complete your purchase in one session. Visiting other sites or closing the window can break tracking. If you do go away, start again!
Detailed Platform Reviews
TopCashback
Best all-rounder
TopCashback - most retailers covered
TopCashback is the UK's most comprehensive cashback platform with over 6,000 retailers. They typically offer the highest rates and have reliable tracking and payouts.
- Retailers: 6,000+ including all major brands
- Average rates: 2-15% depending on category
- Signup bonus: Usually £10
- Minimum cashout: £0.01
- Payment methods: PayPal, bank transfer, gift cards
- Processing time: Varies by retailer (2 weeks - 6 months)
Best for: Online shopping across all categories, comprehensive retailer coverage.
Quidco
Best for utility switching
Quidco - excellent utility switching deals
Quidco is the UK's second-largest cashback site with particularly strong offers for utility switching, insurance, and financial products.
- Retailers: 4,500+ including exclusive utility deals
- Average rates: 1-12%
- Signup bonus: £20
- Minimum cashout: £1.00
- Payment methods: PayPal, bank transfer, gift cards
- Special feature: Quidco Compare for utilities
Best for: Energy switching, broadband deals, insurance quotes, and financial products.
JamDoughnut
Best for supermarket gift cards
JamDoughnut - instant cashback on gift cards
JamDoughnut offers instant cashback when you buy supermarket gift cards. The original instant cashback app with the most reliable payouts.
- Gift cards: All major UK supermarkets
- Cashback rates: 3-5% on supermarket gift cards
- Signup bonus: £3
- Minimum cashout: £10.00
- Payment methods: Gift cards, bank transfer
- Processing time: Instant (no waiting)
Best for: Weekly grocery shopping at major supermarkets, instant cashback with no tracking issues.
Airtime Rewards
Best for card-linked cashback
Airtime Rewards - automatic card-linked cashback
Airtime Rewards tracks purchases automatically through linked payment cards. No need to click through websites - just shop normally and earn cashback.
- Retailers: 200+ including Greggs, Wilko, Argos
- Cashback rates: 1-10% depending on retailer
- Signup bonus: £2
- Minimum cashout: £10.00
- Payment method: Mobile phone credit only
- Processing time: Automatic tracking
Best for: People who want automatic cashback without clicking through websites (rewards as phone credit).
Cashback FAQs
Are cashback sites safe and legit?
Yes, established cashback sites like TopCashback, Quidco, and JamDoughnut are legitimate businesses that have been operating for years. They make money by taking a commission from retailers and sharing part of it with you. Always stick to well-known platforms and check reviews before joining newer sites.
Which cashback site is best in the UK?
TopCashback and Quidco are the two largest and most reliable options, each with different strengths. TopCashback often has higher rates for online shopping, while Quidco excels at utility switching deals. I use both regularly and recommend comparing rates for your specific purchases using my cashback comparison tool.
Is cashback actually worth it?
Yes, especially if you're making purchases you'd make anyway. With typical household spending, you can easily save £150-300+ per year through cashback without changing your shopping habits. The key is being consistent and using cashback for all eligible purchases, not just occasional ones.
How long does cashback take to process?
Tracking typically appears within 24-72 hours, but the time until cashback becomes payable varies by retailer—from a few weeks to several months. Quick-paying categories include retail shopping (2-4 weeks) while slow categories include travel and financial services (3-6 months).
Can I use discount codes with cashback?
It depends on the platform and retailer. Some sites allow specific "approved" voucher codes while others invalidate cashback if any code is applied. Always check the cashback site's terms for each retailer before applying discount codes.
Why isn't my cashback showing up?
Common causes include using ad blockers, not clearing cookies before shopping, or clicking away from the cashback site during purchase. Always disable ad blockers, clear cookies, and complete your purchase in one session. Most sites have missing cashback claim forms if tracking fails.
