How to save money at Marks & Spencer
Every way to pay less at Marks & Spencer, compared across 7 cashback sites and 10 gift card apps. Rates checked daily.
Ways to save at Marks & Spencer
- Shop online through a cashback site TopCashback has the highest percentage rate of 7 sites. Online orders only. 25%
- Pay with a discounted Marks & Spencer gift card Buy it in Airtime before you shop. The card works online and in store. 5%
- Earn Avios instead of cash Through Avios. Worth about 6% if a point is worth 0.5p. 12 Avios / £1
Marks & Spencer cashback rates compared
What each site pays you for shopping at Marks & Spencer online. Percentage rates first, highest first.
| # | Cashback site | Cashback | Type | Action |
|---|---|---|---|---|
| 1 | TopCashback | 25% | Percentage | Go to site* |
| 2 | Quidco | 17% | Percentage | Go to site* |
| 3 | Rakuten | 2.25% | Percentage | Go to site* |
| 4 | KidStart | 1.3% | Percentage | Go to site* |
| 5 | Budgey | 1.2% | Percentage | Go to site* |
| 6 | Swagbucks | 1% | Percentage | Go to site* |
| 7 | Picodi | 0.8% | Percentage | Go to site* |
Earn points instead of cash
These pay airline or Virgin points, not money. We value a point at about 0.5p to give a rough cash equivalent; what yours are worth depends on how you spend them.
| # | Programme | You earn | Rough cash value | Action |
|---|---|---|---|---|
| 1 | Avios | 12 Avios / £1 | Worth about 6% at 0.5p a point | Go to site |
| 2 | Virgin Red | 12 Virgin Points / £1 | Worth about 6% at 0.5p a point | Go to site |
Complete Savings lists 10%, but it's a paid membership you can only join through an offer at another shop's checkout, so it isn't ranked.
Cashback is often excluded on gift cards, marketplace sellers and orders using a voucher code the cashback site doesn't list. Check the site's Marks & Spencer terms before you buy.
Marks & Spencer gift card cashback
Buy a Marks & Spencer gift card in one of these apps before you shop and get a share of its value back.
Marks & Spencer gift cards work online and in store.
| # | Gift card app | Back on the card | Card works | Action |
|---|---|---|---|---|
| 1 | Airtime | 5% | Online and in store | Go to app* |
| 2 | Lifestyle Gift Cards on TopCashback, swapped | 5% | Online and in store | Go to app* |
| 3 | Freecash | 4.88% | Online and in store | Go to app* |
| 4 | EverUp | 3.5% | Online and in store | Go to app* |
| 5 | Sprive | 2.5% | Online and in store | Go to app* |
| 6 | JamDoughnut | 2.25% | Online and in store | Go to app* |
| 7 | Gains | 2% | Online and in store | Go to app* |
| 8 | TopCashback | 1.7% | Online and in store | Go to app* |
| 9 | Quidco | 1.25% | Online and in store | Go to app* |
| 10 | Custard | 1.2% | Online and in store | Go to app* |
Swapped cards: buy the card through the cashback site, then swap it for a Marks & Spencer gift card (Lifestyle gift card online) and use that as normal. That cashback tracks like online cashback, so it pays out weeks later; the apps pay instantly.
Marks & Spencer cashback rate history
Today's best percentage rate is 25%. Over the 136 days we have tracked Marks & Spencer (since 21 Jun 2026), it has ranged from 6% to 25%, so today's rate is the highest we have recorded. Gift card rates are tracked from 1 Nov 2026.
How to save at Marks & Spencer, step by step
Cashback, online
- Start at the cashback site
Click through to Marks & Spencer from the top site above.
- Check out in one go
Same browser and session, with ad-blockers and coupon extensions off.
- Wait for it to confirm
It tracks in days and pays once Marks & Spencer confirms the order, often weeks later.
Gift card
- Buy the card in the app
Pick the top app above and buy a Marks & Spencer gift card for what you plan to spend.
- Get your money back
The app adds 5% of the card's value to your account.
- Pay with the card
Use it at checkout like any other gift card.
Cashback missing? See the cashback guide.
