Analysis
Saving £100 a month for the past 20 years would have lost you money
Bank of England, ONS and MSCI data compares 20 years of UK savings, UK inflation, and global investing. Savers come off worst.
This is where I write what I actually think. Sometimes I dig into official UK data from the Bank of England, ONS and MSCI. Other times I write about the products I use, the ones I won’t, the food I cook, the apps I’ve deleted. There isn’t much fence-sitting here. The section is brand new, but it’ll grow.
My brain sometimes wanders, these ramblings are some of the results...
See all analysis →Personal takes on the products and services I use — including my platform reviews. Rotating a random handful here; see the archive for all.
See all opinion / review →
Opinion / Review
Gemsloot is the newest Freecash competitor. They have a good selection of exclusive game offers that you can't find anywhere else
Opinion / Review
Rakuten is a cashback site for online shopping. You click through to a retailer from Rakuten, buy as normal, and the retailer pays Rakuten an…
Habits, choices and small experiments — the day-to-day of how I spend (or don't).
See all lifestyle →Drafting lifestyle right now.
Posts will land here as they’re published.
Cheap, simple recipes I actually cook. Cost per serving up front, recipe straight to the point.
See all recipes →
Recipes
My favourite lemon drop cocktail. Pub-quality at home for about £1.50, five ingredients, ready in 5 minutes. No story-bloat, just the recipe.
Recipes
Actually the best lentil soup — a proper Scottish version. 20p per serving, four ingredients, ready in 30 minutes. No story-bloat, just the recipe.
Offer roundups I keep up to date: sign-up bonuses, student discounts, supermarket cashback.
See all roundups →Scrimpr's monthly roundup of UK cashback, sign-up and referral bonuses currently open to new customers — with what's required, what the catches are, and how…
Roundups
My understanding of the UK student discount app landscape — the three main platforms, what each covers, and how student discounts fit alongside cashback.
Roundups
My understanding of how UK supermarket cashback works via gift card apps — how the mechanic works, the current rates by supermarket, the trade-offs, and…
How I spend less: cashback, gift cards and loyalty points.
See all save money →
Save Money
How UK cashback works — the four main types (gift card apps, cashback sites, cashback debit cards, card-linked offers), what each is best suited to,…
Save Money
Compare the best UK cashback websites and apps that give you money back on everyday purchases. See rates, payout terms, and how each platform works.
Every way I’ve tried to earn extra money online.
See all earn money →
Earn Money
Discover how you can earn more with ySense than Swagbucks by taking advantage of their exclusive 14% checklist bonus. Learn strategies for maximizing your online…
Earn Money
CashInStyle, Earnlab, Freecash, Gemsloot and RewardXP will pay you to play Reign of Pirates. All you have to do is build your Flagship to Level…
When you click a link with an * and sign up, I get paid a small commission from the provider — usually a few pounds, sometimes more. That's how Scrimpr stays free and how I pay for the time I put into it.
Worth knowing:
For the full breakdown of which partners pay what, see how Scrimpr is funded.
Different sites pay wildly different amounts for the same thing — one might pay £10 cashback whilst another pays £15. I like to make the most of things, and I got tired of opening ten apps to compare every time. So I built these tools. They check 30+ sites each day and show you which one is paying the most.
The links in this tool are refer-a-friend links — the same referral mechanic any user gets when they share their own code. When you sign up through one, the platform pays Scrimpr a small referral bonus, the same as if a friend had referred you. That's what keeps the tool free.
Worth knowing:
For more information, see how Scrimpr is funded.