Analysis
Saving £100 a month for the past 20 years would have lost you money
Bank of England, ONS and MSCI data compares 20 years of UK savings, UK inflation, and global investing. Savers come off worst.
This is where I write what I actually think. Sometimes I dig into official UK data from the Bank of England, ONS and MSCI. Other times I write about the products I use, the ones I won’t, the food I cook, the apps I’ve deleted. There isn’t much fence-sitting here. The section is brand new, but it’ll grow.
Long-form analysis of UK savings, investing and inflation, using publicly available data from the Bank of England, ONS and MSCI.
See all analysis →Personal takes on the products and services I use.
See all opinions →Drafting opinions right now.
Posts will land here as they’re published.
Habits, choices and small experiments — the day-to-day of how I spend (or don't).
See all lifestyle →Drafting lifestyle right now.
Posts will land here as they’re published.
Cheap, simple recipes I actually cook. Cost per serving up front, recipe straight to the point.
See all recipes →Roundups, listicles and "best of" guides for specific things.
See all resources →
Resources
Discover exclusive high-reward sites offering limited-time tasks, bonuses, and premium opportunities. Maximize your earnings with the best GPT and cashback platforms.
Resources
My guide to earning Roblox gift cards through legitimate get-paid-to online rewards sites. Compare platforms, minimum payouts, and task types to maximize your Robux earning…
Structured reviews of cashback sites, reward sites and survey panels.
See all platform reviews →Airtime (formerly Airtime Rewards) is a card-linked cashback app that pays you in phone bill credit. Automatic, no clicks, no receipts. Tested for years; here's…
An honest Sprive review. The mortgage overpayment app backed by Deborah Meaden, Peter Jones and Touker Suleyman on Dragons' Den. Auto-savings plus gift card cashback…
Gains app is a newer gift card cashback app launched in 2025. The mechanic is the same as JamDoughnut and EverUp — buy a gift…
Favourite shops and get emailed when their cashback rises.
Create free accountWhen you click a link with an * and sign up, I get paid a small commission from the provider — usually a few pounds, sometimes more. That's how Scrimpr stays free and how I pay for the time I put into it.
Worth knowing:
For the full breakdown of which partners pay what, see how Scrimpr is funded.
Different sites pay wildly different amounts for the same thing — one might pay £10 cashback whilst another pays £15. I like to make the most of things, and I got tired of opening ten apps to compare every time. So I built these tools. They check 30+ sites each day and show you which one is paying the most.
The links in this tool are refer-a-friend links — the same referral mechanic any user gets when they share their own code. When you sign up through one, the platform pays Scrimpr a small referral bonus, the same as if a friend had referred you. That's what keeps the tool free.
Worth knowing:
For more information, see how Scrimpr is funded.