/* ==========================================================================
   Scrimpr Mortgage Calculator
   ========================================================================== */

.smc-wrapper {
    --smc-blue: var(--scrimpr-nav-blue, #2C5282);
    --smc-blue-2: var(--scrimpr-blue, #1F6A95);
    --smc-heading: var(--scrimpr-headings, #1E293B);
    --smc-text: var(--scrimpr-body-text, #374151);
    --smc-bg: var(--scrimpr-content-bg, #FFFFFF);
    --smc-page-bg: var(--scrimpr-site-bg, #FAF9F7);
    --smc-border: var(--scrimpr-border, #E7E5E4);
    --smc-success: var(--scrimpr-success, #10b981);
    --smc-warning: var(--scrimpr-warning, #f59e0b);
    --smc-radius: 12px;
    --smc-radius-sm: 8px;
    --smc-shadow: 0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
    --smc-shadow-lg: 0 4px 12px rgba(0,0,0,0.08);

    color: var(--smc-text);
    font-size: 15px;
    line-height: 1.5;
    max-width: 1280px;
    margin: 0 auto;
}

.smc-wrapper *,
.smc-wrapper *::before,
.smc-wrapper *::after {
    box-sizing: border-box;
}

/* ===== Scenario bar ===== */
.smc-scenarios {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
    padding: 12px 16px;
    background: var(--smc-bg);
    border: 1px solid var(--smc-border);
    border-radius: var(--smc-radius);
    margin-bottom: 16px;
    box-shadow: var(--smc-shadow);
}
.smc-scenarios-label {
    font-weight: 600;
    color: var(--smc-heading);
}
.smc-scenarios-list {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    flex: 1;
}
.smc-scenarios-empty {
    color: #94A3B8;
    font-size: 13px;
    font-style: italic;
}
.smc-scenario-pill {
    display: inline-flex;
    align-items: center;
    background: rgba(31, 106, 149, 0.08);
    border: 1px solid rgba(31, 106, 149, 0.2);
    border-radius: 999px;
    padding: 0;
    overflow: hidden;
}
.smc-pill-label {
    background: none;
    border: none;
    padding: 6px 12px;
    cursor: pointer;
    color: var(--smc-blue-2);
    font-size: 13px;
    font-weight: 500;
}
.smc-pill-label:hover {
    background: rgba(31, 106, 149, 0.15);
}
.smc-pill-del {
    background: none;
    border: none;
    border-left: 1px solid rgba(31, 106, 149, 0.2);
    padding: 6px 10px;
    cursor: pointer;
    color: #94A3B8;
    font-size: 16px;
    line-height: 1;
}
.smc-pill-del:hover {
    background: rgba(220, 38, 38, 0.1);
    color: #DC2626;
}
.smc-btn {
    border: none;
    border-radius: var(--smc-radius-sm);
    padding: 8px 14px;
    font-size: 13px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.15s ease;
}
.smc-btn-ghost {
    background: rgba(44, 82, 130, 0.06);
    color: var(--smc-blue);
    border: 1px solid rgba(44, 82, 130, 0.15);
}
.smc-btn-ghost:hover {
    background: rgba(44, 82, 130, 0.12);
}

/* ===== Layout ===== */
.smc-layout {
    display: grid;
    grid-template-columns: 1fr 320px;
    gap: 20px;
    align-items: start;
}
.smc-main {
    background: var(--smc-bg);
    border-radius: var(--smc-radius);
    box-shadow: var(--smc-shadow);
    overflow: hidden;
}

/* ===== Tabs ===== */
.smc-tabs {
    display: flex;
    flex-wrap: wrap;
    gap: 0;
    background: #F8FAFC;
    border-bottom: 1px solid var(--smc-border);
    padding: 4px 4px 0 4px;
}
.smc-tab {
    background: none;
    border: none;
    padding: 14px 18px;
    font-size: 14px;
    font-weight: 600;
    color: #64748B;
    cursor: pointer;
    border-bottom: 3px solid transparent;
    transition: all 0.15s ease;
    margin-bottom: -1px;
}
.smc-tab:hover {
    color: var(--smc-blue);
    background: rgba(44, 82, 130, 0.04);
}
.smc-tab.is-active {
    color: var(--smc-blue);
    border-bottom-color: var(--smc-blue);
    background: var(--smc-bg);
}

/* ===== Panels ===== */
.smc-panel {
    display: none;
    padding: 28px;
}
.smc-panel.is-active {
    display: block;
}
.smc-panel-title {
    font-size: 24px;
    font-weight: 700;
    color: var(--smc-heading);
    margin: 0 0 6px 0;
}
.smc-panel-lead {
    color: #64748B;
    margin: 0 0 24px 0;
    font-size: 14px;
}

/* ===== Form fields ===== */
.smc-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 18px;
    margin-bottom: 20px;
}
.smc-field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}
.smc-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--smc-heading);
    display: flex;
    align-items: center;
    gap: 4px;
}
.smc-input-row {
    display: flex;
    align-items: stretch;
    border: 1px solid var(--smc-border);
    border-radius: var(--smc-radius-sm);
    background: #fff;
    overflow: hidden;
    transition: border-color 0.15s, box-shadow 0.15s;
}
.smc-input-row:focus-within {
    border-color: var(--smc-blue);
    box-shadow: 0 0 0 3px rgba(44, 82, 130, 0.1);
}
.smc-prefix,
.smc-suffix {
    background: #F8FAFC;
    color: #64748B;
    padding: 10px 12px;
    font-size: 14px;
    font-weight: 600;
    display: flex;
    align-items: center;
}
.smc-prefix { border-right: 1px solid var(--smc-border); }
.smc-suffix { border-left: 1px solid var(--smc-border); }
.smc-input {
    flex: 1;
    border: none;
    padding: 10px 12px;
    font-size: 15px;
    color: var(--smc-heading);
    background: transparent;
    width: 100%;
    min-width: 0;
    outline: none;
    font-family: inherit;
}
.smc-input::-webkit-outer-spin-button,
.smc-input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}
.smc-input[type="number"] { -moz-appearance: textfield; }

/* ===== Slider ===== */
.smc-slider {
    -webkit-appearance: none;
    width: 100%;
    height: 4px;
    border-radius: 2px;
    background: var(--smc-border);
    outline: none;
    margin-top: 4px;
}
.smc-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--smc-blue);
    cursor: pointer;
    border: 2px solid #fff;
    box-shadow: 0 1px 3px rgba(0,0,0,0.2);
}
.smc-slider::-moz-range-thumb {
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--smc-blue);
    cursor: pointer;
    border: 2px solid #fff;
    box-shadow: 0 1px 3px rgba(0,0,0,0.2);
}

/* ===== Toggles / radios ===== */
.smc-toggles {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 20px;
    align-items: center;
}
.smc-toggle {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 14px;
    border: 1px solid var(--smc-border);
    border-radius: var(--smc-radius-sm);
    cursor: pointer;
    background: #fff;
    font-size: 13px;
    font-weight: 500;
    color: var(--smc-text);
    transition: all 0.15s;
}
.smc-toggle:hover {
    border-color: var(--smc-blue);
}
.smc-toggle input { margin: 0; cursor: pointer; }
.smc-toggle input:checked + span {
    color: var(--smc-blue);
    font-weight: 600;
}
.smc-toggle:has(input:checked) {
    border-color: var(--smc-blue);
    background: rgba(44, 82, 130, 0.06);
}
.smc-toggle-stress {
    margin-left: auto;
    background: rgba(245, 158, 11, 0.08);
    border-color: rgba(245, 158, 11, 0.3);
}
.smc-select {
    padding: 8px 12px;
    border: 1px solid var(--smc-border);
    border-radius: var(--smc-radius-sm);
    background: #fff;
    font-size: 14px;
    font-family: inherit;
    color: var(--smc-heading);
    cursor: pointer;
}

/* ===== Tooltips ===== */
.smc-tip {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: #E2E8F0;
    color: #64748B;
    font-size: 11px;
    font-weight: 700;
    cursor: help;
    position: relative;
    user-select: none;
}
.smc-tip:hover { background: var(--smc-blue); color: #fff; }
.smc-tip::after {
    content: attr(data-tip);
    position: absolute;
    bottom: calc(100% + 8px);
    left: 50%;
    transform: translateX(-50%);
    background: #1E293B;
    color: #fff;
    padding: 8px 12px;
    border-radius: 6px;
    font-size: 12px;
    font-weight: 400;
    white-space: normal;
    width: 240px;
    text-align: left;
    line-height: 1.4;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.15s;
    z-index: 100;
    box-shadow: 0 4px 12px rgba(0,0,0,0.15);
}
.smc-tip:hover::after { opacity: 1; }

/* ===== Result cards ===== */
.smc-results {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 12px;
    margin: 24px 0;
}
.smc-result-card {
    background: #F8FAFC;
    border: 1px solid var(--smc-border);
    border-radius: var(--smc-radius);
    padding: 16px;
}
.smc-result-card.smc-result-primary {
    background: linear-gradient(135deg, var(--smc-blue) 0%, var(--smc-blue-2) 100%);
    color: #fff;
    border: none;
}
.smc-result-card.smc-result-primary .smc-result-label,
.smc-result-card.smc-result-primary .smc-result-sub {
    color: rgba(255,255,255,0.8);
}
.smc-result-card.smc-result-primary .smc-result-value { color: #fff; }
.smc-result-card.smc-result-primary .smc-tip {
    background: rgba(255,255,255,0.2);
    color: #fff;
}
.smc-result-label {
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: #64748B;
    font-weight: 600;
    margin-bottom: 6px;
    display: flex;
    align-items: center;
    gap: 4px;
}
.smc-result-value {
    font-size: 26px;
    font-weight: 700;
    color: var(--smc-heading);
    line-height: 1.2;
}
.smc-result-sub {
    font-size: 12px;
    color: #64748B;
    margin-top: 4px;
}
.smc-positive { color: var(--smc-success) !important; }

/* ===== Plain-English summary ===== */
.smc-summary-text {
    margin-top: 24px;
    padding: 18px 20px;
    background: rgba(44, 82, 130, 0.04);
    border-left: 4px solid var(--smc-blue);
    border-radius: 0 var(--smc-radius-sm) var(--smc-radius-sm) 0;
    font-size: 14px;
    line-height: 1.6;
    color: var(--smc-heading);
}

/* ===== Affordability status ===== */
.smc-affordability-status {
    margin-top: 16px;
    padding: 14px 18px;
    border-radius: var(--smc-radius-sm);
    font-size: 14px;
    font-weight: 500;
}
.smc-status-ok {
    background: rgba(16, 185, 129, 0.1);
    color: #047857;
    border: 1px solid rgba(16, 185, 129, 0.3);
}
.smc-status-warn {
    background: rgba(245, 158, 11, 0.1);
    color: #B45309;
    border: 1px solid rgba(245, 158, 11, 0.3);
}

/* ===== Tables ===== */
.smc-table-wrap {
    overflow-x: auto;
    border-radius: var(--smc-radius);
    border: 1px solid var(--smc-border);
}
.smc-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 13px;
}
.smc-table th,
.smc-table td {
    padding: 10px 14px;
    text-align: left;
    border-bottom: 1px solid var(--smc-border);
}
.smc-table th {
    background: #F8FAFC;
    font-weight: 600;
    color: var(--smc-heading);
    text-transform: uppercase;
    font-size: 11px;
    letter-spacing: 0.05em;
}
.smc-table tbody tr:hover {
    background: rgba(44, 82, 130, 0.02);
}
.smc-table tr.smc-tr-total {
    background: rgba(44, 82, 130, 0.04);
}

/* ===== Stamp duty table ===== */
.smc-stamp-table {
    margin-top: 20px;
    border: 1px solid var(--smc-border);
    border-radius: var(--smc-radius);
    overflow: hidden;
}

/* ===== Charts ===== */
.smc-chart-wrap {
    margin-top: 24px;
    padding: 20px;
    background: #F8FAFC;
    border-radius: var(--smc-radius);
    border: 1px solid var(--smc-border);
}
.smc-chart-title {
    font-size: 14px;
    font-weight: 600;
    color: var(--smc-heading);
    margin: 0 0 12px 0;
}
.smc-chart {
    width: 100%;
    min-height: 200px;
}
.smc-svg {
    width: 100%;
    height: auto;
    display: block;
}
.smc-axis-label {
    font-size: 11px;
    fill: #64748B;
    font-family: inherit;
}
.smc-bar-value {
    font-size: 13px;
    font-weight: 700;
    fill: var(--smc-heading);
    font-family: inherit;
}
.smc-chart-legend {
    display: flex;
    gap: 20px;
    margin-top: 10px;
    font-size: 12px;
    color: #64748B;
    flex-wrap: wrap;
}
.smc-legend-swatch {
    display: inline-block;
    width: 14px;
    height: 14px;
    border-radius: 3px;
    vertical-align: middle;
    margin-right: 6px;
}
.smc-legend-swatch.smc-baseline { background: #94A3B8; }
.smc-legend-swatch.smc-overpay { background: var(--smc-blue-2); }
.smc-legend-swatch.smc-cap { background: rgba(16,185,129,0.5); border: 1px solid var(--smc-success); }
.smc-legend-swatch.smc-int { background: rgba(31,106,149,0.4); border: 1px solid var(--smc-blue-2); }

/* ===== Overpay vs invest ===== */
.smc-vs-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin: 24px 0;
}
.smc-vs-card {
    padding: 20px;
    border-radius: var(--smc-radius);
    border: 2px solid var(--smc-border);
    background: #fff;
}
.smc-vs-overpay { border-color: rgba(16,185,129,0.4); }
.smc-vs-invest { border-color: rgba(31,106,149,0.4); }
.smc-vs-card h3 {
    margin: 0 0 8px 0;
    font-size: 16px;
    color: var(--smc-heading);
}
.smc-vs-value {
    font-size: 32px;
    font-weight: 700;
    margin: 8px 0;
}
.smc-vs-overpay .smc-vs-value { color: var(--smc-success); }
.smc-vs-invest .smc-vs-value { color: var(--smc-blue-2); }
.smc-vs-label {
    font-size: 12px;
    color: #64748B;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 12px;
}
.smc-vs-list {
    list-style: none;
    padding: 0;
    margin: 12px 0 0 0;
    font-size: 13px;
    color: var(--smc-text);
}
.smc-vs-list li {
    padding: 6px 0;
    border-top: 1px solid var(--smc-border);
    display: flex;
    justify-content: space-between;
}
.smc-vs-list li span { font-weight: 600; color: var(--smc-heading); }
.smc-vs-verdict {
    padding: 16px 20px;
    border-radius: var(--smc-radius-sm);
    font-size: 15px;
    font-weight: 600;
    text-align: center;
    margin: 16px 0;
    background: #F8FAFC;
}
.smc-verdict-invest {
    background: rgba(31,106,149,0.1);
    color: var(--smc-blue-2);
    border: 1px solid rgba(31,106,149,0.3);
}
.smc-verdict-overpay {
    background: rgba(16,185,129,0.1);
    color: #047857;
    border: 1px solid rgba(16,185,129,0.3);
}

/* ===== Two col (remortgage) ===== */
.smc-two-col {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 20px;
}
.smc-col h3 {
    margin: 0 0 16px 0;
    font-size: 16px;
    color: var(--smc-heading);
    padding-bottom: 8px;
    border-bottom: 2px solid var(--smc-border);
}
.smc-col .smc-field {
    margin-bottom: 14px;
}

/* ===== Warnings ===== */
.smc-warning {
    padding: 14px 18px;
    background: rgba(245, 158, 11, 0.08);
    border: 1px solid rgba(245, 158, 11, 0.3);
    border-radius: var(--smc-radius-sm);
    color: #92400E;
    font-size: 13px;
    margin: 16px 0;
}

/* ===== Sticky summary ===== */
.smc-summary {
    position: sticky;
    top: 20px;
}
.smc-summary-inner {
    background: var(--smc-bg);
    border: 1px solid var(--smc-border);
    border-radius: var(--smc-radius);
    box-shadow: var(--smc-shadow-lg);
    padding: 20px;
}
.smc-summary-title {
    font-size: 14px;
    font-weight: 700;
    color: var(--smc-heading);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin: 0 0 12px 0;
    padding-bottom: 12px;
    border-bottom: 2px solid var(--smc-border);
}
.smc-summary-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 0;
    font-size: 13px;
    color: #64748B;
}
.smc-summary-row strong {
    color: var(--smc-heading);
    font-size: 14px;
    font-weight: 700;
}
.smc-summary-hr {
    border: none;
    border-top: 1px solid var(--smc-border);
    margin: 8px 0;
}
.smc-summary-grand {
    background: rgba(44,82,130,0.05);
    margin: 8px -20px -20px -20px;
    padding: 14px 20px;
    border-radius: 0 0 var(--smc-radius) var(--smc-radius);
}
.smc-summary-grand strong {
    font-size: 16px;
    color: var(--smc-blue);
}

/* ===== Mobile ===== */
@media (max-width: 900px) {
    .smc-layout {
        grid-template-columns: 1fr;
    }
    .smc-summary {
        position: static;
        order: -1;
    }
    .smc-summary-grand {
        margin: 8px -20px -20px -20px;
    }
    .smc-vs-grid,
    .smc-two-col {
        grid-template-columns: 1fr;
    }
    .smc-tabs {
        overflow-x: auto;
        flex-wrap: nowrap;
        -webkit-overflow-scrolling: touch;
    }
    .smc-tab {
        white-space: nowrap;
        padding: 12px 14px;
        font-size: 13px;
    }
    .smc-panel {
        padding: 20px 16px;
    }
    .smc-panel-title {
        font-size: 20px;
    }
    .smc-result-value {
        font-size: 22px;
    }
    .smc-vs-value {
        font-size: 26px;
    }
    .smc-toggle-stress {
        margin-left: 0;
    }
    .smc-tip::after {
        width: 200px;
        font-size: 11px;
    }
}

@media (max-width: 480px) {
    .smc-grid {
        grid-template-columns: 1fr;
    }
    .smc-results {
        grid-template-columns: 1fr 1fr;
    }
    .smc-result-value {
        font-size: 18px;
    }
    .smc-scenarios {
        flex-direction: column;
        align-items: stretch;
    }
    .smc-scenarios-list {
        order: 2;
    }
}

/* ===== Print ===== */
@media print {
    .smc-tabs,
    .smc-scenarios,
    .smc-slider,
    .smc-tip,
    .smc-toggles button,
    .smc-print-btn {
        display: none !important;
    }
    .smc-layout {
        grid-template-columns: 1fr;
    }
    .smc-panel {
        display: block !important;
        page-break-inside: avoid;
        padding: 20px 0;
        border-bottom: 1px solid #ccc;
    }
    .smc-summary {
        position: static;
        page-break-inside: avoid;
    }
    .smc-result-card.smc-result-primary {
        background: #f0f0f0 !important;
        color: #000 !important;
    }
    .smc-result-card.smc-result-primary .smc-result-value,
    .smc-result-card.smc-result-primary .smc-result-label {
        color: #000 !important;
    }
    .smc-chart {
        page-break-inside: avoid;
    }
    body {
        background: #fff !important;
    }
}
