Generated by All in One SEO Pro v4.9.5.2, this is an llms.txt file, used by LLMs to index the site. # Scrimpr Scrimping, saving, and earning money in the UK. ## Sitemaps - [XML Sitemap](https://scrimpr.co.uk/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Legitimate Ways to Earn Roblox Gift Cards Online](https://scrimpr.co.uk/legitimate-ways-to-earn-roblox-gift-cards-online/) - My guide to earning Roblox gift cards through legitimate get-paid-to online rewards sites. Compare platforms, minimum payouts, and task types to maximize your Robux earning potential. - [Best Reward Sites with Exclusive High-Reward Offers](https://scrimpr.co.uk/best-reward-sites-with-exclusive-high-reward-offers/) - Discover exclusive high-reward sites offering limited-time tasks, bonuses, and premium opportunities. Maximize your earnings with the best GPT and cashback platforms. ## Pages - [Home Page](https://scrimpr.co.uk/) - Scrimp, save, and grow your money Scrimpr is a UK-based financial education platform with guides, tools, and data to help you save smarter, earn extra, and grow your money over time.Learn by numbers and analysis rather than opinion. Reddit Instagram Twitter Discord Featured Platforms: Three Ways to Boost Your Finances Scrimp and Save Make the - [Boost Your Portfolio with UK Free Share Offers: Investing for Less with Bonuses](https://scrimpr.co.uk/uk-free-share-offers/) - We have the biggest list of free share offers from UK investing apps and online platforms. Discover 17 of the best investing offers and boost your investment portfolio today! - [The "Get Paid To" Search Engine V2 | Search & compare rewards available from get-paid-to sites](https://scrimpr.co.uk/gpt-search-engine-v2/) - Search & compare the highest paying offers from Freecash, Swagbucks, and 20+ reward sites in Brazil, India, China, Japan - wherever you are in the world. Scrimpr: The ultimate GPT comparison tool that helps you earn more online. - [The US "get paid to" search engine | Find the best rates for get-paid-to offers](https://scrimpr.co.uk/the-us-get-paid-to-search-engine/) - Are you in the USA? Use the US version of the Scrimpr GPT Search Engine to find out which get-paid-to sites like Swagbucks, Freecash, RewardXP, etc pay the most for offers. Offers update frequently, so does our database. - [Free Money Offers](https://scrimpr.co.uk/free-money-offers-uk/) - Discover all free money sign up bonuses available in the UK free money. 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Brave browser detected - running specialized tests Run All Tests 0% Tracking Compatibility: Unknown Run tests - [The Best UK Food & Drink Deals - Subscriptions, Apps & More](https://scrimpr.co.uk/the-best-uk-food-and-drink-deals-subscriptions-apps-and-more/) - Tired of paying full price for food and drinks? This page has every worthwhile deal I've found - from subscription boxes that deliver to your door, to apps that give you cashback and freebies. - [The Best UK Utilities Deals - Gas, Electricity, Broadband, Mobile & More](https://scrimpr.co.uk/the-best-uk-utilities-deals-gas-electricity-broadband-mobile-and-more/) - Tired of overpaying for gas and electricity, broadband, mobile, and TV? 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We share tips and tricks for making money online in the UK. - [UKPersonalFinance | Home of Financial Education in the UK](https://scrimpr.co.uk/ukpersonalfinance/) - UKPersonalFinance is the place on Reddit to learn how to obtain, budget, save and invest your money in the UK. But there's some stuff missing. - [Morrisons More Card Barcode Picture | Take A Picture of it or Add to Google Pay / Apple Pay](https://scrimpr.co.uk/morrisons-more-card-barcode-picture/) - Forgot your Morrisons More Card? Or no signal in the shop? You should take a picture of it or add it to your Google Pay or Apple Pay mobile Wallet, - [Privacy Policy](https://scrimpr.co.uk/privacy-policy/) - Scrimpr privacy policy covering data collection, usage, retention, and user rights under GDPR. Plain English explanation of Google Analytics and payment processing. - [Payment Confirmation](https://scrimpr.co.uk/payment-confirmation/) - Thank You for Supporting Scrimpr Scrimpr will always be free. Your support helps me keep it running and improving. I genuinely appreciate it. What Your Support Does Covers server costs and hosting Funds development of new comparison tools Allows me to spend more time researching and updating content Helps keep Scrimpr ad-free and independent Fun - [Payment Failed](https://scrimpr.co.uk/payment-failed/) - Direct Debit Setup Failed Don't worry - this happens sometimes. Let me help you figure out what went wrong. What Might Have Gone Wrong Incorrect bank details - Double-check your account number and sort code Name mismatch - The name entered must match your bank account exactly Account type - Some basic bank accounts don't - [New Articles](https://scrimpr.co.uk/new-articles/) - [Forgot your Superdrug Health and Beauty Card? Or no signal in the shop? You should take a picture of it or add it to your Google Pay or Apple Pay mobile Wallet](https://scrimpr.co.uk/superdrug-health-and-beauty-card-barcode-screenshot/) - How to add a picture of your Superdrug Health and Beauty Card to your mobile wallet I am a member of a lot of loyalty schemes, and have a lot of different cards. My latest membership is of the Superdrug Health and Beauty Card. A while ago, I wrote about my trick to always make - [List of All Retailers on NX Rewards](https://scrimpr.co.uk/list-of-all-retailers-on-nx-rewards/) - A big list of all retailers and merchants who offer cashback via NX Rewards and Complete Savings. All offer 10% or more cashback when you shop online. - [Full List of All Retailers on Complete Savings](https://scrimpr.co.uk/full-list-of-all-retailers-on-complete-savings/) - Discover the full list of retailers offering cashback through Complete Savings. 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Reviews UK survey apps and money-saving platforms based on hands-on testing, real-world experience, and transparent evaluation. Facebook Twitter April 5, 2026 How Scrimpr Works I am not a financial advisor, and this page does not constitute financial advice. I simply enjoy creating lists, tracking offers, and - [Free Money Sidebar](https://scrimpr.co.uk/?elementor_library=free-money-sidebar) - Cash Bonuses, Free Stocks, and More Investing Articles - [Grow Money Sidebar](https://scrimpr.co.uk/?elementor_library=grow-money-sidebar) - Growing Money Articles - [Investing Pages Template](https://scrimpr.co.uk/?elementor_library=investing-pages-template) - Grow Money Scrimpr Creator of Scrimpr.co.uk and moderator of r/beermoneyuk. Reviews UK survey apps and money-saving platforms based on hands-on testing, real-world experience, and transparent evaluation. Facebook Twitter WhatsApp January 24, 2025 To support this site, Scrimpr may use affiliate links which earn me a commission at no extra cost to you. Growing Money Articles - [Cashback Tracking Guide](https://scrimpr.co.uk/?elementor_library=cashback-tracking-guide) - Enter Master Title In Advanced Custom Field The Best UK Cashback Platforms List of All UK Cashback Platforms Cashback apps I use most: On this page Complete Guide to Cashback: Everything You Need to Know The Best UK Cashback Platforms Complete list of UK cashback platforms Scrimpr Cashback Tools Cashback FAQs Home ‣ Cashback Tracking - [Elementor Single Post #21446](https://scrimpr.co.uk/?elementor_library=elementor-single-post-21446) - Make Money Elementor Single Post #21446 Scrimpr Rating: Robux Giftcards Available: Any amount from $10 Other payment methods PayPal Giftcards Crypto Sign Up Gamehag specializes in gaming-related tasks, making it perfect for Roblox players who enjoy discovering new games. 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From checking whats on the shelves at supermarkets, to trying out pints in the pub, you can make a bit of extra money when you are out and about with mystery shopping services. - [Get-Paid-To Walk Megalist](https://scrimpr.co.uk/earn-money-online/get-paid-to-walk-uk/) - There aren't many, but here I list the top UK apps that pay you to walk, run, or stay active! Compare rewards, payouts, and features of apps like BetterPoints, Sweatcoin, Winwalk, and more. Start earning (slowly) today! ## Grow Money Guides - [UK Investment Platform Comparison - GIAs](https://scrimpr.co.uk/grow-money/general-investment-account-comparison/) - Compare UK investment ISA platform fees with our comprehensive tables, including providers like Vanguard, Fidelity, AJ Bell, and Trading 212. Covers execution-only stocks and shares ISAs, detailing platform fees, trading costs, and features to help you make an informed choice. Capital at risk. - [UK Investment Platform Comparison - SIPPs](https://scrimpr.co.uk/grow-money/uk-sipp-pension-platform-fees-comparison/) - Compare UK SIPP platform fees with our comprehensive tables, including providers like Vanguard, Fidelity, AJ Bell, Interactive Investor, and InvestEngine. Covers execution-only self-invested personal pensions, detailing platform fees, trading costs, drawdown charges, and features to help you choose the right pension platform. Capital at risk. - [UK Investment Platform Comparison - ISAs](https://scrimpr.co.uk/grow-money/investment-platform-comparison-table/) - Compare UK investment platform fees for self-directed investors. Platform charges, trading costs, and investment options for all major UK Stocks and Shares ISA providers. Capital at risk. - [UK Stocks & Shares ISA Fee Comparison Calculator](https://scrimpr.co.uk/grow-money/isa-platform-fee-calculator/) - Use my interactive calculator to compare platform fees for UK Stocks & Shares ISAs. See real annual costs based on your contributions and investment type to help you make informed decisions. - [FSCS Coverage Checker](https://scrimpr.co.uk/grow-money/fscs-protection-checker/) - Check how your savings and investments are protected under the Financial Services Compensation Scheme (FSCS). Find out which banks and investment platforms share the same £85,000/£120,000 protection limit, so you can spread your money safely across providers. - [Best Savings Account Interest Rates](https://scrimpr.co.uk/grow-money/savings-account-interest-rates/) - Compare the best UK savings account interest rates across easy access, notice accounts, fixed-term bonds, regular savers, and Cash ISAs. Updated regularly to help you find the highest AER for your cash. FSCS protected up to £120,000. - [Learn](https://scrimpr.co.uk/grow-money/learn/) - [The beginner-friendly guide to UK savings & investing](https://scrimpr.co.uk/grow-money/learn/guide/) - Savings and investing, but without the jargon. - [In Specie Transfer](https://scrimpr.co.uk/grow-money/learn/guide/in-specie-transfer/) - Moving your actual investments to a new provider, instead of selling them first. - [Transfer](https://scrimpr.co.uk/grow-money/learn/guide/transfer/) - Moving your ISA, pension, or investments from one provider to another. Keep your tax benefits. - [Securities Lending](https://scrimpr.co.uk/grow-money/learn/guide/securities-lending/) - How platforms hold your investments. In their name, but on your behalf. - [Nominee Account](https://scrimpr.co.uk/grow-money/learn/guide/nominee-account/) - How platforms hold your investments. In their name, but on your behalf. - [FCA (Financial Conduct Authority)](https://scrimpr.co.uk/grow-money/learn/guide/fca-financial-conduct-authority/) - The UK regulator that makes sure banks, platforms, and other financial firms treat you fairly. - [FSCS (Financial Services Compensation Scheme)](https://scrimpr.co.uk/grow-money/learn/guide/fscs-financial-services-compensation-scheme/) - Protection that covers up to £120,000 of your money if a UK financial firm goes bust. The protection limit is £120,000 for UK banks/building societies, and £85,000 for investing firms. - [Broker](https://scrimpr.co.uk/grow-money/learn/guide/broker/) - A company that lets you buy and sell investments. Same as an investment platform. - [Investment Platform](https://scrimpr.co.uk/grow-money/learn/guide/investment-platform/) - A company that holds your investments and lets you buy and sell. Also called a broker. - [Fund Provider](https://scrimpr.co.uk/grow-money/learn/guide/fund-provider/) - A company that creates and manages funds you can buy into. Vanguard, BlackRock, and Fidelity are examples. - [Gilts](https://scrimpr.co.uk/grow-money/learn/guide/gilts/) - Bonds issued by the UK government. Very low risk because the government has never failed to pay them back. - [Interest](https://scrimpr.co.uk/grow-money/learn/guide/interest/) - Money a bank pays you for keeping your savings with them. It helps your money grow, but there's a catch. - [Saving](https://scrimpr.co.uk/grow-money/learn/guide/saving/) - Putting money aside for later, usually in a bank account where it earns interest. - [Easy Access Savings](https://scrimpr.co.uk/grow-money/learn/guide/easy-access-savings/) - A savings account that lets you take your money out whenever you want, with no penalties. - [Fixed Rate Savings](https://scrimpr.co.uk/grow-money/learn/guide/fixed-rate-savings/) - A savings account where the interest rate is guaranteed for a set period, but you can't touch your money. - [Notice Account](https://scrimpr.co.uk/grow-money/learn/guide/notice-account/) - A savings account where you tell the bank before withdrawing. Usually 30 to 120 days' notice. - [Regular Saver Account](https://scrimpr.co.uk/grow-money/learn/guide/regular-saver-account/) - A savings account that usually pays a high interest, but limits how much you can pay in each month. - [Cash ISA](https://scrimpr.co.uk/grow-money/learn/guide/cash-isa/) - A savings account where you'll never pay tax on the interest you earn. - [Premium Bonds](https://scrimpr.co.uk/grow-money/learn/guide/premium-bonds/) - A government savings product where instead of interest, you're entered into a monthly prize draw. Tax-free, 100% safe, but no guaranteed return. - [ETF (Exchange-Traded Fund)](https://scrimpr.co.uk/grow-money/learn/guide/etf/) - A fund that trades on the stock exchange. One purchase can give you a share in hundreds of companies. - [Index Fund](https://scrimpr.co.uk/grow-money/learn/guide/index-fund/) - A fund that tracks a list of companies, like the FTSE 100. Low fees because no one is picking stocks. - [OEIC (Open-Ended Investment Company)](https://scrimpr.co.uk/grow-money/learn/guide/oeic/) - The most common type of fund in the UK. One price per day, easy to set up for monthly investing. - [Capital Gains Tax](https://scrimpr.co.uk/grow-money/learn/guide/capital-gains-tax/) - Tax you pay on profits when you sell an investment for more than you paid. ISAs are exempt. - [Dividend Tax](https://scrimpr.co.uk/grow-money/learn/guide/dividend-tax/) - Tax on cash payments you receive from your investments. ISAs are exempt. - [Equity](https://scrimpr.co.uk/grow-money/learn/guide/equity/) - Another word for shares. You'll see it in terms like "equity fund" which means a fund that holds shares. - [Bond](https://scrimpr.co.uk/grow-money/learn/guide/bond/) - A loan to a company or government that pays you interest. Lower risk than shares, but usually lower returns too. - [Fund](https://scrimpr.co.uk/grow-money/learn/guide/fund/) - A way to invest in many companies at once, without buying them one by one. One purchase, hundreds of investments. - [Accumulation Fund](https://scrimpr.co.uk/grow-money/learn/guide/accumulation-fund/) - A fund that automatically reinvests any income it earns. Your holding grows instead of cash landing in your account. - [Income Fund](https://scrimpr.co.uk/grow-money/learn/guide/income-fund/) - A fund that pays you cash regularly instead of reinvesting it. Used by people who need income from their investments. - [Shares](https://scrimpr.co.uk/grow-money/learn/guide/shares/) - A small piece of ownership in a company. When the company does well, your share becomes worth more. - [Investment Trust](https://scrimpr.co.uk/grow-money/learn/guide/investment-trust/) - A company that invests in other companies. Traded on the stock exchange like a share. - [Distributing Fund](https://scrimpr.co.uk/grow-money/learn/guide/distributing-fund/) - An ETF that pays dividends out as cash. Same as an income fund, just different label. - [Tracker Fund](https://scrimpr.co.uk/grow-money/learn/guide/tracker-fund/) - Another name for an index fund. A fund that automatically follows a list of companies. - [AER (Annual Equivalent Rate)](https://scrimpr.co.uk/grow-money/learn/guide/aer/) - The standard way to show yearly savings interest rates, so you can compare accounts fairly. - [Stocks and Shares ISA](https://scrimpr.co.uk/grow-money/learn/guide/stocks-and-shares-isa/) - A tax-free account for investing in funds, shares, and bonds. - [Fractional Shares](https://scrimpr.co.uk/grow-money/learn/guide/fractional-shares/) - A way to buy part of a share when you can't afford a whole one. Useful for expensive shares or investing small amounts. - [Multi-asset Fund](https://scrimpr.co.uk/grow-money/learn/guide/multi-asset-fund/) - A fund that holds a mix of shares and bonds in one package. One purchase, a complete portfolio. - [Bed and ISA](https://scrimpr.co.uk/grow-money/learn/guide/bed-and-isa/) - Selling investments outside an ISA and rebuying them inside one. Shelters future gains from tax. - [Dividend Allowance](https://scrimpr.co.uk/grow-money/learn/guide/dividend-allowance/) - The amount of dividend income you can receive each year without paying tax. Currently £500. - [Stamp Duty](https://scrimpr.co.uk/grow-money/learn/guide/stamp-duty/) - A 0.5% tax when buying UK shares. Funds and ETFs are exempt. - [Spread](https://scrimpr.co.uk/grow-money/learn/guide/spread/) - The gap between what you pay to buy and what you'd get if you sold immediately. A hidden cost. - [Pension](https://scrimpr.co.uk/grow-money/learn/guide/pension/) - A way to save for retirement with tax benefits. The government tops up what you put in. - [Workplace Pension](https://scrimpr.co.uk/grow-money/learn/guide/workplace-pension/) - A pension set up by your employer. They pay in too, so it's free money on top of your salary. - [Personal Pension](https://scrimpr.co.uk/grow-money/learn/guide/personal-pension/) - A pension you set up yourself, separate from any workplace scheme. - [State Pension](https://scrimpr.co.uk/grow-money/learn/guide/state-pension/) - A regular payment from the government when you reach pension age, based on your National Insurance record. - [Defined Contribution Pension](https://scrimpr.co.uk/grow-money/learn/guide/defined-contribution-pension/) - A pension where you build up a pot that depends on how much goes in and how well it's invested. - [Defined Benefit Pension](https://scrimpr.co.uk/grow-money/learn/guide/defined-benefit-pension/) - A pension that promises a guaranteed income in retirement, usually based on your salary and years worked. - [Auto-enrolment](https://scrimpr.co.uk/grow-money/learn/guide/auto-enrolment/) - When your employer automatically puts you into a workplace pension. You can opt out, but you'd lose free money. - [Pension Contributions](https://scrimpr.co.uk/grow-money/learn/guide/pension-contributions/) - Money you or your employer pay into a pension. The government adds tax relief on top. - [Annual Allowance](https://scrimpr.co.uk/grow-money/learn/guide/annual-allowance/) - The maximum you can pay into pensions each year while still getting tax relief. Currently the annual allowance is £60,000. - [Pension Age](https://scrimpr.co.uk/grow-money/learn/guide/pension-age/) - The age you can start taking money from your pension. Currently the age is 55 for private pensions, 66 for the State Pension. But these are rising by one year in 2028. - [Tax-free Lump Sum](https://scrimpr.co.uk/grow-money/learn/guide/tax-free-lump-sum/) - The 25% of your pension you can take as cash without paying any tax. - [Crystallise](https://scrimpr.co.uk/grow-money/learn/guide/crystallise/) - The term for when you start accessing your pension - taking your tax-free cash or setting up an income. - [Drawdown](https://scrimpr.co.uk/grow-money/learn/guide/drawdown/) - Taking money from your pension while the rest stays invested. You control how much and when. - [UFPLS (Uncrystallised Funds Pension Lump Sum)](https://scrimpr.co.uk/grow-money/learn/guide/ufpls-uncrystallised-funds-pension-lump-sum/) - Taking lump sums directly from your pension - 25% tax-free, 75% taxed as income. - [Annuity](https://scrimpr.co.uk/grow-money/learn/guide/annuity/) - Using your pension pot to buy a guaranteed income for the rest of your life. - [Safe Withdrawal Rate](https://scrimpr.co.uk/grow-money/learn/guide/safe-withdrawal-rate/) - How much you can take from your pension each year without running out. The value often quoted is 4%. - [GIA (General Investment Account)](https://scrimpr.co.uk/grow-money/learn/guide/gia/) - An investment account with no tax benefits—but no limits either. - [Market Index](https://scrimpr.co.uk/grow-money/learn/guide/market-index/) - A list of companies used to measure how a market is performing. The FTSE 100 and S&P 500 are examples. - [Portfolio](https://scrimpr.co.uk/grow-money/learn/guide/portfolio/) - All of your investments taken together. The full picture of what you own. - [Return](https://scrimpr.co.uk/grow-money/learn/guide/return/) - The profit or loss on an investment, usually shown as a percentage. - [Risk](https://scrimpr.co.uk/grow-money/learn/guide/risk/) - The chance that your investment loses value. Higher risk can mean higher returns, but also bigger losses. - [Volatility](https://scrimpr.co.uk/grow-money/learn/guide/volatility/) - How much an investment's value moves up and down. A bumpy ride, even if it ends well. - [Regular Investing](https://scrimpr.co.uk/grow-money/learn/guide/regular-investing/) - Investing a fixed amount automatically each month. Often cheaper than manual trades. - [ISA (Individual Savings Account)](https://scrimpr.co.uk/grow-money/learn/guide/isa/) - A tax-free account for saving or investing. - [OCF (Ongoing Charges Figure)](https://scrimpr.co.uk/grow-money/learn/guide/ocf/) - The yearly fee a fund charges. Shown as a percentage and taken automatically from your investment. - [Dividend](https://scrimpr.co.uk/grow-money/learn/guide/dividend/) - A cash payment a company makes to people who own its shares. A share of the profits. - [LISA (Lifetime ISA)](https://scrimpr.co.uk/grow-money/learn/guide/lisa/) - An ISA for buying your first home or retirement, with a 25% government bonus. - [Trading Fee](https://scrimpr.co.uk/grow-money/learn/guide/trading-fee/) - A fee you pay each time you buy or sell an investment. Some platforms charge nothing. - [Platform Fee](https://scrimpr.co.uk/grow-money/learn/guide/platform-fee/) - A fee the company holding your investments charges you. Usually yearly, sometimes monthly. - [TER (Total Expense Ratio)](https://scrimpr.co.uk/grow-money/learn/guide/ter-total-expense-ratio/) - An older name for the yearly fee on a fund. Now usually called OCF. - [Compound Interest](https://scrimpr.co.uk/grow-money/learn/guide/compound-interest/) - When your gains earn more gains, so your money grows faster over time. Works for both saving and investing. - [Stock Market](https://scrimpr.co.uk/grow-money/learn/guide/stock-market/) - The system where anyone can buy and sell ownership in companies. Also the name for places like the London Stock Exchange where this happens. - [Inflation](https://scrimpr.co.uk/grow-money/learn/guide/inflation/) - When prices rise over time, making your money worth less. The main reason people invest. - [Investing](https://scrimpr.co.uk/grow-money/learn/guide/investing/) - Putting your money into things that can grow in value over time, like shares in companies. - [Personal Savings Allowance](https://scrimpr.co.uk/grow-money/learn/guide/personal-savings-allowance/) - The amount of savings interest you can earn each year without paying tax. - [Emergency Fund](https://scrimpr.co.uk/grow-money/learn/guide/emergency-fund/) - Money set aside for unexpected costs or income loss. Usually 3 to 6 months of expenses is recommended. - [Variable Rate](https://scrimpr.co.uk/grow-money/learn/guide/variable-rate/) - An interest rate that can go up or down at any time. - [Fixed Rate](https://scrimpr.co.uk/grow-money/learn/guide/fixed-rate/) - An interest rate that's guaranteed not to change for a set period. - [JISA (Junior ISA)](https://scrimpr.co.uk/grow-money/learn/guide/jisa-junior-isa/) - A tax-free savings or investment account for under-18s. The child can't touch it until they turn 18. - [Flexible ISA](https://scrimpr.co.uk/grow-money/learn/guide/flexible-isa/) - A Fkexible ISA is one that lets you withdraw and replace money in the same tax year without losing your allowance. - [Tax Relief](https://scrimpr.co.uk/grow-money/learn/guide/tax-relief/) - When the government tops up your pension contributions by refunding some of the tax you paid. - [FX Fee (foreign exchange fee)](https://scrimpr.co.uk/grow-money/learn/guide/fx-fee/) - A charge for converting your pounds into another currency when buying foreign investments. - [Custody Fee](https://scrimpr.co.uk/grow-money/learn/guide/custody-fee/) - A fee some platforms charge for holding your investments safely. Often bundled into the platform fee. - [Inactivity Fee](https://scrimpr.co.uk/grow-money/learn/guide/inactivity-fee/) - A charge some platforms apply if you don't trade for a while. Many platforms don't charge this. - [SIPP (Self-Invested Personal Pension)](https://scrimpr.co.uk/grow-money/learn/guide/sipp/) - A pension you control yourself, with more investment choice than a workplace pension. - [ISA Allowance](https://scrimpr.co.uk/grow-money/learn/guide/isa-allowance/) - The maximum you can put into tax-free accounts each year. Currently £20,000. - [ETF vs Index Fund – What's the Actual Difference?](https://scrimpr.co.uk/grow-money/learn/investing/etf-vs-index-fund/) - ETFs and index funds often hold the same investments. The difference between them is how you buy them. - [Investing](https://scrimpr.co.uk/grow-money/learn/investing/) - [Savings](https://scrimpr.co.uk/grow-money/learn/savings/) ## Bank Switch Offers - [Co-op Bank](https://scrimpr.co.uk/bank-switch-offers/co-op-bank/) - Switch to Co-op Bank and earn up to £175 (£100 upfront + £75 over 3 months). No monthly fee, plus 7% regular saver. Requires 10 card transactions and £1,000 deposit. Compare on Scrimpr. - [Santander Edge](https://scrimpr.co.uk/bank-switch-offers/santander/) - Switch to Santander and earn £220. Edge account offers up to £10/mo cashback on bills. Straightforward requirements with £1,500 deposit and 2 Direct Debits. Compare on Scrimpr. - [Barclays](https://scrimpr.co.uk/bank-switch-offers/barclays-bank-account/) - [HSBC Premier](https://scrimpr.co.uk/bank-switch-offers/hsbc-premier/) - Switch to HSBC Premier and earn £250-£750. Free account with travel insurance, 5% regular saver, and no foreign fees. Requires £100k salary or savings. Compare on Scrimpr. - [Lloyds Premier](https://scrimpr.co.uk/bank-switch-offers/lloyds-premier/) - Switch to Lloyds Premier and earn £500 plus Bupa GP access, 1% cashback and lifestyle perks like Disney+. £15/mo fee waived with £5,000 deposits or £100,000 savings. Compare on Scrimpr. - [TSB](https://scrimpr.co.uk/bank-switch-offers/tsb/) - Switch to TSB and earn up to £200 with no Direct Debit requirement. Free account, straightforward setup. Just deposit £1,000 and make 5 card payments. Compare on Scrimpr. - [Chase](https://scrimpr.co.uk/bank-switch-offers/chase/) - Switch to Chase and earn a £100 Amazon Gift Card plus 1% cashback and 4.5% boosted saver. No monthly fee, no foreign transaction fees. Requires £1,500 monthly income. Compare on Scrimpr. - [RBS (Royal Bank of Scotland)](https://scrimpr.co.uk/bank-switch-offers/rbs-royal-bank-of-scotland/) - Switch to RBS and earn £150 with straightforward requirements. £2/mo Reward account earns £5/mo cashback, or choose the free Select account. 5.5% regular saver included. Compare on Scrimpr. - [NatWest](https://scrimpr.co.uk/bank-switch-offers/natwest/) - Switch to NatWest and earn £150 with straightforward requirements. No monthly fee on Select, or earn £5/mo cashback on Reward. 5.5% regular saver on up to £5,000. Compare on Scrimpr. - [Club Lloyds](https://scrimpr.co.uk/bank-switch-offers/lloyds-bank-club-lloyds/) - Switch to Lloyds Club Lloyds and earn £200 plus a free lifestyle perk like Disney+ or cinema tickets. £5/mo fee waived with £2,000 deposits. Compare on Scrimpr. - [Barclays Premier](https://scrimpr.co.uk/bank-switch-offers/barclays-premier-account/) - Switch to Barclays and earn £200 plus free Apple TV+ and 4.36% linked saver interest. Requires Blue Rewards (£5/mo), £2,000 deposit, and 2 Direct Debits. Compare on Scrimpr. - [Nationwide](https://scrimpr.co.uk/bank-switch-offers/nationwide/) - Switch to Nationwide FlexDirect and earn £175 plus 5% interest and 1% cashback for 12 months. No monthly fee. Straightforward requirements with bonus paid in around 10 days. Compare on Scrimpr. - [First Direct](https://scrimpr.co.uk/bank-switch-offers/first-direct/) - Switch to First Direct and earn a £175 bonus. No monthly fee, 7% regular saver, and £250 interest-free overdraft. Requires £1,000 deposit and 5 card transactions within 45 days. Compare on Scrimpr. - [AIB (NI)](https://scrimpr.co.uk/bank-switch-offers/aib-ni/) - Switch to AIB (NI) and earn up to £200 (£100 switch bonus + £100 Regular Saver bonus). Free account, Northern Ireland only. Requires £1,500 deposit and 2 Direct Debits. Compare on Scrimpr. ## Platform Reviews - [CashInStyle Review](https://scrimpr.co.uk/review/cashinstyle/) - An honest review of using CashInStyle to earn a little money in the UK. Plus get a $3 sign up bonus with our special bonus link. - [Earnopolis Review](https://scrimpr.co.uk/review/earnopolis/) - Earnopolis is a new online rewards website (a "get-paid-to") website that launched in 2026. Run by the team behind the RewardXP. New members who sign up via Scrimpr receive a $0.50 (£0.40) bonuswhen signing up. You can earn through cashback offers, get-paid-to-play game offers, and microtasks. Withdraw your earnings in any currency via PayPal, Bitcoin, or gift cards once you reach the low $1 minimum threshold. - [NX Rewards Review and Guide 2024](https://scrimpr.co.uk/review/nx-rewards-review-and-guide-2024/) - [Best Sites to Earn Money with the TapJoy Offerwall](https://scrimpr.co.uk/review/best-sites-to-earn-money-with-the-tapjoy-offerwall/) - Discover the best websites & apps where you can earn money by completing offers on the TapJoy offerwall Find trusted platforms for easy and reliable payouts. - [Best Sites to Earn Money with RevU / Revenue Universe Offerwall](https://scrimpr.co.uk/review/best-sites-to-earn-money-with-revu-revenue-universe-offerwall/) - Discover the best websites where you can earn money by completing offers on the RevU offerwall. Find trusted platforms for easy and reliable payouts. - [Uphold Cashback Card Review](https://scrimpr.co.uk/review/uphold-cashback-card-review/) - Maximise your savings with the Uphold Debit Card, offering 1% cashback on all UK purchases up to £100/month. No annual fee, 0% FX fees, and a free virtual card. Learn how this card can help you earn money back on everyday spending. Terms apply. Non-Uphold fees may apply. Uphold Card is issued by Optimus Cards UK Limited, a principal member of Mastercard and authorised by the FCA. - [Prolific Academic](https://scrimpr.co.uk/review/prolific-academic-surveys-review/) - An honest review of using Prolific to earn a little money in the UK. It's simply the best survey website there is. The academic surveys make it interesting. - [YouGov Surveys Review](https://scrimpr.co.uk/review/yougov-surveys-review/) - YouGov offers political surveys. But even more lucrative is YouGov Connections - the new way to earn from your banking data. Sign up here! - [MSR Tasks App Review](https://scrimpr.co.uk/review/msr-tasks-app-review/) - An honest review of using the MSR Tasks app to earn a little money in the UK. MSR pays users for their data from the likes of Google, Amazon, Facebook, and Instagram - data that these companies are selling anyway! - [Cloud Research Connect](https://scrimpr.co.uk/review/cloud-research-connect-surveys-review/) - An honest review of trying out Cloud Research Connect to earn a little money in the UK. It's aiming to emulate the best survey website there is (Prolific). - [Testable Minds](https://scrimpr.co.uk/review/testable-minds-survey-panel-review/) - Testable Minds is a legitamte platform that pays users to complete academic surveys for physchology and behavioural research. It is really good, but there are not that many studies. - [Freecash](https://scrimpr.co.uk/review/freecash-review-uk/) - An honest review of using Freecash to earn a money in the UK, and a guide from someone who uses the app. Plus get a $5 sign up bonus with my code: tightaswhat - [Clear!](https://scrimpr.co.uk/review/clear-receipt-scanning-survey-app-review/) - The Clear! receipt scanning and survey app is a new platform just like the Amazon Shopper Panel. But it pays more! Earn £0.10 per receipt and £0.60 per survey! - [Paid Viewpoint](https://scrimpr.co.uk/review/paid-viewpoint/) - PaidViewpoint is one of the bes survey apps there is. You get paid for every survey you start! - [Torox](https://scrimpr.co.uk/review/best-sites-to-earn-money-with-torox-offertoro-offerwall/) - Discover the best websites where you can earn money by completing offers on the Torox offerwall. Find trusted platforms for easy and reliable payouts. - [Gemsloot](https://scrimpr.co.uk/review/gemsloot-review-sign-up-bonus/) - An honest review of using Gemsloot to earn a little money by playing games in the UK. Plus get a random sign up bonus with my bonus link. - [Maholla (£1 Sign Up Bonus)](https://scrimpr.co.uk/review/maholla-review-and-sign-up-bonus/) - An honest review of using Maholla to earn a little money in the UK. Plus get a £1 sign up bonus with our special bonus link. - [ySense](https://scrimpr.co.uk/review/ysense-review/) - An honest review of using ySense to earn a little money playing games in the UK. It's one of the best GPT sites, and its better than Swagbucks for UK users. - [Mistplay](https://scrimpr.co.uk/review/mistplay/) - [Cashback.co.uk](https://scrimpr.co.uk/review/cashback-co-uk-10-sign-up-bonus-review/) - An honest review of using Cashback.co.uk to earn a little money in the UK. Plus get a £10 sign up bonus with my special promotion link. - [Inbox Pounds Review](https://scrimpr.co.uk/review/inbox-pounds-review/) - An honest review of using Inbox Pounds to earn a little money in the UK playing games on my phone. Plus get a £1 sign up bonus with our referral link. - [Earnlab](https://scrimpr.co.uk/review/earnlab-review/) - An honest review of using Earnlab to earn a little money in the UK. Play games, try new apps and services, and get a $0.25 free when you sign up using our bonus link. ## Platform Types - [Reward Sites](https://scrimpr.co.uk/reviews/gpt/) - [Survey Panels](https://scrimpr.co.uk/reviews/survey/) - [Cashback Websites](https://scrimpr.co.uk/reviews/cashback/) - [Offerwalls](https://scrimpr.co.uk/reviews/offerwall/)